Cheap Quotes for Appleton, WI Car Insurance (2021)

Appleton, Wisconsin car insurance rates average $214 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Appleton, WI companies, you can find cheap Appleton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Appleton has an average commute time of 18.4 minutes
  • Average car insurance rates in Appleton, WI for senior drivers are $1,395/year
  • The cheapest car insurance company in Appleton is American Family

How do the Appleton, Wisconsin monthly average car insurance rates of $214/month compare to nearby cities like Milwaukee car insurance rates, Oshkosh car insurance rates, and Green Bay car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Appleton, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Appleton, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Appleton, Wisconsin companies to find the most affordable Appleton car insurance rates.

Enter your ZIP code above to find cheap Appleton, WI car insurance quotes today.

What are the minimum Appleton, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Appleton, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Appleton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Appleton, WI Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Appleton, WI you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Appleton, Wisconsin

ZIP Code Average Annual Rates
54911 $2,541
54913 $2,524
54914 $2,521
54915 $2,504

How do age, gender, and marital status affect Appleton, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Appleton, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Appleton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Appleton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,078 $2,170 $1,948 $2,147 $7,333 $9,449 $2,074 $2,234
American Family $825 $857 $802 $802 $2,692 $2,940 $982 $1,040
Farmers $1,665 $1,665 $1,470 $1,565 $8,271 $8,581 $1,894 $1,974
GEICO $980 $1,099 $1,056 $1,251 $3,373 $3,620 $904 $914
Liberty Mutual $1,475 $1,603 $1,190 $1,347 $5,403 $6,052 $1,566 $1,688
Nationwide $2,848 $2,987 $2,382 $2,501 $6,086 $9,395 $3,486 $4,081
Progressive $1,409 $1,323 $1,159 $1,215 $5,668 $6,364 $1,684 $1,820
State Farm $1,204 $1,204 $1,091 $1,091 $3,709 $4,666 $1,364 $1,563
USAA $1,137 $1,129 $1,043 $1,050 $2,962 $3,406 $1,464 $1,595

How much do teen drivers pay for car insurance in Appleton, WI?

Appleton, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Appleton car insurance rates from multiple Appleton, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Appleton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $9,449
American Family $2,692 $2,940
Farmers $8,271 $8,581
GEICO $3,373 $3,620
Liberty Mutual $5,403 $6,052
Nationwide $6,086 $9,395
Progressive $5,668 $6,364
State Farm $3,709 $4,666
USAA $2,962 $3,406

How much do senior drivers pay for car insurance in Appleton, WI?

With a little research, seniors can find affordable car insurance in Appleton, Wisconsin. Here’s a look at how the top Appleton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Appleton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $2,147
American Family $802 $802
Farmers $1,470 $1,565
GEICO $1,056 $1,251
Liberty Mutual $1,190 $1,347
Nationwide $2,382 $2,501
Progressive $1,159 $1,215
State Farm $1,091 $1,091
USAA $1,043 $1,050

How does coverage level affect Appleton, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Appleton, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Appleton, Wisconsin

Insurance Company Low Medium High
Allstate $3,471 $3,668 $3,899
American Family $1,342 $1,381 $1,380
Farmers $3,086 $3,355 $3,716
GEICO $1,492 $1,649 $1,808
Liberty Mutual $2,323 $2,565 $2,733
Nationwide $4,069 $4,223 $4,371
Progressive $2,382 $2,608 $2,751
State Farm $1,848 $1,995 $2,116
USAA $1,645 $1,725 $1,800

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How does your driving record affect Appleton, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Appleton, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Appleton, Wisconsin companies.

Annual Appleton, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,126 $3,887 $3,731
American Family $1,310 $1,387 $1,387 $1,387
Farmers $2,946 $3,734 $3,532 $3,329
GEICO $1,127 $1,846 $2,182 $1,443
Liberty Mutual $1,933 $2,779 $2,862 $2,589
Nationwide $3,570 $4,128 $5,058 $4,128
Progressive $2,357 $2,877 $2,454 $2,633
State Farm $1,809 $2,164 $1,986 $1,986
USAA $1,348 $1,705 $2,301 $1,539

How does a DUI affect Appleton, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Appleton, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Appleton, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,887
American Family $1,387
Farmers $3,532
GEICO $2,182
Liberty Mutual $2,862
Nationwide $5,058
Progressive $2,454
State Farm $1,986
USAA $2,301

How does your credit history affect Appleton, WI car insurance rates?

Take a look at the data here to see how your Appleton, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Appleton, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,825 $3,320 $2,893
American Family $1,836 $1,204 $1,062
Farmers $3,816 $3,242 $3,098
GEICO $2,158 $1,545 $1,245
Liberty Mutual $3,647 $2,225 $1,749
Nationwide $4,745 $3,959 $3,959
Progressive $2,910 $2,498 $2,332
State Farm $2,963 $1,701 $1,296
USAA $2,624 $1,411 $1,134

How does your commute affect Appleton, WI car insurance rates?

Appleton, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Appleton if you’re financing.

Annual Car Insurance Rates by Commute Length in Appleton, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,591 $3,768
American Family $1,344 $1,391
Farmers $3,386 $3,386
GEICO $1,618 $1,681
Liberty Mutual $2,540 $2,540
Nationwide $4,221 $4,221
Progressive $2,580 $2,580
State Farm $1,936 $2,037
USAA $1,701 $1,745

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Who has the cheapest Appleton, WI car insurance rates?

Here’s a breakdown of Appleton, Wisconsin car insurance rates by company. You can see which company offers the cheapest Appleton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Appleton, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

What are the top Appleton, WI car insurance companies?

Which Appleton, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Appleton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Appleton, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,679
American Family $1,367
Farmers $3,386
GEICO $1,650
Liberty Mutual $2,540
Nationwide $4,221
Progressive $2,580
State Farm $1,986
USAA $1,723

What factors affect Appleton, WI car insurance rates?

Why are Appleton, Wisconsin car insurance rates different than rates in Milwaukee or Oshkosh? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Appleton, WI?

FBI statistics show that the Appleton, Wisconsin car theft rate is 47 thefts each year. High theft rates can lead to higher than average Appleton, WI car insurance rates.

How long is the average commute in Appleton, WI?

More time spent behind the wheel can lead to higher Appleton, Wisconsin car insurance rates. In Appleton, WI, the average commute length is 18.4 minutes.

What is the traffic like in Appleton, WI

Like commute length, time spent in traffic also increase risk of accidents. Appleton, WI is listed as 946th in INRIX congested cities data.

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Car Insurance Quotes for Appleton, WI

Shop for affordable Appleton, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Appleton, WI car insurance companies.

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