Cheap Quotes for Bear Creek, AK Car Insurance (2021)

Bear Creek, Alaska car insurance rates average $227 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Bear Creek, AK companies, you can find cheap Bear Creek car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Bear Creek, AK after a DUI are $3,205/year
  • Average car insurance rates in Bear Creek, AK for senior drivers are $1,599/year
  • The cheapest car insurance company in Bear Creek is State Farm

How do the Bear Creek, Alaska monthly average car insurance rates of $227/month compare to nearby cities like Sitka car insurance rates, Bethel car insurance rates, and Fairbanks car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bear Creek, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Bear Creek, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bear Creek, Alaska companies to find the most affordable Bear Creek car insurance rates.

Enter your ZIP code above to find cheap Bear Creek, AK car insurance quotes today.

What are the minimum Bear Creek, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Bear Creek, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Bear Creek, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Bear Creek, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Bear Creek, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bear Creek car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear Creek, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,924 $1,830 $1,830 $4,443 $5,798 $2,159 $2,362
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,878 $1,666 $1,577 $1,616 $6,645 $7,421 $2,121 $2,111
State Farm $1,390 $1,390 $1,245 $1,245 $4,329 $5,615 $1,638 $1,676
USAA $1,457 $1,454 $1,359 $1,353 $4,717 $5,228 $2,092 $2,217

How much do teen drivers pay for car insurance in Bear Creek, AK?

Bear Creek, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Bear Creek car insurance rates from multiple Bear Creek, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bear Creek, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,443 $5,798
GEICO $4,699 $5,997
Progressive $6,645 $7,421
State Farm $4,329 $5,615
USAA $4,717 $5,228

How much do senior drivers pay for car insurance in Bear Creek, AK?

With a little research, seniors can find affordable car insurance in Bear Creek, Alaska. Here’s a look at how the top Bear Creek car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bear Creek, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,830
GEICO $2,018 $1,920
Progressive $1,577 $1,616
State Farm $1,245 $1,245
USAA $1,359 $1,353

How does coverage level affect Bear Creek, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bear Creek, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bear Creek, Alaska

Insurance Company Low Medium High
Allstate $2,721 $2,723 $2,906
GEICO $2,851 $2,862 $2,996
Progressive $3,062 $3,066 $3,260
State Farm $2,242 $2,278 $2,429
USAA $2,445 $2,459 $2,549

How does your driving record affect Bear Creek, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Bear Creek, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bear Creek, Alaska companies.

Annual Bear Creek, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,246 $3,127 $3,110 $2,651
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,800 $3,590 $2,974 $3,154
State Farm $2,110 $2,522 $2,316 $2,316
USAA $1,952 $2,506 $3,269 $2,211

How does a DUI affect Bear Creek, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Bear Creek, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Bear Creek, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,110
GEICO $4,356
Progressive $2,974
State Farm $2,316
USAA $3,269

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How does your credit history affect Bear Creek, AK car insurance rates?

Take a look at the data here to see how your Bear Creek, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bear Creek, Alaska

Insurance Company Poor Fair Good
Allstate $3,300 $2,615 $2,435
GEICO $3,299 $2,867 $2,542
Progressive $3,415 $3,058 $2,915
State Farm $3,206 $2,071 $1,671
USAA $3,384 $2,216 $1,854

How does your commute affect Bear Creek, AK car insurance rates?

Bear Creek, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bear Creek if you’re financing.

Annual Car Insurance Rates by Commute Length in Bear Creek, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,728 $2,839
GEICO $2,866 $2,939
Progressive $3,129 $3,129
State Farm $2,252 $2,380
USAA $2,441 $2,528

Who has the cheapest Bear Creek, AK car insurance rates?

Here’s a breakdown of Bear Creek, Alaska car insurance rates by company. You can see which company offers the cheapest Bear Creek car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bear Creek, Alaska

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Bear Creek, AK car insurance companies?

Which Bear Creek, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Bear Creek companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bear Creek, Alaska

Insurance Company Average Annual Rates
Allstate $2,783
GEICO $2,903
Progressive $3,129
State Farm $2,316
USAA $2,485

What factors affect Bear Creek, AK car insurance rates?

Why are Bear Creek, Alaska car insurance rates different than rates in Sitka or Bethel? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bear Creek, AK?

More time spent behind the wheel can lead to higher Bear Creek, Alaska car insurance rates. In Bear Creek, AK, the average commute length is 14.1 minutes.

Car Insurance Quotes for Bear Creek, AK

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