Cheap Quotes for Atmore, AL Car Insurance (2021)

Atmore, Alabama car insurance rates average $291 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Atmore, AL companies, you can find cheap Atmore car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Atmore, AL are $291/month
  • Average car insurance rates in Atmore, AL after a DUI are $3,984/year
  • The cheapest car insurance company in Atmore is USAA

How do the Atmore, Alabama monthly average car insurance rates of $291/month compare to nearby cities like Hoover car insurance rates, Birmingham car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Atmore, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Atmore, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Atmore, Alabama companies to find the most affordable Atmore car insurance rates.

Enter your ZIP code above to find cheap Atmore, AL car insurance quotes today.

What are the minimum Atmore, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Atmore, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Atmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Atmore, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Atmore, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Atmore car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $2,980 $3,223 $2,448 $2,739 $10,497 $11,677 $3,183 $3,398
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,161 $2,041 $1,772 $1,879 $8,689 $9,728 $2,540 $2,721
State Farm $2,725 $2,725 $2,435 $2,435 $7,722 $9,724 $3,065 $3,500
Travelers $1,457 $1,481 $1,360 $1,357 $7,593 $11,889 $1,383 $1,601
USAA $1,255 $1,279 $1,171 $1,155 $3,671 $4,077 $1,633 $1,768

How much do teen drivers pay for car insurance in Atmore, AL?

Atmore, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Atmore car insurance rates from multiple Atmore, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Atmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,497 $11,677
Nationwide $4,418 $5,752
Progressive $8,689 $9,728
State Farm $7,722 $9,724
Travelers $7,593 $11,889
USAA $3,671 $4,077

How much do senior drivers pay for car insurance in Atmore, AL?

With a little research, seniors can find affordable car insurance in Atmore, Alabama. Here’s a look at how the top Atmore car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Atmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,448 $2,739
Nationwide $1,577 $1,642
Progressive $1,772 $1,879
State Farm $2,435 $2,435
Travelers $1,360 $1,357
USAA $1,171 $1,155

How does coverage level affect Atmore, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Atmore, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Atmore, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,801 $4,996 $5,258
Nationwide $2,624 $2,595 $2,649
Progressive $3,570 $3,924 $4,330
State Farm $4,068 $4,283 $4,523
Travelers $3,357 $3,585 $3,603
USAA $1,929 $1,990 $2,085

How does your driving record affect Atmore, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Atmore, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Atmore, Alabama companies.

Annual Atmore, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,941 $5,467 $5,366 $5,298
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,568 $4,464 $3,817 $3,916
State Farm $3,909 $4,759 $4,249 $4,249
Travelers $2,930 $3,076 $4,483 $3,570
USAA $1,541 $1,928 $2,868 $1,667

How does a DUI affect Atmore, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Atmore, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Atmore, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,915
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,366
Nationwide $3,353
Progressive $3,817
State Farm $4,249
Travelers $4,483
USAA $2,868

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How does your credit history affect Atmore, AL car insurance rates?

Take a look at the data here to see how your Atmore, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Atmore, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,193 $4,400 $3,461
Nationwide $3,171 $2,467 $2,229
Progressive $4,462 $3,810 $3,552
State Farm $6,946 $3,526 $2,402
Travelers $3,837 $3,323 $3,385
USAA $2,691 $1,750 $1,562

How does your commute affect Atmore, AL car insurance rates?

Atmore, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Atmore if you’re financing.

Annual Car Insurance Rates by Commute Length in Atmore, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,018 $5,018
Nationwide $2,623 $2,623
Progressive $3,941 $3,941
State Farm $4,188 $4,395
Travelers $3,515 $3,515
USAA $1,910 $2,092

Who has the cheapest Atmore, AL car insurance rates?

Here’s a breakdown of Atmore, Alabama car insurance rates by company. You can see which company offers the cheapest Atmore car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Atmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Atmore, AL car insurance companies?

Which Atmore, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Atmore companies to find the one for you.

Average Annual Car Insurance Rates by Company in Atmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,018
Nationwide $2,623
Progressive $3,941
State Farm $4,291
Travelers $3,515
USAA $2,001

What factors affect Atmore, AL car insurance rates?

Why are Atmore, Alabama car insurance rates different than rates in Hoover or Birmingham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Atmore, AL?

More time spent behind the wheel can lead to higher Atmore, Alabama car insurance rates. In Atmore, AL, the average commute length is 22.6 minutes.

Car Insurance Quotes for Atmore, AL

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