Cheap Quotes for Bel Alton, MD Car Insurance (2021)

Bel Alton, Maryland car insurance rates average $384 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Bel Alton, MD companies, you can find cheap Bel Alton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Bel Alton, MD after a DUI are $5,385/year
  • Average car insurance rates in Bel Alton, MD are $384/month
  • The cheapest car insurance company in Bel Alton is USAA

How do the Bel Alton, Maryland monthly average car insurance rates of $384/month compare to nearby cities like Salisbury car insurance rates, Frederick car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bel Alton, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Bel Alton, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bel Alton, Maryland companies to find the most affordable Bel Alton car insurance rates.

Enter your ZIP code above to find cheap Bel Alton, MD car insurance quotes today.

What are the minimum Bel Alton, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Bel Alton, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Bel Alton, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Bel Alton, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Bel Alton, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bel Alton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bel Alton, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,632 $2,867 $2,962 $3,392 $7,818 $8,966 $2,238 $2,383
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $2,076 $2,089 $1,873 $1,934 $4,856 $6,399 $2,402 $2,595
Progressive $2,479 $2,250 $2,154 $2,195 $8,728 $9,591 $2,900 $2,868
State Farm $2,305 $2,305 $2,105 $2,105 $7,085 $9,083 $2,565 $2,896
USAA $2,102 $2,069 $1,948 $1,954 $4,623 $5,482 $2,441 $2,730

How much do teen drivers pay for car insurance in Bel Alton, MD?

Bel Alton, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Bel Alton car insurance rates from multiple Bel Alton, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bel Alton, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $7,818 $8,966
Liberty Mutual $12,597 $18,750
Nationwide $4,856 $6,399
Progressive $8,728 $9,591
State Farm $7,085 $9,083
USAA $4,623 $5,482

How much do senior drivers pay for car insurance in Bel Alton, MD?

With a little research, seniors can find affordable car insurance in Bel Alton, Maryland. Here’s a look at how the top Bel Alton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bel Alton, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,962 $3,392
Liberty Mutual $6,333 $6,333
Nationwide $1,873 $1,934
Progressive $2,154 $2,195
State Farm $2,105 $2,105
USAA $1,948 $1,954

How does coverage level affect Bel Alton, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bel Alton, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bel Alton, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $4,014 $4,132 $4,326
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,909 $3,035 $3,139
Progressive $3,963 $4,148 $4,326
State Farm $3,611 $3,815 $3,992
USAA $2,779 $2,927 $3,050

How does your driving record affect Bel Alton, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Bel Alton, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bel Alton, Maryland companies.

Annual Bel Alton, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,959 $4,590 $5,541 $3,538
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,661 $3,582 $2,848 $3,021
Progressive $3,543 $4,687 $4,282 $4,071
State Farm $3,424 $4,272 $3,763 $3,763
USAA $2,296 $2,804 $4,102 $2,472

How does a DUI affect Bel Alton, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Bel Alton, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Bel Alton, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $5,541
Liberty Mutual $12,565
Nationwide $2,848
Progressive $4,282
State Farm $3,763
USAA $4,102

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How does your credit history affect Bel Alton, MD car insurance rates?

Take a look at the data here to see how your Bel Alton, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bel Alton, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $4,713 $3,903 $3,855
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,880 $2,734 $2,469
Progressive $5,222 $3,924 $3,291
State Farm $5,562 $3,305 $2,551
USAA $3,903 $2,665 $2,187

How does your commute affect Bel Alton, MD car insurance rates?

Bel Alton, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bel Alton if you’re financing.

Annual Car Insurance Rates by Commute Length in Bel Alton, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $4,085 $4,229
Liberty Mutual $8,746 $9,236
Nationwide $3,028 $3,028
Progressive $4,146 $4,146
State Farm $3,709 $3,903
USAA $2,827 $3,010

Who has the cheapest Bel Alton, MD car insurance rates?

Here’s a breakdown of Bel Alton, Maryland car insurance rates by company. You can see which company offers the cheapest Bel Alton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bel Alton, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Bel Alton, MD car insurance companies?

Which Bel Alton, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Bel Alton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bel Alton, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $4,157
Liberty Mutual $8,991
Nationwide $3,028
Progressive $4,146
State Farm $3,806
USAA $2,919

Car Insurance Quotes for Bel Alton, MD

Shop for affordable Bel Alton, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Bel Alton, MD car insurance companies.

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