Cheap Quotes for Arcadia, CA Car Insurance (2021)

Arcadia, California car insurance rates average $358 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Arcadia, CA companies, you can find cheap Arcadia car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Arcadia is USAA
  • Average car insurance rates in Arcadia, CA for senior drivers are $2,544/year
  • Arcadia has an average commute time of 32.1 minutes

How do the Arcadia, California monthly average car insurance rates of $358/month compare to nearby cities like Oakland car insurance rates, Long Beach car insurance rates, and San Diego car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Arcadia, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Arcadia, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Arcadia, California companies to find the most affordable Arcadia car insurance rates.

Enter your ZIP code above to find cheap Arcadia, CA car insurance quotes today.

What are the minimum Arcadia, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Arcadia, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Arcadia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Average Arcadia, CA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Arcadia, CA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Arcadia, California

ZIP Code Average Annual Rates
91006 $5,911
91007 $5,881

How do age, gender, and marital status affect Arcadia, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Arcadia, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Arcadia car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arcadia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,639 $3,626 $2,652 $2,659 $10,298 $12,928 $4,612 $5,008
Farmers $3,146 $3,146 $2,867 $2,867 $10,066 $16,352 $3,735 $4,168
GEICO $1,938 $1,938 $1,822 $1,822 $5,911 $6,005 $2,785 $2,842
Liberty Mutual $2,373 $2,235 $2,224 $2,149 $5,164 $5,535 $2,662 $2,700
Nationwide $3,985 $3,794 $3,502 $3,291 $10,310 $11,373 $4,765 $4,692
Progressive $2,304 $2,375 $1,970 $2,341 $6,299 $7,594 $3,352 $3,611
State Farm $3,571 $3,571 $3,192 $3,192 $6,622 $8,218 $3,957 $4,079
Travelers $2,891 $2,788 $2,558 $2,531 $6,158 $6,997 $3,793 $3,690
USAA $2,123 $2,010 $2,070 $2,077 $4,888 $4,916 $2,944 $2,781

How much do teen drivers pay for car insurance in Arcadia, CA?

Arcadia, California car insurance rates for teens are often higher than rates for other drivers. Compare Arcadia car insurance rates from multiple Arcadia, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Arcadia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,298 $12,928
Farmers $10,066 $16,352
GEICO $5,911 $6,005
Liberty Mutual $5,164 $5,535
Nationwide $10,310 $11,373
Progressive $6,299 $7,594
State Farm $6,622 $8,218
Travelers $6,158 $6,997
USAA $4,888 $4,916

How much do senior drivers pay for car insurance in Arcadia, CA?

With a little research, seniors can find affordable car insurance in Arcadia, California. Here’s a look at how the top Arcadia car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Arcadia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,652 $2,659
Farmers $2,867 $2,867
GEICO $1,822 $1,822
Liberty Mutual $2,224 $2,149
Nationwide $3,502 $3,291
Progressive $1,970 $2,341
State Farm $3,192 $3,192
Travelers $2,558 $2,531
USAA $2,070 $2,077

How does coverage level affect Arcadia, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Arcadia, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Arcadia, California

Insurance Company Low Medium High
Allstate $5,328 $5,734 $5,972
Farmers $5,345 $5,846 $6,190
GEICO $2,815 $3,171 $3,412
Liberty Mutual $2,890 $3,160 $3,340
Nationwide $5,108 $5,821 $6,213
Progressive $3,315 $3,849 $4,028
State Farm $4,073 $4,637 $4,940
Travelers $3,369 $4,040 $4,368
USAA $2,696 $3,034 $3,198

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How does your driving record affect Arcadia, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Arcadia, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Arcadia, California companies.

Annual Arcadia, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,418 $5,738 $9,067 $4,488
Farmers $4,291 $5,838 $7,254 $5,791
GEICO $2,188 $3,388 $4,240 $2,715
Liberty Mutual $2,718 $3,637 $3,285 $2,880
Nationwide $3,982 $5,110 $8,655 $5,110
Progressive $2,428 $4,158 $4,831 $3,506
State Farm $3,250 $3,874 $7,306 $3,770
Travelers $2,576 $4,300 $4,967 $3,860
USAA $1,974 $2,945 $4,821 $2,163

How does a DUI affect Arcadia, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Arcadia, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Arcadia, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,067
Farmers $7,254
GEICO $4,240
Liberty Mutual $3,285
Nationwide $8,655
Progressive $4,831
State Farm $7,306
Travelers $4,967
USAA $4,821

How does your commute affect Arcadia, CA car insurance rates?

Arcadia, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Arcadia if you’re financing.

Annual Car Insurance Rates by Commute Length in Arcadia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $6,245
Farmers $5,254 $6,332
GEICO $2,846 $3,420
Liberty Mutual $2,873 $3,387
Nationwide $5,036 $6,392
Progressive $3,383 $4,079
State Farm $4,385 $4,716
Travelers $3,527 $4,324
USAA $2,741 $3,211

Who has the cheapest Arcadia, CA car insurance rates?

Here’s a breakdown of Arcadia, California car insurance rates by company. You can see which company offers the cheapest Arcadia car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Arcadia, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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What are the top Arcadia, CA car insurance companies?

Which Arcadia, California car insurance company will best fit your needs and budget? Check out this comparison of the top Arcadia companies to find the one for you.

Average Annual Car Insurance Rates by Company in Arcadia, California

Insurance Company Average Annual Rates
Allstate $5,678
Farmers $5,793
GEICO $3,133
Liberty Mutual $3,130
Nationwide $5,714
Progressive $3,731
State Farm $4,550
Travelers $3,926
USAA $2,976

What factors affect Arcadia, CA car insurance rates?

Why are Arcadia, California car insurance rates different than rates in Oakland or Long Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Arcadia, CA?

FBI statistics show that the Arcadia, California car theft rate is 79 thefts each year. High theft rates can lead to higher than average Arcadia, CA car insurance rates.

How long is the average commute in Arcadia, CA?

More time spent behind the wheel can lead to higher Arcadia, California car insurance rates. In Arcadia, CA, the average commute length is 32.1 minutes.

Car Insurance Quotes for Arcadia, CA

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