Cheap Quotes for Anniston, AL Car Insurance (2021)

Anniston, Alabama car insurance rates average $302 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Anniston, AL companies, you can find cheap Anniston car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Anniston, AL are $302/month
  • Average car insurance rates in Anniston, AL after a DUI are $4,145/year
  • Average car insurance rates in Anniston, AL for senior drivers are $1,907/year

How do the Anniston, Alabama monthly average car insurance rates of $302/month compare to nearby cities like Tuscaloosa car insurance rates, Decatur car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Anniston, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Anniston, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Anniston, Alabama companies to find the most affordable Anniston car insurance rates.

Enter your ZIP code above to find cheap Anniston, AL car insurance quotes today.

What are the minimum Anniston, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Anniston, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Anniston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Average Anniston, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Anniston, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Anniston, Alabama

ZIP Code Average Annual Rates
36201 $3,777
36205 $3,689
36206 $3,759
36207 $3,706

How do age, gender, and marital status affect Anniston, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Anniston, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Anniston car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anniston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,998 $1,904 $1,808 $1,843 $6,949 $7,455 $2,235 $2,285
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,942 $1,929 $1,848 $1,908 $5,090 $4,991 $2,049 $1,901
Liberty Mutual $2,982 $3,222 $2,450 $2,741 $10,872 $12,091 $3,169 $3,371
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,257 $2,103 $1,852 $1,990 $9,462 $10,532 $2,629 $2,781
State Farm $2,785 $2,785 $2,538 $2,538 $8,706 $10,878 $3,153 $3,648
Travelers $1,550 $1,574 $1,455 $1,450 $8,355 $13,150 $1,466 $1,680
USAA $1,256 $1,275 $1,174 $1,150 $3,735 $4,140 $1,634 $1,763

How much do teen drivers pay for car insurance in Anniston, AL?

Anniston, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Anniston car insurance rates from multiple Anniston, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Anniston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,455
Farmers $8,886 $9,143
GEICO $5,090 $4,991
Liberty Mutual $10,872 $12,091
Nationwide $4,867 $6,248
Progressive $9,462 $10,532
State Farm $8,706 $10,878
Travelers $8,355 $13,150
USAA $3,735 $4,140

How much do senior drivers pay for car insurance in Anniston, AL?

With a little research, seniors can find affordable car insurance in Anniston, Alabama. Here’s a look at how the top Anniston car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Anniston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,808 $1,843
Farmers $2,056 $2,185
GEICO $1,848 $1,908
Liberty Mutual $2,450 $2,741
Nationwide $1,647 $1,702
Progressive $1,852 $1,990
State Farm $2,538 $2,538
Travelers $1,455 $1,450
USAA $1,174 $1,150

How does coverage level affect Anniston, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Anniston, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Anniston, Alabama

Insurance Company Low Medium High
Allstate $3,189 $3,304 $3,436
Farmers $3,792 $3,968 $4,305
GEICO $2,493 $2,695 $2,934
Liberty Mutual $4,862 $5,086 $5,388
Nationwide $2,787 $2,768 $2,825
Progressive $3,728 $4,175 $4,699
State Farm $4,363 $4,624 $4,900
Travelers $3,644 $3,911 $3,949
USAA $1,942 $2,005 $2,101

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your driving record affect Anniston, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Anniston, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Anniston, Alabama companies.

Annual Anniston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,813 $3,316 $3,931 $3,178
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,828 $2,936 $3,629 $2,436
Liberty Mutual $4,010 $5,582 $5,457 $5,400
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,785 $4,779 $4,088 $4,151
State Farm $4,159 $5,203 $4,577 $4,577
Travelers $3,192 $3,350 $4,907 $3,890
USAA $1,552 $1,947 $2,886 $1,678

How does a DUI affect Anniston, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Anniston, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Anniston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,931
Farmers $4,272
GEICO $3,629
Liberty Mutual $5,457
Nationwide $3,555
Progressive $4,088
State Farm $4,577
Travelers $4,907
USAA $2,886

How does your credit history affect Anniston, AL car insurance rates?

Take a look at the data here to see how your Anniston, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Anniston, Alabama

Insurance Company Poor Fair Good
Allstate $4,087 $3,213 $2,629
Farmers $4,508 $3,880 $3,677
GEICO $3,443 $2,456 $2,223
Liberty Mutual $7,319 $4,491 $3,526
Nationwide $3,374 $2,630 $2,377
Progressive $4,726 $4,070 $3,806
State Farm $7,508 $3,799 $2,580
Travelers $4,182 $3,627 $3,696
USAA $2,706 $1,764 $1,576

How does your commute affect Anniston, AL car insurance rates?

Anniston, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Anniston if you’re financing.

Annual Car Insurance Rates by Commute Length in Anniston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,310 $3,310
Farmers $4,022 $4,022
GEICO $2,658 $2,756
Liberty Mutual $5,112 $5,112
Nationwide $2,794 $2,794
Progressive $4,201 $4,201
State Farm $4,516 $4,742
Travelers $3,835 $3,835
USAA $1,924 $2,108

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Who has the cheapest Anniston, AL car insurance rates?

Here’s a breakdown of Anniston, Alabama car insurance rates by company. You can see which company offers the cheapest Anniston car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Anniston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Anniston, AL car insurance companies?

Which Anniston, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Anniston companies to find the one for you.

Average Annual Car Insurance Rates by Company in Anniston, Alabama

Insurance Company Average Annual Rates
Allstate $3,310
Farmers $4,022
GEICO $2,707
Liberty Mutual $5,112
Nationwide $2,794
Progressive $4,201
State Farm $4,629
Travelers $3,835
USAA $2,016

What factors affect Anniston, AL car insurance rates?

Why are Anniston, Alabama car insurance rates different than rates in Tuscaloosa or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Anniston, AL?

FBI statistics show that the Anniston, Alabama car theft rate is 152 thefts each year. High theft rates can lead to higher than average Anniston, AL car insurance rates.

How long is the average commute in Anniston, AL?

More time spent behind the wheel can lead to higher Anniston, Alabama car insurance rates. In Anniston, AL, the average commute length is 24.9 minutes.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Quotes for Anniston, AL

Shop for affordable Anniston, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Anniston, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption