Cheap Quotes for Banks, AL Car Insurance (2021)

Banks, Alabama car insurance rates average $296 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Banks, AL companies, you can find cheap Banks car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Banks, AL are $296/month
  • Average car insurance rates in Banks, AL after a DUI are $4,051/year
  • Banks has an average commute time of 37.6 minutes

How do the Banks, Alabama monthly average car insurance rates of $296/month compare to nearby cities like Huntsville car insurance rates, Birmingham car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Banks, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Banks, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Banks, Alabama companies to find the most affordable Banks car insurance rates.

Enter your ZIP code above to find cheap Banks, AL car insurance quotes today.

What are the minimum Banks, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Banks, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Banks, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Banks, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Banks, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Banks car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banks, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,311 $2,294 $2,066 $2,193 $8,908 $9,165 $2,626 $2,731
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,064 $3,316 $2,521 $2,823 $10,689 $11,893 $3,270 $3,488
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,407 $2,272 $1,967 $2,110 $9,183 $10,232 $2,796 $2,914
State Farm $2,671 $2,671 $2,397 $2,397 $7,731 $9,735 $3,009 $3,436
Travelers $1,518 $1,544 $1,413 $1,412 $7,913 $12,389 $1,442 $1,676
USAA $1,272 $1,294 $1,188 $1,169 $3,747 $4,158 $1,655 $1,790

How much do teen drivers pay for car insurance in Banks, AL?

Banks, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Banks car insurance rates from multiple Banks, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Banks, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,908 $9,165
GEICO $5,548 $5,428
Liberty Mutual $10,689 $11,893
Nationwide $4,358 $5,617
Progressive $9,183 $10,232
State Farm $7,731 $9,735
Travelers $7,913 $12,389
USAA $3,747 $4,158

How much do senior drivers pay for car insurance in Banks, AL?

With a little research, seniors can find affordable car insurance in Banks, Alabama. Here’s a look at how the top Banks car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Banks, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,066 $2,193
GEICO $2,014 $2,065
Liberty Mutual $2,521 $2,823
Nationwide $1,527 $1,581
Progressive $1,967 $2,110
State Farm $2,397 $2,397
Travelers $1,413 $1,412
USAA $1,188 $1,169

How does coverage level affect Banks, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Banks, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Banks, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,815 $3,986 $4,310
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,905 $5,109 $5,385
Nationwide $2,529 $2,526 $2,589
Progressive $3,765 $4,202 $4,738
State Farm $4,023 $4,250 $4,494
Travelers $3,511 $3,736 $3,744
USAA $1,959 $2,023 $2,120

How does your driving record affect Banks, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Banks, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Banks, Alabama companies.

Annual Banks, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,396 $4,394 $4,286 $4,071
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,034 $5,588 $5,492 $5,418
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,836 $4,771 $4,111 $4,222
State Farm $3,865 $4,733 $4,212 $4,212
Travelers $3,055 $3,207 $4,673 $3,719
USAA $1,566 $1,962 $2,914 $1,694

How does a DUI affect Banks, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Banks, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Banks, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,286
GEICO $3,924
Liberty Mutual $5,492
Nationwide $3,241
Progressive $4,111
State Farm $4,212
Travelers $4,673
USAA $2,914

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How does your credit history affect Banks, AL car insurance rates?

Take a look at the data here to see how your Banks, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Banks, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,525 $3,895 $3,691
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,358 $4,500 $3,541
Nationwide $3,073 $2,400 $2,171
Progressive $4,821 $4,088 $3,796
State Farm $6,898 $3,494 $2,375
Travelers $3,998 $3,464 $3,528
USAA $2,732 $1,780 $1,590

How does your commute affect Banks, AL car insurance rates?

Banks, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Banks if you’re financing.

Annual Car Insurance Rates by Commute Length in Banks, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,037 $4,037
GEICO $2,906 $3,021
Liberty Mutual $5,133 $5,133
Nationwide $2,548 $2,548
Progressive $4,235 $4,235
State Farm $4,151 $4,360
Travelers $3,663 $3,663
USAA $1,941 $2,127

Who has the cheapest Banks, AL car insurance rates?

Here’s a breakdown of Banks, Alabama car insurance rates by company. You can see which company offers the cheapest Banks car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Banks, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Banks, AL car insurance companies?

Which Banks, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Banks companies to find the one for you.

Average Annual Car Insurance Rates by Company in Banks, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,037
GEICO $2,964
Liberty Mutual $5,133
Nationwide $2,548
Progressive $4,235
State Farm $4,256
Travelers $3,663
USAA $2,034

What factors affect Banks, AL car insurance rates?

Why are Banks, Alabama car insurance rates different than rates in Huntsville or Birmingham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Banks, AL?

More time spent behind the wheel can lead to higher Banks, Alabama car insurance rates. In Banks, AL, the average commute length is 37.6 minutes.

Car Insurance Quotes for Banks, AL

Shop for affordable Banks, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Banks, AL car insurance companies.

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