Cheap Quotes for Ashville, AL Car Insurance (2021)

Ashville, Alabama car insurance rates average $305 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Ashville, AL companies, you can find cheap Ashville car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Ashville is USAA
  • Average car insurance rates in Ashville, AL after a DUI are $4,164/year
  • Average car insurance rates in Ashville, AL are $305/month

How do the Ashville, Alabama monthly average car insurance rates of $305/month compare to nearby cities like Madison car insurance rates, Mobile car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ashville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Ashville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ashville, Alabama companies to find the most affordable Ashville car insurance rates.

Enter your ZIP code above to find cheap Ashville, AL car insurance quotes today.

What are the minimum Ashville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Ashville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ashville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Ashville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Ashville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ashville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,053 $1,956 $1,858 $1,893 $7,177 $7,709 $2,298 $2,349
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,145 $3,396 $2,577 $2,880 $11,653 $12,951 $3,348 $3,566
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,396 $2,243 $1,966 $2,096 $10,106 $11,287 $2,817 $3,027
State Farm $2,825 $2,825 $2,552 $2,552 $8,491 $10,622 $3,189 $3,684
Travelers $1,314 $1,334 $1,232 $1,229 $6,894 $10,803 $1,249 $1,431
USAA $1,300 $1,321 $1,212 $1,189 $3,858 $4,279 $1,693 $1,828

How much do teen drivers pay for car insurance in Ashville, AL?

Ashville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Ashville car insurance rates from multiple Ashville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ashville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,177 $7,709
Farmers $9,554 $9,828
GEICO $5,308 $5,206
Liberty Mutual $11,653 $12,951
Nationwide $4,472 $5,749
Progressive $10,106 $11,287
State Farm $8,491 $10,622
Travelers $6,894 $10,803
USAA $3,858 $4,279

How much do senior drivers pay for car insurance in Ashville, AL?

With a little research, seniors can find affordable car insurance in Ashville, Alabama. Here’s a look at how the top Ashville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ashville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,858 $1,893
Farmers $2,213 $2,347
GEICO $1,917 $1,984
Liberty Mutual $2,577 $2,880
Nationwide $1,548 $1,600
Progressive $1,966 $2,096
State Farm $2,552 $2,552
Travelers $1,232 $1,229
USAA $1,212 $1,189

How does coverage level affect Ashville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ashville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ashville, Alabama

Insurance Company Low Medium High
Allstate $3,291 $3,406 $3,537
Farmers $4,110 $4,281 $4,606
GEICO $2,590 $2,803 $3,054
Liberty Mutual $5,189 $5,413 $5,716
Nationwide $2,578 $2,574 $2,635
Progressive $4,071 $4,472 $4,934
State Farm $4,350 $4,585 $4,842
Travelers $3,032 $3,249 $3,277
USAA $2,012 $2,074 $2,169

How does your driving record affect Ashville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Ashville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ashville, Alabama companies.

Annual Ashville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,897 $3,417 $4,055 $3,276
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,259 $5,947 $5,803 $5,748
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,059 $5,118 $4,345 $4,447
State Farm $4,148 $5,135 $4,543 $4,543
Travelers $2,657 $2,788 $4,066 $3,232
USAA $1,604 $2,012 $2,989 $1,735

How does a DUI affect Ashville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Ashville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Ashville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,055
Farmers $4,596
GEICO $3,781
Liberty Mutual $5,803
Nationwide $3,298
Progressive $4,345
State Farm $4,543
Travelers $4,066
USAA $2,989

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Ashville, AL car insurance rates?

Take a look at the data here to see how your Ashville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ashville, Alabama

Insurance Company Poor Fair Good
Allstate $4,211 $3,313 $2,710
Farmers $4,857 $4,180 $3,960
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,792 $4,779 $3,747
Nationwide $3,130 $2,444 $2,211
Progressive $5,056 $4,350 $4,071
State Farm $7,438 $3,772 $2,567
Travelers $3,475 $3,013 $3,069
USAA $2,805 $1,823 $1,627

How does your commute affect Ashville, AL car insurance rates?

Ashville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ashville if you’re financing.

Annual Car Insurance Rates by Commute Length in Ashville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,332 $4,332
GEICO $2,765 $2,866
Liberty Mutual $5,439 $5,439
Nationwide $2,595 $2,595
Progressive $4,492 $4,492
State Farm $4,483 $4,701
Travelers $3,186 $3,186
USAA $1,990 $2,180

Who has the cheapest Ashville, AL car insurance rates?

Here’s a breakdown of Ashville, Alabama car insurance rates by company. You can see which company offers the cheapest Ashville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ashville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Ashville, AL car insurance companies?

Which Ashville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Ashville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ashville, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,332
GEICO $2,816
Liberty Mutual $5,439
Nationwide $2,595
Progressive $4,492
State Farm $4,592
Travelers $3,186
USAA $2,085

What factors affect Ashville, AL car insurance rates?

Why are Ashville, Alabama car insurance rates different than rates in Madison or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ashville, AL?

More time spent behind the wheel can lead to higher Ashville, Alabama car insurance rates. In Ashville, AL, the average commute length is 30.9 minutes.

Car Insurance Quotes for Ashville, AL

Shop for affordable Ashville, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Ashville, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption