Cheap Quotes for Ashby, MA Car Insurance (2021)

Ashby, Massachusetts car insurance rates average $225 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Ashby, MA companies, you can find cheap Ashby car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ashby, MA are $225/month
  • Average car insurance rates in Ashby, MA for senior drivers are $1,686/year
  • Average car insurance rates in Ashby, MA after a DUI are $3,312/year

How do the Ashby, Massachusetts monthly average car insurance rates of $225/month compare to nearby cities like Fall River car insurance rates, Springfield car insurance rates, and Quincy car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ashby, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Ashby, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ashby, Massachusetts companies to find the most affordable Ashby car insurance rates.

Enter your ZIP code above to find cheap Ashby, MA car insurance quotes today.

What are the minimum Ashby, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Ashby, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Ashby, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Ashby, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Ashby, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ashby car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashby, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,027 $2,027 $2,027 $2,027 $7,252 $7,252 $2,275 $2,275
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,987 $1,987 $1,902 $1,902 $7,409 $7,409 $2,156 $2,156
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,530 $2,530 $2,240 $2,240 $5,139 $5,139 $2,810 $2,810
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

How much do teen drivers pay for car insurance in Ashby, MA?

Ashby, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Ashby car insurance rates from multiple Ashby, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ashby, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,252 $7,252
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $7,409 $7,409
State Farm $2,165 $2,165
Travelers $5,139 $5,139
USAA $2,763 $2,763

How much do senior drivers pay for car insurance in Ashby, MA?

With a little research, seniors can find affordable car insurance in Ashby, Massachusetts. Here’s a look at how the top Ashby car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ashby, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,027
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,902 $1,902
State Farm $794 $794
Travelers $2,240 $2,240
USAA $1,180 $1,180

How does coverage level affect Ashby, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ashby, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ashby, Massachusetts

Insurance Company Low Medium High
Allstate $3,161 $3,445 $3,578
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $3,106 $3,427 $3,558
State Farm $1,037 $1,157 $1,215
Travelers $2,897 $3,243 $3,399
USAA $1,500 $1,642 $1,706

How does your driving record affect Ashby, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Ashby, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ashby, Massachusetts companies.

Annual Ashby, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,634 $3,904 $4,408 $2,634
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,832 $3,974 $3,161 $3,488
State Farm $898 $1,224 $1,461 $962
Travelers $2,488 $3,432 $3,644 $3,154
USAA $1,155 $1,494 $2,524 $1,290

How does a DUI affect Ashby, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Ashby, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Ashby, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,408
GEICO $3,086
Liberty Mutual $4,898
Progressive $3,161
State Farm $1,461
Travelers $3,644
USAA $2,524

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How does your commute affect Ashby, MA car insurance rates?

Ashby, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ashby if you’re financing.

Annual Car Insurance Rates by Commute Length in Ashby, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,288 $3,501
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,364 $3,364
State Farm $1,110 $1,163
Travelers $3,031 $3,328
USAA $1,572 $1,660

Who has the cheapest Ashby, MA car insurance rates?

Here’s a breakdown of Ashby, Massachusetts car insurance rates by company. You can see which company offers the cheapest Ashby car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ashby, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Ashby, MA car insurance companies?

Which Ashby, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Ashby companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ashby, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,395
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,364
State Farm $1,137
Travelers $3,180
USAA $1,616

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Car Insurance Quotes for Ashby, MA

Shop for affordable Ashby, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Ashby, MA car insurance companies.

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