Cheap Quotes for Bel Air, MD Car Insurance (2021)

Bel Air, Maryland car insurance rates average $380 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Bel Air, MD companies, you can find cheap Bel Air car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Bel Air has an average commute time of 32.1 minutes
  • The cheapest car insurance company in Bel Air is USAA
  • Average car insurance rates in Bel Air, MD are $380/month

How do the Bel Air, Maryland monthly average car insurance rates of $380/month compare to nearby cities like College Park car insurance rates, Annapolis car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bel Air, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Bel Air, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bel Air, Maryland companies to find the most affordable Bel Air car insurance rates.

Enter your ZIP code above to find cheap Bel Air, MD car insurance quotes today.

What are the minimum Bel Air, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Bel Air, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Bel Air, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Bel Air, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Bel Air, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Bel Air, Maryland

ZIP Code Average Annual Rates
21014 $3,893
21015 $3,884

How do age, gender, and marital status affect Bel Air, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Bel Air, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bel Air car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bel Air, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,920 $11,615 $3,092 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,038 $2,044 $1,845 $1,896 $4,815 $6,328 $2,364 $2,545
Progressive $2,438 $2,193 $2,126 $2,173 $8,861 $9,691 $2,844 $2,779
State Farm $2,357 $2,357 $2,176 $2,176 $7,583 $9,736 $2,640 $2,975
USAA $1,898 $1,863 $1,774 $1,768 $4,218 $4,974 $2,183 $2,435

How much do teen drivers pay for car insurance in Bel Air, MD?

Bel Air, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Bel Air car insurance rates from multiple Bel Air, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bel Air, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,920 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,715 $18,821
Nationwide $4,815 $6,328
Progressive $8,861 $9,691
State Farm $7,583 $9,736
USAA $4,218 $4,974

How much do senior drivers pay for car insurance in Bel Air, MD?

With a little research, seniors can find affordable car insurance in Bel Air, Maryland. Here’s a look at how the top Bel Air car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bel Air, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,499 $6,499
Nationwide $1,845 $1,896
Progressive $2,126 $2,173
State Farm $2,176 $2,176
USAA $1,774 $1,768

How does coverage level affect Bel Air, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bel Air, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bel Air, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $2,854 $2,993 $3,106
Progressive $3,945 $4,142 $4,328
State Farm $3,777 $4,014 $4,209
USAA $2,501 $2,648 $2,769

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How does your driving record affect Bel Air, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Bel Air, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bel Air, Maryland companies.

Annual Bel Air, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,411
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,627 $3,524 $2,810 $2,977
Progressive $3,531 $4,694 $4,269 $4,060
State Farm $3,579 $4,514 $3,953 $3,953
USAA $2,076 $2,545 $3,702 $2,234

How does a DUI affect Bel Air, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Bel Air, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Bel Air, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,060
Nationwide $2,810
Progressive $4,269
State Farm $3,953
USAA $3,702

How does your credit history affect Bel Air, MD car insurance rates?

Take a look at the data here to see how your Bel Air, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bel Air, Maryland

Insurance Company Poor Fair Good
Allstate $6,650 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $3,815 $2,699 $2,439
Progressive $5,200 $3,924 $3,292
State Farm $5,856 $3,470 $2,673
USAA $3,518 $2,415 $1,985

How does your commute affect Bel Air, MD car insurance rates?

Bel Air, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bel Air if you’re financing.

Annual Car Insurance Rates by Commute Length in Bel Air, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $8,894 $9,380
Nationwide $2,984 $2,984
Progressive $4,138 $4,138
State Farm $3,897 $4,103
USAA $2,557 $2,721

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Who has the cheapest Bel Air, MD car insurance rates?

Here’s a breakdown of Bel Air, Maryland car insurance rates by company. You can see which company offers the cheapest Bel Air car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bel Air, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Bel Air, MD car insurance companies?

Which Bel Air, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Bel Air companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bel Air, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,137
Nationwide $2,984
Progressive $4,138
State Farm $4,000
USAA $2,639

What factors affect Bel Air, MD car insurance rates?

Why are Bel Air, Maryland car insurance rates different than rates in College Park or Annapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Bel Air, MD?

FBI statistics show that the Bel Air, Maryland car theft rate is 4 thefts each year. High theft rates can lead to higher than average Bel Air, MD car insurance rates.

How long is the average commute in Bel Air, MD?

More time spent behind the wheel can lead to higher Bel Air, Maryland car insurance rates. In Bel Air, MD, the average commute length is 32.1 minutes.

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Car Insurance Quotes for Bel Air, MD

Shop for affordable Bel Air, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Bel Air, MD car insurance companies.

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