Cheap Quotes for Berwick, LA Car Insurance (2021)

Berwick, Louisiana car insurance rates average $423 a month and Louisiana law requires coverage of at least 15/30/25. By comparing rates from multiple Berwick, LA companies, you can find cheap Berwick car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Berwick has an average commute time of 22.5 minutes
  • Average car insurance rates in Berwick, LA are $423/month
  • Average car insurance rates in Berwick, LA after a DUI are $5,844/year

How do the Berwick, Louisiana monthly average car insurance rates of $423/month compare to nearby cities like Baton Rouge car insurance rates, Lake Charles car insurance rates, and Lafayette car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Berwick, LA.

We’ll cover the Louisiana minimum coverage requirements, Louisiana car insurance laws, and Berwick, LA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Berwick, Louisiana companies to find the most affordable Berwick car insurance rates.

Enter your ZIP code above to find cheap Berwick, LA car insurance quotes today.

What are the minimum Berwick, LA car insurance requirements?

To meet Louisiana minimum car insurance coverage requirements, Berwick, LA drivers need to carry at least 15/30/25 coverage.

Minimum Required Car Insurance Coverage in Berwick, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Berwick, LA car insurance rates?

Three of the criteria that most affect car insurance rates in Berwick, Louisiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Berwick car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berwick, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $2,997 $3,454 $3,611 $4,422 $11,095 $11,649 $2,889 $2,776
Progressive $3,495 $3,252 $2,930 $3,172 $14,116 $15,674 $3,984 $4,059
State Farm $2,549 $2,549 $2,343 $2,343 $7,668 $9,642 $2,849 $3,191
USAA $2,571 $2,528 $2,520 $2,496 $7,694 $8,990 $3,146 $3,441

How much do teen drivers pay for car insurance in Berwick, LA?

Berwick, Louisiana car insurance rates for teens are often higher than rates for other drivers. Compare Berwick car insurance rates from multiple Berwick, Louisiana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Berwick, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $11,095 $11,649
Progressive $14,116 $15,674
State Farm $7,668 $9,642
USAA $7,694 $8,990

How much do senior drivers pay for car insurance in Berwick, LA?

With a little research, seniors can find affordable car insurance in Berwick, Louisiana. Here’s a look at how the top Berwick car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Berwick, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,611 $4,422
Progressive $2,930 $3,172
State Farm $2,343 $2,343
USAA $2,520 $2,496

How does coverage level affect Berwick, LA car insurance rates?

How much coverage do you need? Are you comfortable with the Louisiana minimum of 15/30/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Berwick, LA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Berwick, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,383 $5,382 $6,320
Progressive $5,239 $6,280 $7,487
State Farm $3,571 $4,133 $4,721
USAA $3,576 $4,243 $4,701

How does your driving record affect Berwick, LA car insurance rates?

Safe driving pays off. The more traffic violations you have in Berwick, LA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Berwick, Louisiana companies.

Annual Berwick, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,636 $5,886 $7,261 $4,663
Progressive $5,273 $7,098 $6,802 $6,168
State Farm $3,790 $4,493 $4,142 $4,142
USAA $3,190 $4,433 $5,263 $3,807

How does a DUI affect Berwick, LA car insurance rates?

With even one DUI on your record, you can see an increase in your Berwick, LA car insurance rates.

Annual Car Insurance Rates After a DUI in Berwick, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $7,261
Progressive $6,802
State Farm $4,142
USAA $5,263

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How does your credit history affect Berwick, LA car insurance rates?

Take a look at the data here to see how your Berwick, Louisiana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Berwick, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,376 $5,534 $4,174
Progressive $7,148 $6,141 $5,717
State Farm $5,762 $3,691 $2,972
USAA $5,746 $3,688 $3,086

How does your commute affect Berwick, LA car insurance rates?

Berwick, LA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Louisiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Berwick if you’re financing.

Annual Car Insurance Rates by Commute Length in Berwick, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,258 $5,465
Progressive $6,335 $6,335
State Farm $4,032 $4,251
USAA $4,043 $4,304

Who has the cheapest Berwick, LA car insurance rates?

Here’s a breakdown of Berwick, Louisiana car insurance rates by company. You can see which company offers the cheapest Berwick car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Berwick, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Berwick, LA car insurance companies?

Which Berwick, Louisiana car insurance company will best fit your needs and budget? Check out this comparison of the top Berwick companies to find the one for you.

Average Annual Car Insurance Rates by Company in Berwick, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,362
Progressive $6,335
State Farm $4,142
USAA $4,173

What factors affect Berwick, LA car insurance rates?

Why are Berwick, Louisiana car insurance rates different than rates in Baton Rouge or Lake Charles? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Berwick, LA?

FBI statistics show that the Berwick, Louisiana car theft rate is 3 thefts each year. High theft rates can lead to higher than average Berwick, LA car insurance rates.

How long is the average commute in Berwick, LA?

More time spent behind the wheel can lead to higher Berwick, Louisiana car insurance rates. In Berwick, LA, the average commute length is 22.5 minutes.

Car Insurance Quotes for Berwick, LA

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