Cheap Quotes for Bellamy, AL Car Insurance (2021)

Bellamy, Alabama car insurance rates average $317 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Bellamy, AL companies, you can find cheap Bellamy car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Bellamy, AL are $317/month
  • The cheapest car insurance company in Bellamy is USAA
  • Bellamy has an average commute time of 21.0 minutes

How do the Bellamy, Alabama monthly average car insurance rates of $317/month compare to nearby cities like Auburn car insurance rates, Montgomery car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bellamy, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Bellamy, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bellamy, Alabama companies to find the most affordable Bellamy car insurance rates.

Enter your ZIP code above to find cheap Bellamy, AL car insurance quotes today.

What are the minimum Bellamy, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Bellamy, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Bellamy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Bellamy, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Bellamy, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bellamy car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellamy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,747 $2,747 $2,462 $2,462 $7,969 $10,016 $3,096 $3,552
Travelers $1,846 $1,877 $1,723 $1,721 $10,091 $16,000 $1,742 $2,012
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

How much do teen drivers pay for car insurance in Bellamy, AL?

Bellamy, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Bellamy car insurance rates from multiple Bellamy, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bellamy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,465 $5,384
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,969 $10,016
Travelers $10,091 $16,000
USAA $4,111 $4,567

How much do senior drivers pay for car insurance in Bellamy, AL?

With a little research, seniors can find affordable car insurance in Bellamy, Alabama. Here’s a look at how the top Bellamy car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bellamy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,993 $2,033
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,462 $2,462
Travelers $1,723 $1,721
USAA $1,294 $1,274

How does coverage level affect Bellamy, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bellamy, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bellamy, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,158 $4,375 $4,610
Travelers $4,391 $4,719 $4,769
USAA $2,151 $2,216 $2,317

How does your driving record affect Bellamy, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Bellamy, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bellamy, Alabama companies.

Annual Bellamy, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,978 $4,874 $4,337 $4,337
Travelers $3,852 $4,042 $5,920 $4,692
USAA $1,713 $2,146 $3,200 $1,853

How does a DUI affect Bellamy, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Bellamy, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Bellamy, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,878
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,337
Travelers $5,920
USAA $3,200

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How does your credit history affect Bellamy, AL car insurance rates?

Take a look at the data here to see how your Bellamy, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bellamy, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $7,103 $3,597 $2,444
Travelers $5,044 $4,375 $4,461
USAA $3,000 $1,947 $1,737

How does your commute affect Bellamy, AL car insurance rates?

Bellamy, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bellamy if you’re financing.

Annual Car Insurance Rates by Commute Length in Bellamy, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,876 $2,987
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,276 $4,487
Travelers $4,627 $4,627
USAA $2,126 $2,330

Who has the cheapest Bellamy, AL car insurance rates?

Here’s a breakdown of Bellamy, Alabama car insurance rates by company. You can see which company offers the cheapest Bellamy car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bellamy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Bellamy, AL car insurance companies?

Which Bellamy, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Bellamy companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bellamy, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,931
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,381
Travelers $4,627
USAA $2,228

What factors affect Bellamy, AL car insurance rates?

Why are Bellamy, Alabama car insurance rates different than rates in Auburn or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bellamy, AL?

More time spent behind the wheel can lead to higher Bellamy, Alabama car insurance rates. In Bellamy, AL, the average commute length is 21.0 minutes.

Car Insurance Quotes for Bellamy, AL

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