Cheap Quotes for Athol, MA Car Insurance (2021)

Athol, Massachusetts car insurance rates average $231 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Athol, MA companies, you can find cheap Athol car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Athol, MA after a DUI are $3,401/year
  • Average car insurance rates in Athol, MA are $231/month
  • Athol has an average commute time of 32.2 minutes

How do the Athol, Massachusetts monthly average car insurance rates of $231/month compare to nearby cities like Lynn car insurance rates, Boston car insurance rates, and Springfield car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Athol, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Athol, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Athol, Massachusetts companies to find the most affordable Athol car insurance rates.

Enter your ZIP code above to find cheap Athol, MA car insurance quotes today.

What are the minimum Athol, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Athol, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Athol, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Athol, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Athol, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Athol car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Athol, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,038 $2,038 $2,038 $2,038 $7,367 $7,367 $2,289 $2,289
GEICO $1,800 $1,800 $1,667 $1,667 $5,151 $5,151 $1,857 $1,857
Liberty Mutual $2,623 $2,623 $2,287 $2,287 $8,758 $8,758 $2,744 $2,744
Progressive $2,047 $2,047 $1,963 $1,963 $7,604 $7,604 $2,213 $2,213
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,228 $2,228 $1,977 $1,977 $4,454 $4,454 $2,466 $2,466
USAA $1,286 $1,286 $1,267 $1,267 $2,984 $2,984 $1,419 $1,419

How much do teen drivers pay for car insurance in Athol, MA?

Athol, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Athol car insurance rates from multiple Athol, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Athol, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,367 $7,367
GEICO $5,151 $5,151
Liberty Mutual $8,758 $8,758
Progressive $7,604 $7,604
State Farm $2,394 $2,394
Travelers $4,454 $4,454
USAA $2,984 $2,984

How much do senior drivers pay for car insurance in Athol, MA?

With a little research, seniors can find affordable car insurance in Athol, Massachusetts. Here’s a look at how the top Athol car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Athol, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,038
GEICO $1,667 $1,667
Liberty Mutual $2,287 $2,287
Progressive $1,963 $1,963
State Farm $862 $862
Travelers $1,977 $1,977
USAA $1,267 $1,267

How does coverage level affect Athol, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Athol, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Athol, Massachusetts

Insurance Company Low Medium High
Allstate $3,208 $3,480 $3,612
GEICO $2,409 $2,667 $2,780
Liberty Mutual $3,847 $4,155 $4,307
Progressive $3,182 $3,520 $3,668
State Farm $1,135 $1,268 $1,333
Travelers $2,555 $2,830 $2,959
USAA $1,611 $1,768 $1,838

How does your driving record affect Athol, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Athol, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Athol, Massachusetts companies.

Annual Athol, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,663 $3,946 $4,461 $2,663
GEICO $2,096 $2,881 $3,288 $2,209
Liberty Mutual $3,238 $4,409 $5,311 $3,453
Progressive $2,908 $4,086 $3,248 $3,585
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,187 $2,997 $3,180 $2,761
USAA $1,241 $1,608 $2,721 $1,387

How does a DUI affect Athol, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Athol, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Athol, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,461
GEICO $3,288
Liberty Mutual $5,311
Progressive $3,248
State Farm $1,597
Travelers $3,180
USAA $2,721

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How does your commute affect Athol, MA car insurance rates?

Athol, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Athol if you’re financing.

Annual Car Insurance Rates by Commute Length in Athol, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,328 $3,539
GEICO $2,567 $2,670
Liberty Mutual $3,942 $4,264
Progressive $3,457 $3,457
State Farm $1,216 $1,275
Travelers $2,652 $2,911
USAA $1,691 $1,787

Who has the cheapest Athol, MA car insurance rates?

Here’s a breakdown of Athol, Massachusetts car insurance rates by company. You can see which company offers the cheapest Athol car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Athol, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Athol, MA car insurance companies?

Which Athol, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Athol companies to find the one for you.

Average Annual Car Insurance Rates by Company in Athol, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,433
GEICO $2,619
Liberty Mutual $4,103
Progressive $3,457
State Farm $1,245
Travelers $2,781
USAA $1,739

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What factors affect Athol, MA car insurance rates?

Why are Athol, Massachusetts car insurance rates different than rates in Lynn or Boston? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Athol, MA?

More time spent behind the wheel can lead to higher Athol, Massachusetts car insurance rates. In Athol, MA, the average commute length is 32.2 minutes.

Car Insurance Quotes for Athol, MA

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