Cheap Quotes for Ashfield, MA Car Insurance (2021)

Ashfield, Massachusetts car insurance rates average $203 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Ashfield, MA companies, you can find cheap Ashfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Ashfield is State Farm
  • Average car insurance rates in Ashfield, MA for senior drivers are $1,529/year
  • Average car insurance rates in Ashfield, MA after a DUI are $2,984/year

How do the Ashfield, Massachusetts monthly average car insurance rates of $203/month compare to nearby cities like New Bedford car insurance rates, Lowell car insurance rates, and Brockton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ashfield, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Ashfield, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ashfield, Massachusetts companies to find the most affordable Ashfield car insurance rates.

Enter your ZIP code above to find cheap Ashfield, MA car insurance quotes today.

What are the minimum Ashfield, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Ashfield, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Ashfield, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Ashfield, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Ashfield, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ashfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashfield, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,629 $1,629 $1,629 $1,629 $5,639 $5,639 $1,816 $1,816
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,744 $1,744 $1,672 $1,672 $6,359 $6,359 $1,884 $1,884
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,434 $2,434 $2,154 $2,154 $4,875 $4,875 $2,688 $2,688
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

How much do teen drivers pay for car insurance in Ashfield, MA?

Ashfield, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Ashfield car insurance rates from multiple Ashfield, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ashfield, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,639 $5,639
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,359 $6,359
State Farm $2,110 $2,110
Travelers $4,875 $4,875
USAA $2,604 $2,604

How much do senior drivers pay for car insurance in Ashfield, MA?

With a little research, seniors can find affordable car insurance in Ashfield, Massachusetts. Here’s a look at how the top Ashfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ashfield, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,629 $1,629
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,672 $1,672
State Farm $740 $740
Travelers $2,154 $2,154
USAA $1,117 $1,117

How does coverage level affect Ashfield, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ashfield, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ashfield, Massachusetts

Insurance Company Low Medium High
Allstate $2,462 $2,726 $2,846
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,689 $2,967 $3,087
State Farm $990 $1,101 $1,157
Travelers $2,754 $3,089 $3,269
USAA $1,418 $1,551 $1,609

How does your driving record affect Ashfield, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Ashfield, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ashfield, Massachusetts companies.

Annual Ashfield, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,093 $3,080 $3,447 $2,093
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,458 $3,437 $2,742 $3,021
State Farm $859 $1,166 $1,388 $918
Travelers $2,379 $3,264 $3,502 $3,004
USAA $1,092 $1,412 $2,381 $1,219

How does a DUI affect Ashfield, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Ashfield, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Ashfield, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,447
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,742
State Farm $1,388
Travelers $3,502
USAA $2,381

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How does your commute affect Ashfield, MA car insurance rates?

Ashfield, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ashfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Ashfield, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,590 $2,766
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $2,915 $2,915
State Farm $1,058 $1,108
Travelers $2,894 $3,180
USAA $1,484 $1,568

Who has the cheapest Ashfield, MA car insurance rates?

Here’s a breakdown of Ashfield, Massachusetts car insurance rates by company. You can see which company offers the cheapest Ashfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ashfield, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Ashfield, MA car insurance companies?

Which Ashfield, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Ashfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ashfield, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,678
GEICO $2,343
Liberty Mutual $3,463
Progressive $2,915
State Farm $1,083
Travelers $3,037
USAA $1,526

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Car Insurance Quotes for Ashfield, MA

Shop for affordable Ashfield, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Ashfield, MA car insurance companies.

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