Cheap Quotes for Bathgate, ND Car Insurance (2021)

Bathgate, North Dakota car insurance rates average $351 a month and North Dakota law requires coverage of at least 25/50/25. By comparing rates from multiple Bathgate, ND companies, you can find cheap Bathgate car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Bathgate, ND for senior drivers are $2,289/year
  • Average car insurance rates in Bathgate, ND are $351/month
  • Average car insurance rates in Bathgate, ND after a DUI are $5,046/year

How do the Bathgate, North Dakota monthly average car insurance rates of $351/month compare to nearby cities like Minot car insurance rates, West Fargo car insurance rates, and Mandan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bathgate, ND.

We’ll cover the North Dakota minimum coverage requirements, North Dakota car insurance laws, and Bathgate, ND statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bathgate, North Dakota companies to find the most affordable Bathgate car insurance rates.

Enter your ZIP code above to find cheap Bathgate, ND car insurance quotes today.

What are the minimum Bathgate, ND car insurance requirements?

To meet North Dakota minimum car insurance coverage requirements, Bathgate, ND drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Bathgate, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Bathgate, ND Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Bathgate, ND you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Bathgate, North Dakota

ZIP Code Average Annual Rates
58238 $4,423
58265 $4,444

How do age, gender, and marital status affect Bathgate, ND car insurance rates?

Three of the criteria that most affect car insurance rates in Bathgate, North Dakota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bathgate car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bathgate, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,428 $2,147 $2,276 $9,354 $11,014 $2,660 $2,871
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,766 $1,736 $1,579 $1,642 $6,310 $6,473 $2,007 $2,123
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,802 $1,848 $1,615 $1,725 $4,020 $4,973 $2,051 $2,180
Progressive $1,880 $1,798 $1,524 $1,574 $6,697 $7,487 $2,303 $2,320
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

How much do teen drivers pay for car insurance in Bathgate, ND?

Bathgate, North Dakota car insurance rates for teens are often higher than rates for other drivers. Compare Bathgate car insurance rates from multiple Bathgate, North Dakota car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bathgate, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,354 $11,014
American Family $6,100 $8,820
Farmers $6,310 $6,473
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $4,020 $4,973
Progressive $6,697 $7,487
State Farm $4,879 $6,182
USAA $3,928 $4,747

How much do senior drivers pay for car insurance in Bathgate, ND?

With a little research, seniors can find affordable car insurance in Bathgate, North Dakota. Here’s a look at how the top Bathgate car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bathgate, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,276
American Family $2,612 $2,612
Farmers $1,579 $1,642
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,615 $1,725
Progressive $1,524 $1,574
State Farm $1,575 $1,575
USAA $927 $930

How does coverage level affect Bathgate, ND car insurance rates?

How much coverage do you need? Are you comfortable with the North Dakota minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bathgate, ND car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bathgate, North Dakota

Insurance Company Low Medium High
Allstate $4,299 $4,395 $4,495
American Family $4,159 $4,230 $3,699
Farmers $2,888 $2,942 $3,034
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,465 $2,514 $2,602
Progressive $3,102 $3,188 $3,304
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

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How does your driving record affect Bathgate, ND car insurance rates?

Safe driving pays off. The more traffic violations you have in Bathgate, ND, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bathgate, North Dakota companies.

Annual Bathgate, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $3,923 $5,961 $4,140
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,491 $3,175 $3,135 $3,016
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,863 $2,572 $3,552 $2,120
Progressive $2,959 $3,615 $2,991 $3,226
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

How does a DUI affect Bathgate, ND car insurance rates?

With even one DUI on your record, you can see an increase in your Bathgate, ND car insurance rates.

Annual Car Insurance Rates After a DUI in Bathgate, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,961
American Family $5,597
Farmers $3,135
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,552
Progressive $2,991
State Farm $2,757
USAA $2,854

How does your credit history affect Bathgate, ND car insurance rates?

Take a look at the data here to see how your Bathgate, North Dakota car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bathgate, North Dakota

Insurance Company Poor Fair Good
Allstate $5,539 $4,218 $3,432
American Family $5,292 $3,681 $3,115
Farmers $3,421 $2,791 $2,652
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,078 $2,396 $2,106
Progressive $3,705 $3,083 $2,805
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

How does your commute affect Bathgate, ND car insurance rates?

Bathgate, ND car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Dakota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bathgate if you’re financing.

Annual Car Insurance Rates by Commute Length in Bathgate, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,504
American Family $3,979 $4,079
Farmers $2,954 $2,954
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,527 $2,527
Progressive $3,198 $3,198
State Farm $2,683 $2,831
USAA $2,008 $2,049

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Who has the cheapest Bathgate, ND car insurance rates?

Here’s a breakdown of Bathgate, North Dakota car insurance rates by company. You can see which company offers the cheapest Bathgate car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bathgate, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Bathgate, ND car insurance companies?

Which Bathgate, North Dakota car insurance company will best fit your needs and budget? Check out this comparison of the top Bathgate companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bathgate, North Dakota

Insurance Company Average Annual Rates
Allstate $4,396
American Family $4,029
Farmers $2,954
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,527
Progressive $3,198
State Farm $2,757
USAA $2,028

What factors affect Bathgate, ND car insurance rates?

Why are Bathgate, North Dakota car insurance rates different than rates in Minot or West Fargo? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bathgate, ND?

More time spent behind the wheel can lead to higher Bathgate, North Dakota car insurance rates. In Bathgate, ND, the average commute length is 18.7 minutes.

What is the traffic like in Bathgate, ND

Like commute length, time spent in traffic also increase risk of accidents. Bathgate, ND is listed as 786th in INRIX congested cities data.

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Car Insurance Quotes for Bathgate, ND

Shop for affordable Bathgate, North Dakota car insurance rates today. Enter your ZIP code to compare quotes from multiple Bathgate, ND car insurance companies.

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