Cheap Quotes for Applegate, CA Car Insurance (2021)

Applegate, California car insurance rates average $277 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Applegate, CA companies, you can find cheap Applegate car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Applegate is Progressive
  • Average car insurance rates in Applegate, CA for senior drivers are $2,015/year
  • Average car insurance rates in Applegate, CA are $277/month

How do the Applegate, California monthly average car insurance rates of $277/month compare to nearby cities like San Francisco car insurance rates, Sacramento car insurance rates, and Bakersfield car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Applegate, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Applegate, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Applegate, California companies to find the most affordable Applegate car insurance rates.

Enter your ZIP code above to find cheap Applegate, CA car insurance quotes today.

What are the minimum Applegate, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Applegate, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Applegate, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Applegate, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Applegate, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Applegate car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Applegate, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,249 $1,636 $1,656 $6,079 $7,643 $2,866 $3,162
Farmers $2,460 $2,460 $2,216 $2,216 $7,834 $12,847 $2,913 $3,243
GEICO $1,696 $1,697 $1,596 $1,596 $5,131 $5,228 $2,432 $2,493
Liberty Mutual $2,253 $2,133 $2,097 $2,032 $4,927 $5,248 $2,540 $2,560
Nationwide $3,020 $2,891 $2,628 $2,485 $7,538 $8,342 $3,593 $3,564
Progressive $1,527 $1,569 $1,302 $1,539 $4,035 $4,847 $2,192 $2,351
State Farm $3,336 $3,336 $2,976 $2,976 $6,099 $7,572 $3,689 $3,803
Travelers $2,190 $2,123 $1,934 $1,915 $4,451 $5,060 $2,818 $2,768
USAA $1,772 $1,681 $1,727 $1,737 $4,007 $4,031 $2,446 $2,315

How much do teen drivers pay for car insurance in Applegate, CA?

Applegate, California car insurance rates for teens are often higher than rates for other drivers. Compare Applegate car insurance rates from multiple Applegate, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Applegate, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,079 $7,643
Farmers $7,834 $12,847
GEICO $5,131 $5,228
Liberty Mutual $4,927 $5,248
Nationwide $7,538 $8,342
Progressive $4,035 $4,847
State Farm $6,099 $7,572
Travelers $4,451 $5,060
USAA $4,007 $4,031

How much do senior drivers pay for car insurance in Applegate, CA?

With a little research, seniors can find affordable car insurance in Applegate, California. Here’s a look at how the top Applegate car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Applegate, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,636 $1,656
Farmers $2,216 $2,216
GEICO $1,596 $1,596
Liberty Mutual $2,097 $2,032
Nationwide $2,628 $2,485
Progressive $1,302 $1,539
State Farm $2,976 $2,976
Travelers $1,934 $1,915
USAA $1,727 $1,737

How does coverage level affect Applegate, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Applegate, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Applegate, California

Insurance Company Low Medium High
Allstate $3,251 $3,472 $3,601
Farmers $4,217 $4,557 $4,796
GEICO $2,472 $2,762 $2,967
Liberty Mutual $2,772 $3,002 $3,148
Nationwide $3,838 $4,325 $4,611
Progressive $2,162 $2,496 $2,602
State Farm $3,827 $4,292 $4,551
Travelers $2,530 $2,986 $3,206
USAA $2,239 $2,511 $2,643

How does your driving record affect Applegate, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Applegate, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Applegate, California companies.

Annual Applegate, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,084 $3,486 $5,471 $2,725
Farmers $3,344 $4,554 $5,674 $4,523
GEICO $1,914 $2,943 $3,704 $2,374
Liberty Mutual $2,581 $3,459 $3,121 $2,735
Nationwide $2,971 $3,808 $6,444 $3,808
Progressive $1,589 $2,693 $3,111 $2,287
State Farm $3,010 $3,592 $6,795 $3,495
Travelers $1,960 $3,154 $3,660 $2,856
USAA $1,639 $2,436 $3,988 $1,795

How does a DUI affect Applegate, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Applegate, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Applegate, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,471
Farmers $5,674
GEICO $3,704
Liberty Mutual $3,121
Nationwide $6,444
Progressive $3,111
State Farm $6,795
Travelers $3,660
USAA $3,988

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your commute affect Applegate, CA car insurance rates?

Applegate, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Applegate if you’re financing.

Annual Car Insurance Rates by Commute Length in Applegate, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,103 $3,780
Farmers $4,105 $4,943
GEICO $2,484 $2,984
Liberty Mutual $2,732 $3,216
Nationwide $3,764 $4,751
Progressive $2,196 $2,645
State Farm $4,069 $4,377
Travelers $2,621 $3,194
USAA $2,272 $2,657

Who has the cheapest Applegate, CA car insurance rates?

Here’s a breakdown of Applegate, California car insurance rates by company. You can see which company offers the cheapest Applegate car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Applegate, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

What are the top Applegate, CA car insurance companies?

Which Applegate, California car insurance company will best fit your needs and budget? Check out this comparison of the top Applegate companies to find the one for you.

Average Annual Car Insurance Rates by Company in Applegate, California

Insurance Company Average Annual Rates
Allstate $3,442
Farmers $4,524
GEICO $2,734
Liberty Mutual $2,974
Nationwide $4,258
Progressive $2,420
State Farm $4,223
Travelers $2,908
USAA $2,464

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Quotes for Applegate, CA

Shop for affordable Applegate, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Applegate, CA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption