Cheap Quotes for Avondale, AZ Car Insurance (2021)

Avondale, Arizona car insurance rates average $369 a month and Arizona law requires coverage of at least 15/30/10. By comparing rates from multiple Avondale, AZ companies, you can find cheap Avondale car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Avondale, AZ are $369/month
  • Avondale has an average commute time of 28.7 minutes
  • The cheapest car insurance company in Avondale is GEICO

How do the Avondale, Arizona monthly average car insurance rates of $369/month compare to nearby cities like Tucson car insurance rates, Peoria car insurance rates, and Chandler car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Avondale, AZ.

We’ll cover the Arizona minimum coverage requirements, Arizona car insurance laws, and Avondale, AZ statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Avondale, Arizona companies to find the most affordable Avondale car insurance rates.

Enter your ZIP code above to find cheap Avondale, AZ car insurance quotes today.

What are the minimum Avondale, AZ car insurance requirements?

To meet Arizona minimum car insurance coverage requirements, Avondale, AZ drivers need to carry at least 15/30/10 coverage.

Minimum Required Car Insurance Coverage in Avondale, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Avondale, AZ Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Avondale, AZ you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Avondale, Arizona

ZIP Code Average Annual Rates
85323 $4,261
85353 $4,589
85392 $4,291

How do age, gender, and marital status affect Avondale, AZ car insurance rates?

Three of the criteria that most affect car insurance rates in Avondale, Arizona are age, gender, and marital status. Let’s take a look at how each of these stack up with top Avondale car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Avondale, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,244 $4,244 $4,134 $4,134 $9,096 $11,724 $4,732 $5,133
American Family $3,318 $3,318 $3,045 $3,045 $8,757 $11,438 $3,318 $3,890
Farmers $3,006 $3,000 $2,673 $2,844 $12,859 $13,330 $3,404 $3,525
GEICO $1,844 $2,057 $1,577 $2,024 $5,273 $5,524 $1,671 $1,628
Nationwide $2,821 $2,875 $2,516 $2,671 $7,006 $9,005 $3,259 $3,531
Progressive $2,284 $1,986 $2,047 $1,945 $9,337 $10,398 $2,440 $2,404
State Farm $3,640 $3,640 $3,222 $3,222 $11,282 $14,199 $3,916 $4,941
Travelers $2,218 $2,335 $2,056 $2,187 $6,497 $8,185 $2,350 $2,472
USAA $1,498 $1,507 $1,396 $1,420 $5,458 $6,315 $1,966 $2,125

How much do teen drivers pay for car insurance in Avondale, AZ?

Avondale, Arizona car insurance rates for teens are often higher than rates for other drivers. Compare Avondale car insurance rates from multiple Avondale, Arizona car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Avondale, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,096 $11,724
American Family $8,757 $11,438
Farmers $12,859 $13,330
GEICO $5,273 $5,524
Nationwide $7,006 $9,005
Progressive $9,337 $10,398
State Farm $11,282 $14,199
Travelers $6,497 $8,185
USAA $5,458 $6,315

How much do senior drivers pay for car insurance in Avondale, AZ?

With a little research, seniors can find affordable car insurance in Avondale, Arizona. Here’s a look at how the top Avondale car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Avondale, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,134 $4,134
American Family $3,045 $3,045
Farmers $2,673 $2,844
GEICO $1,577 $2,024
Nationwide $2,516 $2,671
Progressive $2,047 $1,945
State Farm $3,222 $3,222
Travelers $2,056 $2,187
USAA $1,396 $1,420

How does coverage level affect Avondale, AZ car insurance rates?

How much coverage do you need? Are you comfortable with the Arizona minimum of 15/30/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Avondale, AZ car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Avondale, Arizona

Insurance Company Low Medium High
Allstate $5,490 $5,969 $6,332
American Family $4,838 $5,176 $5,033
Farmers $4,788 $5,638 $6,314
GEICO $2,215 $2,743 $3,142
Nationwide $4,011 $4,257 $4,365
Progressive $3,548 $4,189 $4,579
State Farm $5,388 $6,125 $6,510
Travelers $3,141 $3,596 $3,875
USAA $2,522 $2,743 $2,868

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How does your driving record affect Avondale, AZ car insurance rates?

