Cheap Quotes for Beltsville, MD Car Insurance (2021)

Beltsville, Maryland car insurance rates average $451 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Beltsville, MD companies, you can find cheap Beltsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Beltsville is Nationwide
  • Average car insurance rates in Beltsville, MD for senior drivers are $3,520/year
  • Average car insurance rates in Beltsville, MD are $451/month

How do the Beltsville, Maryland monthly average car insurance rates of $451/month compare to nearby cities like Greenbelt car insurance rates, Salisbury car insurance rates, and Annapolis car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Beltsville, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Beltsville, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Beltsville, Maryland companies to find the most affordable Beltsville car insurance rates.

Enter your ZIP code above to find cheap Beltsville, MD car insurance quotes today.

What are the minimum Beltsville, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Beltsville, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Beltsville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Beltsville, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Beltsville, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Beltsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beltsville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $3,824 $3,850 $3,945 $12,016 $14,119 $3,578 $3,605
GEICO $2,871 $3,144 $3,264 $3,778 $8,640 $9,807 $2,456 $2,576
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,153 $2,161 $1,946 $2,004 $5,037 $6,627 $2,492 $2,684
Progressive $3,012 $2,698 $2,610 $2,673 $10,983 $12,007 $3,509 $3,413
State Farm $2,934 $2,934 $2,707 $2,707 $8,865 $11,307 $3,281 $3,691
USAA $2,281 $2,239 $2,134 $2,125 $5,093 $6,005 $2,625 $2,928

How much do teen drivers pay for car insurance in Beltsville, MD?

Beltsville, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Beltsville car insurance rates from multiple Beltsville, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Beltsville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,016 $14,119
GEICO $8,640 $9,807
Liberty Mutual $15,242 $22,580
Nationwide $5,037 $6,627
Progressive $10,983 $12,007
State Farm $8,865 $11,307
USAA $5,093 $6,005

How much do senior drivers pay for car insurance in Beltsville, MD?

With a little research, seniors can find affordable car insurance in Beltsville, Maryland. Here’s a look at how the top Beltsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Beltsville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,850 $3,945
GEICO $3,264 $3,778
Liberty Mutual $7,771 $7,771
Nationwide $1,946 $2,004
Progressive $2,610 $2,673
State Farm $2,707 $2,707
USAA $2,134 $2,125

How does coverage level affect Beltsville, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Beltsville, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Beltsville, Maryland

Insurance Company Low Medium High
Allstate $5,932 $6,067 $6,357
GEICO $4,397 $4,536 $4,768
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $3,006 $3,148 $3,259
Progressive $4,858 $5,112 $5,369
State Farm $4,542 $4,817 $5,051
USAA $3,008 $3,189 $3,339

How does your driving record affect Beltsville, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Beltsville, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Beltsville, Maryland companies.

Annual Beltsville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,403 $7,224 $5,403 $6,444
GEICO $3,236 $5,048 $6,138 $3,846
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,760 $3,709 $2,953 $3,130
Progressive $4,350 $5,812 $5,273 $5,017
State Farm $4,299 $5,420 $4,747 $4,747
USAA $2,496 $3,066 $4,465 $2,688

How does a DUI affect Beltsville, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Beltsville, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Beltsville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,403
GEICO $6,138
Liberty Mutual $15,533
Nationwide $2,953
Progressive $5,273
State Farm $4,747
USAA $4,465

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How does your credit history affect Beltsville, MD car insurance rates?

Take a look at the data here to see how your Beltsville, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Beltsville, Maryland

Insurance Company Poor Fair Good
Allstate $7,936 $5,533 $4,887
GEICO $5,179 $4,287 $4,235
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $4,016 $2,836 $2,562
Progressive $6,428 $4,850 $4,062
State Farm $7,026 $4,169 $3,215
USAA $4,242 $2,907 $2,388

How does your commute affect Beltsville, MD car insurance rates?

Beltsville, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Beltsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Beltsville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,031 $6,206
GEICO $4,489 $4,645
Liberty Mutual $10,649 $11,233
Nationwide $3,138 $3,138
Progressive $5,113 $5,113
State Farm $4,676 $4,930
USAA $3,080 $3,278

Who has the cheapest Beltsville, MD car insurance rates?

Here’s a breakdown of Beltsville, Maryland car insurance rates by company. You can see which company offers the cheapest Beltsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Beltsville, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Beltsville, MD car insurance companies?

Which Beltsville, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Beltsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Beltsville, Maryland

Insurance Company Average Annual Rates
Allstate $6,119
GEICO $4,567
Liberty Mutual $10,941
Nationwide $3,138
Progressive $5,113
State Farm $4,803
USAA $3,179

What factors affect Beltsville, MD car insurance rates?

Why are Beltsville, Maryland car insurance rates different than rates in Greenbelt or Salisbury? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Beltsville, MD?

More time spent behind the wheel can lead to higher Beltsville, Maryland car insurance rates. In Beltsville, MD, the average commute length is 33.0 minutes.

Car Insurance Quotes for Beltsville, MD

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