Cheap Quotes for Billingsley, AL Car Insurance (2021)

Billingsley, Alabama car insurance rates average $309 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Billingsley, AL companies, you can find cheap Billingsley car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Billingsley has an average commute time of 32.5 minutes
  • Average car insurance rates in Billingsley, AL after a DUI are $4,222/year
  • The cheapest car insurance company in Billingsley is USAA

How do the Billingsley, Alabama monthly average car insurance rates of $309/month compare to nearby cities like Decatur car insurance rates, Montgomery car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Billingsley, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Billingsley, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Billingsley, Alabama companies to find the most affordable Billingsley car insurance rates.

Enter your ZIP code above to find cheap Billingsley, AL car insurance quotes today.

What are the minimum Billingsley, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Billingsley, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Billingsley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Billingsley, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Billingsley, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Billingsley car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Billingsley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,933 $1,845 $1,750 $1,785 $6,739 $7,249 $2,164 $2,209
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,228 $3,490 $2,638 $2,954 $11,752 $13,079 $3,448 $3,682
Nationwide $1,733 $1,754 $1,579 $1,635 $4,544 $5,859 $1,923 $2,150
Progressive $2,451 $2,305 $2,008 $2,139 $10,025 $11,210 $2,876 $3,077
State Farm $2,960 $2,960 $2,685 $2,685 $9,061 $11,354 $3,348 $3,855
Travelers $1,546 $1,571 $1,446 $1,442 $8,237 $12,974 $1,464 $1,687
USAA $1,351 $1,374 $1,260 $1,240 $3,986 $4,424 $1,758 $1,904

How much do teen drivers pay for car insurance in Billingsley, AL?

Billingsley, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Billingsley car insurance rates from multiple Billingsley, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Billingsley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,739 $7,249
Farmers $8,772 $9,029
GEICO $4,975 $4,882
Liberty Mutual $11,752 $13,079
Nationwide $4,544 $5,859
Progressive $10,025 $11,210
State Farm $9,061 $11,354
Travelers $8,237 $12,974
USAA $3,986 $4,424

How much do senior drivers pay for car insurance in Billingsley, AL?

With a little research, seniors can find affordable car insurance in Billingsley, Alabama. Here’s a look at how the top Billingsley car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Billingsley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,785
Farmers $2,054 $2,181
GEICO $1,817 $1,869
Liberty Mutual $2,638 $2,954
Nationwide $1,579 $1,635
Progressive $2,008 $2,139
State Farm $2,685 $2,685
Travelers $1,446 $1,442
USAA $1,260 $1,240

How does coverage level affect Billingsley, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Billingsley, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Billingsley, Alabama

Insurance Company Low Medium High
Allstate $3,091 $3,205 $3,331
Farmers $3,765 $3,938 $4,264
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,289 $5,509 $5,804
Nationwide $2,625 $2,626 $2,691
Progressive $4,068 $4,489 $4,977
State Farm $4,587 $4,859 $5,145
Travelers $3,607 $3,872 $3,909
USAA $2,085 $2,151 $2,250

How does your driving record affect Billingsley, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Billingsley, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Billingsley, Alabama companies.

Annual Billingsley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,220 $3,803 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,341 $6,039 $5,912 $5,844
Nationwide $2,316 $2,316 $3,371 $2,585
Progressive $4,079 $5,121 $4,369 $4,476
State Farm $4,383 $5,451 $4,810 $4,810
Travelers $3,162 $3,319 $4,848 $3,853
USAA $1,663 $2,084 $3,102 $1,800

How does a DUI affect Billingsley, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Billingsley, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Billingsley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,803
Farmers $4,236
GEICO $3,547
Liberty Mutual $5,912
Nationwide $3,371
Progressive $4,369
State Farm $4,810
Travelers $4,848
USAA $3,102

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How does your credit history affect Billingsley, AL car insurance rates?

Take a look at the data here to see how your Billingsley, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Billingsley, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,547
Farmers $4,471 $3,848 $3,649
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,930 $4,858 $3,814
Nationwide $3,191 $2,494 $2,257
Progressive $5,095 $4,364 $4,074
State Farm $7,892 $3,991 $2,708
Travelers $4,141 $3,589 $3,657
USAA $2,909 $1,891 $1,687

How does your commute affect Billingsley, AL car insurance rates?

Billingsley, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Billingsley if you’re financing.

Annual Car Insurance Rates by Commute Length in Billingsley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,209 $3,209
Farmers $3,989 $3,989
GEICO $2,610 $2,708
Liberty Mutual $5,534 $5,534
Nationwide $2,647 $2,647
Progressive $4,511 $4,511
State Farm $4,744 $4,983
Travelers $3,796 $3,796
USAA $2,063 $2,261

Who has the cheapest Billingsley, AL car insurance rates?

Here’s a breakdown of Billingsley, Alabama car insurance rates by company. You can see which company offers the cheapest Billingsley car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Billingsley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Billingsley, AL car insurance companies?

Which Billingsley, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Billingsley companies to find the one for you.

Average Annual Car Insurance Rates by Company in Billingsley, Alabama

Insurance Company Average Annual Rates
Allstate $3,209
Farmers $3,989
GEICO $2,659
Liberty Mutual $5,534
Nationwide $2,647
Progressive $4,511
State Farm $4,864
Travelers $3,796
USAA $2,162

What factors affect Billingsley, AL car insurance rates?

Why are Billingsley, Alabama car insurance rates different than rates in Decatur or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Billingsley, AL?

More time spent behind the wheel can lead to higher Billingsley, Alabama car insurance rates. In Billingsley, AL, the average commute length is 32.5 minutes.

Car Insurance Quotes for Billingsley, AL

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