Cheap Quotes for Belk, AL Car Insurance (2021)

Belk, Alabama car insurance rates average $304 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Belk, AL companies, you can find cheap Belk car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Belk, AL are $304/month
  • Belk has an average commute time of 23.4 minutes
  • Average car insurance rates in Belk, AL for senior drivers are $1,939/year

How do the Belk, Alabama monthly average car insurance rates of $304/month compare to nearby cities like Hoover car insurance rates, Decatur car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Belk, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Belk, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Belk, Alabama companies to find the most affordable Belk car insurance rates.

Enter your ZIP code above to find cheap Belk, AL car insurance quotes today.

What are the minimum Belk, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Belk, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Belk, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Belk, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Belk, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Belk car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belk, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,466 $2,447 $2,203 $2,344 $9,586 $9,862 $2,791 $2,888
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,285 $2,162 $1,874 $1,984 $9,156 $10,252 $2,693 $2,889
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,502 $1,526 $1,402 $1,398 $7,841 $12,264 $1,425 $1,650
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

How much do teen drivers pay for car insurance in Belk, AL?

Belk, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Belk car insurance rates from multiple Belk, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Belk, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $9,586 $9,862
GEICO $5,465 $5,384
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $9,156 $10,252
State Farm $8,309 $10,427
Travelers $7,841 $12,264
USAA $3,950 $4,385

How much do senior drivers pay for car insurance in Belk, AL?

With a little research, seniors can find affordable car insurance in Belk, Alabama. Here’s a look at how the top Belk car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Belk, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,203 $2,344
GEICO $1,993 $2,033
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $1,874 $1,984
State Farm $2,520 $2,520
Travelers $1,402 $1,398
USAA $1,239 $1,215

How does coverage level affect Belk, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Belk, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Belk, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $4,070 $4,265 $4,635
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $3,799 $4,144 $4,542
State Farm $4,278 $4,514 $4,767
Travelers $3,466 $3,698 $3,713
USAA $2,066 $2,126 $2,217

How does your driving record affect Belk, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Belk, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Belk, Alabama companies.

Annual Belk, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,640 $4,711 $4,595 $4,348
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,772 $4,714 $4,022 $4,140
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,021 $3,172 $4,627 $3,684
USAA $1,642 $2,059 $3,067 $1,777

How does a DUI affect Belk, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Belk, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Belk, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,951
Farmers $4,595
GEICO $3,878
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,022
State Farm $4,472
Travelers $4,627
USAA $3,067

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How does your credit history affect Belk, AL car insurance rates?

Take a look at the data here to see how your Belk, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Belk, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,842 $4,173 $3,955
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $4,716 $4,022 $3,749
State Farm $7,329 $3,709 $2,520
Travelers $3,958 $3,428 $3,492
USAA $2,881 $1,865 $1,663

How does your commute affect Belk, AL car insurance rates?

Belk, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Belk if you’re financing.

Annual Car Insurance Rates by Commute Length in Belk, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,323 $4,323
GEICO $2,876 $2,987
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,162 $4,162
State Farm $4,410 $4,629
Travelers $3,626 $3,626
USAA $2,038 $2,234

Who has the cheapest Belk, AL car insurance rates?

Here’s a breakdown of Belk, Alabama car insurance rates by company. You can see which company offers the cheapest Belk car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Belk, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Belk, AL car insurance companies?

Which Belk, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Belk companies to find the one for you.

Average Annual Car Insurance Rates by Company in Belk, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,323
GEICO $2,931
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,162
State Farm $4,519
Travelers $3,626
USAA $2,136

What factors affect Belk, AL car insurance rates?

Why are Belk, Alabama car insurance rates different than rates in Hoover or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Belk, AL?

More time spent behind the wheel can lead to higher Belk, Alabama car insurance rates. In Belk, AL, the average commute length is 23.4 minutes.

Car Insurance Quotes for Belk, AL

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