Cheap Quotes for Ashland, AL Car Insurance (2021)

Ashland, Alabama car insurance rates average $289 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Ashland, AL companies, you can find cheap Ashland car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Ashland is USAA
  • Average car insurance rates in Ashland, AL after a DUI are $3,987/year
  • Average car insurance rates in Ashland, AL for senior drivers are $1,851/year

How do the Ashland, Alabama monthly average car insurance rates of $289/month compare to nearby cities like Mobile car insurance rates, Dothan car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ashland, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Ashland, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ashland, Alabama companies to find the most affordable Ashland car insurance rates.

Enter your ZIP code above to find cheap Ashland, AL car insurance quotes today.

What are the minimum Ashland, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Ashland, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ashland, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Ashland, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Ashland, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ashland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashland, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $1,989 $1,872 $1,628 $1,739 $7,968 $8,891 $2,326 $2,466
State Farm $2,509 $2,509 $2,245 $2,245 $7,239 $9,082 $2,826 $3,254
Travelers $1,482 $1,506 $1,385 $1,383 $7,841 $12,352 $1,404 $1,618
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

How much do teen drivers pay for car insurance in Ashland, AL?

Ashland, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Ashland car insurance rates from multiple Ashland, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ashland, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $11,265 $12,529
Nationwide $4,446 $5,755
Progressive $7,968 $8,891
State Farm $7,239 $9,082
Travelers $7,841 $12,352
USAA $3,883 $4,311

How much do senior drivers pay for car insurance in Ashland, AL?

With a little research, seniors can find affordable car insurance in Ashland, Alabama. Here’s a look at how the top Ashland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ashland, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,561 $2,865
Nationwide $1,564 $1,624
Progressive $1,628 $1,739
State Farm $2,245 $2,245
Travelers $1,385 $1,383
USAA $1,233 $1,215

How does coverage level affect Ashland, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ashland, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ashland, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,607 $2,586 $2,642
Progressive $3,251 $3,588 $3,991
State Farm $3,798 $3,981 $4,186
Travelers $3,436 $3,694 $3,734
USAA $2,037 $2,101 $2,198

How does your driving record affect Ashland, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Ashland, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ashland, Alabama companies.

Annual Ashland, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,269 $4,089 $3,495 $3,588
State Farm $3,624 $4,434 $3,948 $3,948
Travelers $3,019 $3,168 $4,621 $3,678
USAA $1,625 $2,034 $3,030 $1,759

How does a DUI affect Ashland, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Ashland, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Ashland, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,692
Nationwide $3,331
Progressive $3,495
State Farm $3,948
Travelers $4,621
USAA $3,030

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Ashland, AL car insurance rates?

Take a look at the data here to see how your Ashland, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ashland, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,155 $2,458 $2,223
Progressive $4,088 $3,490 $3,252
State Farm $6,461 $3,276 $2,229
Travelers $3,951 $3,424 $3,489
USAA $2,842 $1,846 $1,648

How does your commute affect Ashland, AL car insurance rates?

Ashland, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ashland if you’re financing.

Annual Car Insurance Rates by Commute Length in Ashland, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,328 $5,328
Nationwide $2,612 $2,612
Progressive $3,610 $3,610
State Farm $3,895 $4,082
Travelers $3,622 $3,622
USAA $2,015 $2,209

Who has the cheapest Ashland, AL car insurance rates?

Here’s a breakdown of Ashland, Alabama car insurance rates by company. You can see which company offers the cheapest Ashland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ashland, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Ashland, AL car insurance companies?

Which Ashland, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Ashland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ashland, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,328
Nationwide $2,612
Progressive $3,610
State Farm $3,988
Travelers $3,622
USAA $2,112

What factors affect Ashland, AL car insurance rates?

Why are Ashland, Alabama car insurance rates different than rates in Mobile or Dothan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Ashland, AL?

FBI statistics show that the Ashland, Alabama car theft rate is 6 thefts each year. High theft rates can lead to higher than average Ashland, AL car insurance rates.

How long is the average commute in Ashland, AL?

More time spent behind the wheel can lead to higher Ashland, Alabama car insurance rates. In Ashland, AL, the average commute length is 15.4 minutes.

Car Insurance Quotes for Ashland, AL

Shop for affordable Ashland, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Ashland, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption