Cheap Quotes for Berry, AL Car Insurance (2021)

Berry, Alabama car insurance rates average $307 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Berry, AL companies, you can find cheap Berry car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Berry, AL after a DUI are $4,192/year
  • Berry has an average commute time of 36.3 minutes
  • The cheapest car insurance company in Berry is USAA

How do the Berry, Alabama monthly average car insurance rates of $307/month compare to nearby cities like Hoover car insurance rates, Montgomery car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Berry, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Berry, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Berry, Alabama companies to find the most affordable Berry car insurance rates.

Enter your ZIP code above to find cheap Berry, AL car insurance quotes today.

What are the minimum Berry, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Berry, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Berry, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Berry, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Berry, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Berry car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berry, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,060 $1,948 $1,986 $7,513 $8,082 $2,432 $2,493
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,580 $2,435 $2,110 $2,250 $10,293 $11,498 $3,030 $3,228
State Farm $2,950 $2,950 $2,633 $2,633 $8,519 $10,683 $3,324 $3,840
Travelers $1,502 $1,526 $1,402 $1,398 $7,841 $12,264 $1,425 $1,650
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

How much do teen drivers pay for car insurance in Berry, AL?

Berry, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Berry car insurance rates from multiple Berry, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Berry, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $8,082
Farmers $8,848 $9,111
GEICO $4,918 $4,831
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $10,293 $11,498
State Farm $8,519 $10,683
Travelers $7,841 $12,264
USAA $3,950 $4,385

How much do senior drivers pay for car insurance in Berry, AL?

With a little research, seniors can find affordable car insurance in Berry, Alabama. Here’s a look at how the top Berry car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Berry, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $1,986
Farmers $2,096 $2,219
GEICO $1,804 $1,850
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $2,110 $2,250
State Farm $2,633 $2,633
Travelers $1,402 $1,398
USAA $1,239 $1,215

How does coverage level affect Berry, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Berry, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Berry, Alabama

Insurance Company Low Medium High
Allstate $3,474 $3,579 $3,699
Farmers $3,840 $4,000 $4,306
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $4,265 $4,651 $5,118
State Farm $4,486 $4,685 $4,903
Travelers $3,466 $3,698 $3,713
USAA $2,066 $2,126 $2,217

How does your driving record affect Berry, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Berry, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Berry, Alabama companies.

Annual Berry, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,046 $3,591 $4,257 $3,442
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $4,244 $5,303 $4,506 $4,658
State Farm $4,263 $5,215 $4,644 $4,644
Travelers $3,021 $3,172 $4,627 $3,684
USAA $1,642 $2,059 $3,067 $1,777

How does a DUI affect Berry, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Berry, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Berry, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,257
Farmers $4,293
GEICO $3,504
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,506
State Farm $4,644
Travelers $4,627
USAA $3,067

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How does your credit history affect Berry, AL car insurance rates?

Take a look at the data here to see how your Berry, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Berry, Alabama

Insurance Company Poor Fair Good
Allstate $4,425 $3,481 $2,847
Farmers $4,543 $3,903 $3,701
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $5,303 $4,520 $4,211
State Farm $7,610 $3,850 $2,614
Travelers $3,958 $3,428 $3,492
USAA $2,881 $1,865 $1,663

How does your commute affect Berry, AL car insurance rates?

Berry, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Berry if you’re financing.

Annual Car Insurance Rates by Commute Length in Berry, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,584 $3,584
Farmers $4,049 $4,049
GEICO $2,587 $2,686
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,678 $4,678
State Farm $4,582 $4,800
Travelers $3,626 $3,626
USAA $2,038 $2,234

Who has the cheapest Berry, AL car insurance rates?

Here’s a breakdown of Berry, Alabama car insurance rates by company. You can see which company offers the cheapest Berry car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Berry, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Berry, AL car insurance companies?

Which Berry, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Berry companies to find the one for you.

Average Annual Car Insurance Rates by Company in Berry, Alabama

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $4,049
GEICO $2,637
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,678
State Farm $4,691
Travelers $3,626
USAA $2,136

What factors affect Berry, AL car insurance rates?

Why are Berry, Alabama car insurance rates different than rates in Hoover or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Berry, AL?

More time spent behind the wheel can lead to higher Berry, Alabama car insurance rates. In Berry, AL, the average commute length is 36.3 minutes.

Car Insurance Quotes for Berry, AL

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