Cheap Quotes for Betterton, MD Car Insurance (2021)

Betterton, Maryland car insurance rates average $321 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Betterton, MD companies, you can find cheap Betterton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Betterton, MD after a DUI are $4,509/year
  • Betterton has an average commute time of 35.4 minutes
  • The cheapest car insurance company in Betterton is USAA

How do the Betterton, Maryland monthly average car insurance rates of $321/month compare to nearby cities like Rockville car insurance rates, Greenbelt car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Betterton, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Betterton, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Betterton, Maryland companies to find the most affordable Betterton car insurance rates.

Enter your ZIP code above to find cheap Betterton, MD car insurance quotes today.

What are the minimum Betterton, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Betterton, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Betterton, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Betterton, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Betterton, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Betterton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Betterton, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,034 $2,918 $2,894 $2,975 $8,811 $10,365 $2,736 $2,772
GEICO $1,908 $2,077 $2,145 $2,448 $5,623 $6,468 $1,623 $1,733
Liberty Mutual $5,759 $5,759 $5,692 $5,692 $11,293 $16,796 $5,759 $7,799
Nationwide $1,798 $1,805 $1,626 $1,675 $4,174 $5,500 $2,078 $2,239
Progressive $2,051 $1,869 $1,790 $1,822 $7,010 $7,681 $2,388 $2,359
State Farm $1,877 $1,877 $1,713 $1,713 $5,835 $7,486 $2,089 $2,368
USAA $1,624 $1,601 $1,507 $1,514 $3,530 $4,181 $1,887 $2,112

How much do teen drivers pay for car insurance in Betterton, MD?

Betterton, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Betterton car insurance rates from multiple Betterton, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Betterton, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,811 $10,365
GEICO $5,623 $6,468
Liberty Mutual $11,293 $16,796
Nationwide $4,174 $5,500
Progressive $7,010 $7,681
State Farm $5,835 $7,486
USAA $3,530 $4,181

How much do senior drivers pay for car insurance in Betterton, MD?

With a little research, seniors can find affordable car insurance in Betterton, Maryland. Here’s a look at how the top Betterton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Betterton, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,894 $2,975
GEICO $2,145 $2,448
Liberty Mutual $5,692 $5,692
Nationwide $1,626 $1,675
Progressive $1,790 $1,822
State Farm $1,713 $1,713
USAA $1,507 $1,514

How does coverage level affect Betterton, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Betterton, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Betterton, Maryland

Insurance Company Low Medium High
Allstate $4,453 $4,537 $4,700
GEICO $2,905 $2,986 $3,119
Liberty Mutual $7,835 $8,049 $8,321
Nationwide $2,501 $2,621 $2,714
Progressive $3,236 $3,372 $3,506
State Farm $2,966 $3,128 $3,265
USAA $2,138 $2,251 $2,344

How does your driving record affect Betterton, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Betterton, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Betterton, Maryland companies.

Annual Betterton, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,047 $5,362 $4,047 $4,798
GEICO $2,144 $3,316 $3,995 $2,558
Liberty Mutual $5,883 $7,691 $11,339 $7,361
Nationwide $2,299 $3,084 $2,459 $2,606
Progressive $2,890 $3,790 $3,492 $3,313
State Farm $2,804 $3,505 $3,084 $3,084
USAA $1,772 $2,155 $3,144 $1,906

How does a DUI affect Betterton, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Betterton, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Betterton, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,047
GEICO $3,995
Liberty Mutual $11,339
Nationwide $2,459
Progressive $3,492
State Farm $3,084
USAA $3,144

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How does your credit history affect Betterton, MD car insurance rates?

Take a look at the data here to see how your Betterton, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Betterton, Maryland

Insurance Company Poor Fair Good
Allstate $5,893 $4,131 $3,666
GEICO $3,401 $2,821 $2,787
Liberty Mutual $11,543 $7,430 $5,233
Nationwide $3,330 $2,365 $2,141
Progressive $4,264 $3,182 $2,668
State Farm $4,564 $2,707 $2,087
USAA $2,995 $2,050 $1,688

How does your commute affect Betterton, MD car insurance rates?

Betterton, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Betterton if you’re financing.

Annual Car Insurance Rates by Commute Length in Betterton, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,499 $4,627
GEICO $2,952 $3,055
Liberty Mutual $7,850 $8,288
Nationwide $2,612 $2,612
Progressive $3,371 $3,371
State Farm $3,041 $3,198
USAA $2,174 $2,314

Who has the cheapest Betterton, MD car insurance rates?

Here’s a breakdown of Betterton, Maryland car insurance rates by company. You can see which company offers the cheapest Betterton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Betterton, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Betterton, MD car insurance companies?

Which Betterton, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Betterton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Betterton, Maryland

Insurance Company Average Annual Rates
Allstate $4,563
GEICO $3,003
Liberty Mutual $8,069
Nationwide $2,612
Progressive $3,371
State Farm $3,119
USAA $2,244

What factors affect Betterton, MD car insurance rates?

Why are Betterton, Maryland car insurance rates different than rates in Rockville or Greenbelt? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Betterton, MD?

More time spent behind the wheel can lead to higher Betterton, Maryland car insurance rates. In Betterton, MD, the average commute length is 35.4 minutes.

Car Insurance Quotes for Betterton, MD

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