Cheap Quotes for Bethesda, MD Car Insurance (2021)

Bethesda, Maryland car insurance rates average $350 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Bethesda, MD companies, you can find cheap Bethesda car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Bethesda has an average commute time of 29.8 minutes
  • Average car insurance rates in Bethesda, MD for senior drivers are $2,718/year
  • Average car insurance rates in Bethesda, MD are $350/month

How do the Bethesda, Maryland monthly average car insurance rates of $350/month compare to nearby cities like Greenbelt car insurance rates, Frederick car insurance rates, and Baltimore car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bethesda, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Bethesda, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bethesda, Maryland companies to find the most affordable Bethesda car insurance rates.

Enter your ZIP code above to find cheap Bethesda, MD car insurance quotes today.

What are the minimum Bethesda, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Bethesda, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Bethesda, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Bethesda, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Bethesda, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Bethesda, Maryland

ZIP Code Average Annual Rates
20814 $3,547
20815 $3,549
20816 $3,567
20817 $3,635

How do age, gender, and marital status affect Bethesda, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Bethesda, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bethesda car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bethesda, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,389 $3,254 $3,240 $3,325 $10,005 $11,744 $3,039 $3,089
GEICO $1,939 $2,124 $2,219 $2,569 $6,006 $6,870 $1,667 $1,760
Liberty Mutual $5,992 $5,992 $5,924 $5,924 $11,653 $17,282 $5,992 $8,079
Nationwide $1,940 $1,944 $1,757 $1,804 $4,629 $6,059 $2,254 $2,425
Progressive $2,092 $1,886 $1,834 $1,873 $7,624 $8,339 $2,440 $2,389
State Farm $2,103 $2,103 $1,945 $1,945 $6,761 $8,667 $2,352 $2,654
USAA $1,984 $1,942 $1,857 $1,842 $4,481 $5,284 $2,272 $2,527

How much do teen drivers pay for car insurance in Bethesda, MD?

Bethesda, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Bethesda car insurance rates from multiple Bethesda, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bethesda, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,005 $11,744
GEICO $6,006 $6,870
Liberty Mutual $11,653 $17,282
Nationwide $4,629 $6,059
Progressive $7,624 $8,339
State Farm $6,761 $8,667
USAA $4,481 $5,284

How much do senior drivers pay for car insurance in Bethesda, MD?

With a little research, seniors can find affordable car insurance in Bethesda, Maryland. Here’s a look at how the top Bethesda car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bethesda, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,240 $3,325
GEICO $2,219 $2,569
Liberty Mutual $5,924 $5,924
Nationwide $1,757 $1,804
Progressive $1,834 $1,873
State Farm $1,945 $1,945
USAA $1,857 $1,842

How does coverage level affect Bethesda, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bethesda, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bethesda, Maryland

Insurance Company Low Medium High
Allstate $5,025 $5,110 $5,273
GEICO $3,040 $3,130 $3,263
Liberty Mutual $8,093 $8,333 $8,639
Nationwide $2,734 $2,860 $2,960
Progressive $3,392 $3,566 $3,721
State Farm $3,363 $3,575 $3,760
USAA $2,640 $2,783 $2,898

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How does your driving record affect Bethesda, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Bethesda, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bethesda, Maryland companies.

Annual Bethesda, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,045 $4,543 $5,412
GEICO $2,221 $3,469 $4,263 $2,624
Liberty Mutual $5,985 $7,905 $11,939 $7,590
Nationwide $2,510 $3,367 $2,685 $2,844
Progressive $3,046 $4,039 $3,663 $3,491
State Farm $3,191 $4,025 $3,524 $3,524
USAA $2,178 $2,682 $3,891 $2,344

How does a DUI affect Bethesda, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Bethesda, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Bethesda, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $4,263
Liberty Mutual $11,939
Nationwide $2,685
Progressive $3,663
State Farm $3,524
USAA $3,891

How does your credit history affect Bethesda, MD car insurance rates?

Take a look at the data here to see how your Bethesda, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bethesda, Maryland

Insurance Company Poor Fair Good
Allstate $6,645 $4,647 $4,115
GEICO $3,562 $2,953 $2,917
Liberty Mutual $11,967 $7,690 $5,407
Nationwide $3,640 $2,580 $2,334
Progressive $4,469 $3,376 $2,834
State Farm $5,210 $3,097 $2,392
USAA $3,685 $2,538 $2,097

How does your commute affect Bethesda, MD car insurance rates?

Bethesda, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bethesda if you’re financing.

Annual Car Insurance Rates by Commute Length in Bethesda, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,063 $5,208
GEICO $3,095 $3,194
Liberty Mutual $8,131 $8,579
Nationwide $2,851 $2,851
Progressive $3,560 $3,560
State Farm $3,476 $3,656
USAA $2,690 $2,857

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Who has the cheapest Bethesda, MD car insurance rates?

Here’s a breakdown of Bethesda, Maryland car insurance rates by company. You can see which company offers the cheapest Bethesda car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bethesda, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Bethesda, MD car insurance companies?

Which Bethesda, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Bethesda companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bethesda, Maryland

Insurance Company Average Annual Rates
Allstate $5,136
GEICO $3,144
Liberty Mutual $8,355
Nationwide $2,851
Progressive $3,560
State Farm $3,566
USAA $2,774

What factors affect Bethesda, MD car insurance rates?

Why are Bethesda, Maryland car insurance rates different than rates in Greenbelt or Frederick? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bethesda, MD?

More time spent behind the wheel can lead to higher Bethesda, Maryland car insurance rates. In Bethesda, MD, the average commute length is 29.8 minutes.

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Car Insurance Quotes for Bethesda, MD

Shop for affordable Bethesda, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Bethesda, MD car insurance companies.

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