Cheap Quotes for Ashford, AL Car Insurance (2021)

Ashford, Alabama car insurance rates average $279 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Ashford, AL companies, you can find cheap Ashford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Ashford is USAA
  • Ashford has an average commute time of 27.9 minutes
  • Average car insurance rates in Ashford, AL after a DUI are $3,810/year

How do the Ashford, Alabama monthly average car insurance rates of $279/month compare to nearby cities like Madison car insurance rates, Auburn car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ashford, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Ashford, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ashford, Alabama companies to find the most affordable Ashford car insurance rates.

Enter your ZIP code above to find cheap Ashford, AL car insurance quotes today.

What are the minimum Ashford, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Ashford, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ashford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ashford, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Ashford, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ashford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,185 $2,168 $1,952 $2,075 $8,470 $8,714 $2,479 $2,573
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,817 $3,042 $2,314 $2,586 $10,324 $11,478 $2,995 $3,186
Nationwide $1,616 $1,634 $1,477 $1,526 $4,196 $5,394 $1,790 $1,996
Progressive $2,223 $2,067 $1,820 $1,971 $9,124 $10,122 $2,570 $2,675
State Farm $2,653 $2,653 $2,408 $2,408 $8,095 $10,143 $2,998 $3,450
Travelers $1,235 $1,254 $1,158 $1,156 $6,424 $10,065 $1,176 $1,346
USAA $1,184 $1,201 $1,110 $1,089 $3,505 $3,882 $1,536 $1,657

How much do teen drivers pay for car insurance in Ashford, AL?

Ashford, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Ashford car insurance rates from multiple Ashford, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ashford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,470 $8,714
GEICO $4,889 $4,766
Liberty Mutual $10,324 $11,478
Nationwide $4,196 $5,394
Progressive $9,124 $10,122
State Farm $8,095 $10,143
Travelers $6,424 $10,065
USAA $3,505 $3,882

How much do senior drivers pay for car insurance in Ashford, AL?

With a little research, seniors can find affordable car insurance in Ashford, Alabama. Here’s a look at how the top Ashford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ashford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,952 $2,075
GEICO $1,796 $1,856
Liberty Mutual $2,314 $2,586
Nationwide $1,477 $1,526
Progressive $1,820 $1,971
State Farm $2,408 $2,408
Travelers $1,158 $1,156
USAA $1,110 $1,089

How does coverage level affect Ashford, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ashford, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ashford, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,610 $3,777 $4,095
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,613 $4,819 $5,096
Nationwide $2,416 $2,437 $2,508
Progressive $3,570 $4,038 $4,606
State Farm $4,098 $4,346 $4,609
Travelers $2,828 $3,036 $3,066
USAA $1,820 $1,884 $1,982

How does your driving record affect Ashford, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Ashford, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ashford, Alabama companies.

Annual Ashford, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,220 $4,168 $4,065 $3,855
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,799 $5,289 $5,167 $5,115
Nationwide $2,152 $2,152 $3,114 $2,397
Progressive $3,669 $4,623 $3,966 $4,027
State Farm $3,922 $4,875 $4,303 $4,303
Travelers $2,485 $2,608 $3,794 $3,020
USAA $1,461 $1,833 $2,708 $1,580

How does a DUI affect Ashford, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Ashford, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Ashford, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,065
GEICO $3,486
Liberty Mutual $5,167
Nationwide $3,114
Progressive $3,966
State Farm $4,303
Travelers $3,794
USAA $2,708

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How does your credit history affect Ashford, AL car insurance rates?

Take a look at the data here to see how your Ashford, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ashford, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,288 $3,693 $3,500
GEICO $3,315 $2,366 $2,142
Liberty Mutual $6,927 $4,257 $3,343
Nationwide $2,952 $2,313 $2,096
Progressive $4,590 $3,943 $3,681
State Farm $7,054 $3,572 $2,427
Travelers $3,248 $2,815 $2,867
USAA $2,536 $1,663 $1,487

How does your commute affect Ashford, AL car insurance rates?

Ashford, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ashford if you’re financing.

Annual Car Insurance Rates by Commute Length in Ashford, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,827 $3,827
GEICO $2,560 $2,656
Liberty Mutual $4,843 $4,843
Nationwide $2,454 $2,454
Progressive $4,071 $4,071
State Farm $4,244 $4,458
Travelers $2,977 $2,977
USAA $1,809 $1,982

Who has the cheapest Ashford, AL car insurance rates?

Here’s a breakdown of Ashford, Alabama car insurance rates by company. You can see which company offers the cheapest Ashford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ashford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Ashford, AL car insurance companies?

Which Ashford, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Ashford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ashford, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,827
GEICO $2,608
Liberty Mutual $4,843
Nationwide $2,454
Progressive $4,071
State Farm $4,351
Travelers $2,977
USAA $1,896

What factors affect Ashford, AL car insurance rates?

Why are Ashford, Alabama car insurance rates different than rates in Madison or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Ashford, AL?

FBI statistics show that the Ashford, Alabama car theft rate is 6 thefts each year. High theft rates can lead to higher than average Ashford, AL car insurance rates.

How long is the average commute in Ashford, AL?

More time spent behind the wheel can lead to higher Ashford, Alabama car insurance rates. In Ashford, AL, the average commute length is 27.9 minutes.

Car Insurance Quotes for Ashford, AL

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