Cheap Quotes for Baldwin, MD Car Insurance (2021)

Baldwin, Maryland car insurance rates average $414 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Baldwin, MD companies, you can find cheap Baldwin car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Baldwin is USAA
  • Average car insurance rates in Baldwin, MD are $414/month
  • Average car insurance rates in Baldwin, MD after a DUI are $5,926/year

How do the Baldwin, Maryland monthly average car insurance rates of $414/month compare to nearby cities like Baltimore car insurance rates, Greenbelt car insurance rates, and Salisbury car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Baldwin, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Baldwin, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Baldwin, Maryland companies to find the most affordable Baldwin car insurance rates.

Enter your ZIP code above to find cheap Baldwin, MD car insurance quotes today.

What are the minimum Baldwin, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Baldwin, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Baldwin, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Baldwin, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Baldwin, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Baldwin car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baldwin, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,921 $11,615 $3,093 $3,139
GEICO $2,654 $2,909 $3,033 $3,510 $8,110 $9,248 $2,273 $2,393
Liberty Mutual $7,814 $7,814 $7,727 $7,727 $14,995 $22,135 $7,814 $10,461
Nationwide $2,254 $2,262 $2,033 $2,093 $5,418 $7,150 $2,626 $2,834
Progressive $2,562 $2,309 $2,231 $2,278 $9,273 $10,154 $2,993 $2,933
State Farm $2,407 $2,407 $2,213 $2,213 $7,632 $9,797 $2,687 $3,039
USAA $2,041 $2,000 $1,915 $1,903 $4,597 $5,410 $2,342 $2,611

How much do teen drivers pay for car insurance in Baldwin, MD?

Baldwin, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Baldwin car insurance rates from multiple Baldwin, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Baldwin, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,921 $11,615
GEICO $8,110 $9,248
Liberty Mutual $14,995 $22,135
Nationwide $5,418 $7,150
Progressive $9,273 $10,154
State Farm $7,632 $9,797
USAA $4,597 $5,410

How much do senior drivers pay for car insurance in Baldwin, MD?

With a little research, seniors can find affordable car insurance in Baldwin, Maryland. Here’s a look at how the top Baldwin car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Baldwin, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $3,033 $3,510
Liberty Mutual $7,727 $7,727
Nationwide $2,033 $2,093
Progressive $2,231 $2,278
State Farm $2,213 $2,213
USAA $1,915 $1,903

How does coverage level affect Baldwin, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Baldwin, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Baldwin, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $4,111 $4,240 $4,447
Liberty Mutual $10,461 $10,782 $11,190
Nationwide $3,195 $3,346 $3,460
Progressive $4,141 $4,346 $4,538
State Farm $3,832 $4,060 $4,257
USAA $2,700 $2,863 $2,995

How does your driving record affect Baldwin, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Baldwin, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Baldwin, Maryland companies.

Annual Baldwin, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,412
GEICO $3,015 $4,712 $5,762 $3,576
Liberty Mutual $7,697 $10,189 $15,551 $9,808
Nationwide $2,925 $3,951 $3,134 $3,325
Progressive $3,704 $4,923 $4,480 $4,260
State Farm $3,632 $4,560 $4,003 $4,003
USAA $2,239 $2,754 $4,006 $2,411

How does a DUI affect Baldwin, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Baldwin, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Baldwin, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,762
Liberty Mutual $15,551
Nationwide $3,134
Progressive $4,480
State Farm $4,003
USAA $4,006

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How does your credit history affect Baldwin, MD car insurance rates?

Take a look at the data here to see how your Baldwin, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Baldwin, Maryland

Insurance Company Poor Fair Good
Allstate $6,651 $4,641 $4,110
GEICO $4,837 $4,005 $3,956
Liberty Mutual $15,441 $9,960 $7,033
Nationwide $4,275 $3,010 $2,716
Progressive $5,456 $4,116 $3,453
State Farm $5,920 $3,516 $2,713
USAA $3,798 $2,611 $2,148

How does your commute affect Baldwin, MD car insurance rates?

Baldwin, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Baldwin if you’re financing.

Annual Car Insurance Rates by Commute Length in Baldwin, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $4,196 $4,336
Liberty Mutual $10,527 $11,095
Nationwide $3,334 $3,334
Progressive $4,342 $4,342
State Farm $3,947 $4,152
USAA $2,765 $2,940

Who has the cheapest Baldwin, MD car insurance rates?

Here’s a breakdown of Baldwin, Maryland car insurance rates by company. You can see which company offers the cheapest Baldwin car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Baldwin, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Baldwin, MD car insurance companies?

Which Baldwin, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Baldwin companies to find the one for you.

Average Annual Car Insurance Rates by Company in Baldwin, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $4,266
Liberty Mutual $10,811
Nationwide $3,334
Progressive $4,342
State Farm $4,049
USAA $2,852

Car Insurance Quotes for Baldwin, MD

Shop for affordable Baldwin, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Baldwin, MD car insurance companies.

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