Cheap Quotes for Berwyn Heights, MD Car Insurance (2021)

Berwyn Heights, Maryland car insurance rates average $430 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Berwyn Heights, MD companies, you can find cheap Berwyn Heights car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Berwyn Heights, MD are $430/month
  • The cheapest car insurance company in Berwyn Heights is Nationwide
  • Average car insurance rates in Berwyn Heights, MD for senior drivers are $3,370/year

How do the Berwyn Heights, Maryland monthly average car insurance rates of $430/month compare to nearby cities like Annapolis car insurance rates, Salisbury car insurance rates, and College Park car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Berwyn Heights, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Berwyn Heights, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Berwyn Heights, Maryland companies to find the most affordable Berwyn Heights car insurance rates.

Enter your ZIP code above to find cheap Berwyn Heights, MD car insurance quotes today.

What are the minimum Berwyn Heights, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Berwyn Heights, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Berwyn Heights, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Berwyn Heights, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Berwyn Heights, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Berwyn Heights car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berwyn Heights, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,022 $3,839 $3,848 $3,944 $11,907 $13,984 $3,600 $3,626
GEICO $2,352 $2,573 $2,680 $3,091 $7,060 $8,047 $2,009 $2,115
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,153 $2,161 $1,946 $2,004 $5,037 $6,627 $2,492 $2,684
Progressive $2,481 $2,231 $2,160 $2,210 $8,889 $9,699 $2,881 $2,801
State Farm $2,976 $2,976 $2,741 $2,741 $8,849 $11,293 $3,329 $3,727
USAA $2,292 $2,250 $2,143 $2,135 $5,120 $6,038 $2,637 $2,942

How much do teen drivers pay for car insurance in Berwyn Heights, MD?

Berwyn Heights, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Berwyn Heights car insurance rates from multiple Berwyn Heights, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Berwyn Heights, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,907 $13,984
GEICO $7,060 $8,047
Liberty Mutual $15,242 $22,580
Nationwide $5,037 $6,627
Progressive $8,889 $9,699
State Farm $8,849 $11,293
USAA $5,120 $6,038

How much do senior drivers pay for car insurance in Berwyn Heights, MD?

With a little research, seniors can find affordable car insurance in Berwyn Heights, Maryland. Here’s a look at how the top Berwyn Heights car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Berwyn Heights, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,848 $3,944
GEICO $2,680 $3,091
Liberty Mutual $7,771 $7,771
Nationwide $1,946 $2,004
Progressive $2,160 $2,210
State Farm $2,741 $2,741
USAA $2,143 $2,135

How does coverage level affect Berwyn Heights, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Berwyn Heights, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Berwyn Heights, Maryland

Insurance Company Low Medium High
Allstate $5,910 $6,044 $6,335
GEICO $3,604 $3,716 $3,902
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $3,006 $3,148 $3,259
Progressive $3,967 $4,170 $4,370
State Farm $4,562 $4,844 $5,082
USAA $3,024 $3,205 $3,354

How does your driving record affect Berwyn Heights, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Berwyn Heights, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Berwyn Heights, Maryland companies.

Annual Berwyn Heights, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,389 $7,192 $5,389 $6,416
GEICO $2,653 $4,133 $5,025 $3,152
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,760 $3,709 $2,953 $3,130
Progressive $3,559 $4,730 $4,294 $4,094
State Farm $4,329 $5,440 $4,773 $4,773
USAA $2,508 $3,082 $4,487 $2,701

How does a DUI affect Berwyn Heights, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Berwyn Heights, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Berwyn Heights, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,389
GEICO $5,025
Liberty Mutual $15,533
Nationwide $2,953
Progressive $4,294
State Farm $4,773
USAA $4,487

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How does your credit history affect Berwyn Heights, MD car insurance rates?

Take a look at the data here to see how your Berwyn Heights, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Berwyn Heights, Maryland

Insurance Company Poor Fair Good
Allstate $7,910 $5,510 $4,869
GEICO $4,240 $3,512 $3,470
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $4,016 $2,836 $2,562
Progressive $5,252 $3,949 $3,306
State Farm $7,064 $4,191 $3,232
USAA $4,263 $2,921 $2,400

How does your commute affect Berwyn Heights, MD car insurance rates?

Berwyn Heights, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Berwyn Heights if you’re financing.

Annual Car Insurance Rates by Commute Length in Berwyn Heights, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,009 $6,183
GEICO $3,678 $3,803
Liberty Mutual $10,649 $11,233
Nationwide $3,138 $3,138
Progressive $4,169 $4,169
State Farm $4,699 $4,959
USAA $3,095 $3,294

Who has the cheapest Berwyn Heights, MD car insurance rates?

Here’s a breakdown of Berwyn Heights, Maryland car insurance rates by company. You can see which company offers the cheapest Berwyn Heights car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Berwyn Heights, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Berwyn Heights, MD car insurance companies?

Which Berwyn Heights, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Berwyn Heights companies to find the one for you.

Average Annual Car Insurance Rates by Company in Berwyn Heights, Maryland

Insurance Company Average Annual Rates
Allstate $6,096
GEICO $3,741
Liberty Mutual $10,941
Nationwide $3,138
Progressive $4,169
State Farm $4,829
USAA $3,195

What factors affect Berwyn Heights, MD car insurance rates?

Why are Berwyn Heights, Maryland car insurance rates different than rates in Annapolis or Salisbury? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Berwyn Heights, MD?

More time spent behind the wheel can lead to higher Berwyn Heights, Maryland car insurance rates. In Berwyn Heights, MD, the average commute length is 38.0 minutes.

Car Insurance Quotes for Berwyn Heights, MD

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