Cheap Quotes for Apple Valley, CA Car Insurance (2021)

Apple Valley, California car insurance rates average $307 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Apple Valley, CA companies, you can find cheap Apple Valley car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Apple Valley is USAA
  • Average car insurance rates in Apple Valley, CA for senior drivers are $2,208/year
  • Apple Valley has an average commute time of 33.1 minutes

How do the Apple Valley, California monthly average car insurance rates of $307/month compare to nearby cities like San Francisco car insurance rates, Oakland car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Apple Valley, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Apple Valley, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Apple Valley, California companies to find the most affordable Apple Valley car insurance rates.

Enter your ZIP code above to find cheap Apple Valley, CA car insurance quotes today.

What are the minimum Apple Valley, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Apple Valley, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Apple Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Average Apple Valley, CA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Apple Valley, CA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Apple Valley, California

ZIP Code Average Annual Rates
92307 $5,061
92308 $4,992

How do age, gender, and marital status affect Apple Valley, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Apple Valley, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Apple Valley car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apple Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,880 $2,086 $2,114 $7,933 $9,986 $3,700 $4,088
Farmers $2,590 $2,590 $2,334 $2,334 $8,248 $13,522 $3,068 $3,415
GEICO $1,676 $1,676 $1,576 $1,576 $5,093 $5,174 $2,406 $2,457
Liberty Mutual $2,223 $2,099 $2,072 $2,005 $4,812 $5,143 $2,499 $2,530
Nationwide $3,129 $2,987 $2,758 $2,598 $7,913 $8,764 $3,717 $3,662
Progressive $1,973 $2,030 $1,706 $2,015 $5,373 $6,455 $2,880 $3,097
State Farm $3,503 $3,503 $3,130 $3,130 $6,476 $8,051 $3,878 $3,996
Travelers $2,593 $2,512 $2,290 $2,264 $5,347 $6,171 $3,392 $3,315
USAA $1,926 $1,824 $1,878 $1,884 $4,419 $4,429 $2,655 $2,509

How much do teen drivers pay for car insurance in Apple Valley, CA?

Apple Valley, California car insurance rates for teens are often higher than rates for other drivers. Compare Apple Valley car insurance rates from multiple Apple Valley, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Apple Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,933 $9,986
Farmers $8,248 $13,522
GEICO $5,093 $5,174
Liberty Mutual $4,812 $5,143
Nationwide $7,913 $8,764
Progressive $5,373 $6,455
State Farm $6,476 $8,051
Travelers $5,347 $6,171
USAA $4,419 $4,429

How much do senior drivers pay for car insurance in Apple Valley, CA?

With a little research, seniors can find affordable car insurance in Apple Valley, California. Here’s a look at how the top Apple Valley car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Apple Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,114
Farmers $2,334 $2,334
GEICO $1,576 $1,576
Liberty Mutual $2,072 $2,005
Nationwide $2,758 $2,598
Progressive $1,706 $2,015
State Farm $3,130 $3,130
Travelers $2,290 $2,264
USAA $1,878 $1,884

How does coverage level affect Apple Valley, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Apple Valley, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Apple Valley, California

Insurance Company Low Medium High
Allstate $4,224 $4,495 $4,653
Farmers $4,439 $4,798 $5,051
GEICO $2,421 $2,737 $2,955
Liberty Mutual $2,714 $2,948 $3,106
Nationwide $3,926 $4,520 $4,876
Progressive $2,799 $3,296 $3,479
State Farm $3,979 $4,544 $4,852
Travelers $3,077 $3,571 $3,808
USAA $2,420 $2,746 $2,905

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How does your driving record affect Apple Valley, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Apple Valley, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Apple Valley, California companies.

Annual Apple Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,679 $4,529 $7,103 $3,519
Farmers $3,520 $4,795 $5,974 $4,762
GEICO $1,890 $2,921 $3,661 $2,345
Liberty Mutual $2,537 $3,398 $3,069 $2,689
Nationwide $3,097 $3,975 $6,715 $3,975
Progressive $2,075 $3,556 $4,141 $2,994
State Farm $3,183 $3,795 $7,161 $3,693
Travelers $2,321 $3,787 $4,417 $3,418
USAA $1,787 $2,660 $4,358 $1,958

How does a DUI affect Apple Valley, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Apple Valley, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Apple Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,103
Farmers $5,974
GEICO $3,661
Liberty Mutual $3,069
Nationwide $6,715
Progressive $4,141
State Farm $7,161
Travelers $4,417
USAA $4,358

How does your commute affect Apple Valley, CA car insurance rates?

Apple Valley, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Apple Valley if you’re financing.

Annual Car Insurance Rates by Commute Length in Apple Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,020 $4,895
Farmers $4,322 $5,204
GEICO $2,456 $2,952
Liberty Mutual $2,682 $3,164
Nationwide $3,924 $4,958
Progressive $2,897 $3,485
State Farm $4,295 $4,622
Travelers $3,132 $3,839
USAA $2,478 $2,904

Who has the cheapest Apple Valley, CA car insurance rates?

Here’s a breakdown of Apple Valley, California car insurance rates by company. You can see which company offers the cheapest Apple Valley car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Apple Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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What are the top Apple Valley, CA car insurance companies?

Which Apple Valley, California car insurance company will best fit your needs and budget? Check out this comparison of the top Apple Valley companies to find the one for you.

Average Annual Car Insurance Rates by Company in Apple Valley, California

Insurance Company Average Annual Rates
Allstate $4,458
Farmers $4,763
GEICO $2,704
Liberty Mutual $2,923
Nationwide $4,441
Progressive $3,191
State Farm $4,458
Travelers $3,485
USAA $2,691

What factors affect Apple Valley, CA car insurance rates?

Why are Apple Valley, California car insurance rates different than rates in San Francisco or Oakland? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Apple Valley, CA?

FBI statistics show that the Apple Valley, California car theft rate is 263 thefts each year. High theft rates can lead to higher than average Apple Valley, CA car insurance rates.

How long is the average commute in Apple Valley, CA?

More time spent behind the wheel can lead to higher Apple Valley, California car insurance rates. In Apple Valley, CA, the average commute length is 33.1 minutes.

Car Insurance Quotes for Apple Valley, CA

Shop for affordable Apple Valley, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Apple Valley, CA car insurance companies.

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