Safe driving pays off. The more traffic violations you have in Avondale, AZ, the higher your car insurance rates will be. Compare rates based on driving infractions from top Avondale, Arizona companies.

Annual Avondale, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,753 $6,012 $6,804 $6,152
American Family $3,571 $5,455 $6,889 $4,148
Farmers $4,712 $6,081 $5,933 $5,594
GEICO $2,085 $2,834 $3,796 $2,085
Nationwide $3,550 $3,737 $5,573 $3,982
Progressive $3,616 $4,778 $3,818 $4,209
State Farm $5,466 $6,549 $6,008 $6,008
Travelers $2,826 $3,684 $4,116 $3,524
USAA $1,977 $2,820 $3,721 $2,325

How does a DUI affect Avondale, AZ car insurance rates?

With even one DUI on your record, you can see an increase in your Avondale, AZ car insurance rates.

Annual Car Insurance Rates After a DUI in Avondale, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,804
American Family $6,889
Farmers $5,933
GEICO $3,796
Nationwide $5,573
Progressive $3,818
State Farm $6,008
Travelers $4,116
USAA $3,721

How does your credit history affect Avondale, AZ car insurance rates?

Take a look at the data here to see how your Avondale, Arizona car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Avondale, Arizona

Insurance Company Poor Fair Good
Allstate $7,571 $5,394 $4,826
American Family $6,310 $4,696 $4,043
Farmers $6,358 $5,322 $5,061
GEICO $3,717 $2,431 $1,951
Nationwide $5,081 $4,028 $3,522
Progressive $4,587 $3,998 $3,731
State Farm $11,066 $4,279 $2,678
Travelers $4,314 $3,510 $2,788
USAA $3,582 $2,487 $2,063

How does your commute affect Avondale, AZ car insurance rates?

Avondale, AZ car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arizona can be seen here. Remember, though, that you may have to carry substantially more car insurance in Avondale if you’re financing.

Annual Car Insurance Rates by Commute Length in Avondale, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,930 $5,930
American Family $4,967 $5,065
Farmers $5,580 $5,580
GEICO $2,653 $2,746
Nationwide $4,211 $4,211
Progressive $4,105 $4,105
State Farm $5,854 $6,162
Travelers $3,538 $3,538
USAA $2,681 $2,740

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Who has the cheapest Avondale, AZ car insurance rates?

Here’s a breakdown of Avondale, Arizona car insurance rates by company. You can see which company offers the cheapest Avondale car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Avondale, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

What are the top Avondale, AZ car insurance companies?

Which Avondale, Arizona car insurance company will best fit your needs and budget? Check out this comparison of the top Avondale companies to find the one for you.

Average Annual Car Insurance Rates by Company in Avondale, Arizona

Insurance Company Average Annual Rates
Allstate $5,930
American Family $5,016
Farmers $5,580
GEICO $2,700
Nationwide $4,211
Progressive $4,105
State Farm $6,008
Travelers $3,538
USAA $2,711

What factors affect Avondale, AZ car insurance rates?

Why are Avondale, Arizona car insurance rates different than rates in Tucson or Peoria? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Avondale, AZ?

FBI statistics show that the Avondale, Arizona car theft rate is 244 thefts each year. High theft rates can lead to higher than average Avondale, AZ car insurance rates.

How long is the average commute in Avondale, AZ?

More time spent behind the wheel can lead to higher Avondale, Arizona car insurance rates. In Avondale, AZ, the average commute length is 28.7 minutes.

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Car Insurance Quotes for Avondale, AZ

Shop for affordable Avondale, Arizona car insurance rates today. Enter your ZIP code to compare quotes from multiple Avondale, AZ car insurance companies.

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