Cheap Quotes for Annapolis Neck, MD Car Insurance (2021)

Annapolis Neck, Maryland car insurance rates average $362 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Annapolis Neck, MD companies, you can find cheap Annapolis Neck car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Annapolis Neck, MD after a DUI are $5,072/year
  • The cheapest car insurance company in Annapolis Neck is USAA
  • Annapolis Neck has an average commute time of 37.6 minutes

How do the Annapolis Neck, Maryland monthly average car insurance rates of $362/month compare to nearby cities like Annapolis car insurance rates, Laurel car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Annapolis Neck, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Annapolis Neck, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Annapolis Neck, Maryland companies to find the most affordable Annapolis Neck car insurance rates.

Enter your ZIP code above to find cheap Annapolis Neck, MD car insurance quotes today.

What are the minimum Annapolis Neck, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Annapolis Neck, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Annapolis Neck, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Annapolis Neck, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Annapolis Neck, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Annapolis Neck car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Annapolis Neck, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,698 $3,548 $3,546 $3,636 $11,076 $13,000 $3,327 $3,379
GEICO $2,299 $2,521 $2,628 $3,045 $7,051 $8,053 $1,971 $2,079
Liberty Mutual $5,953 $5,953 $5,885 $5,885 $11,550 $17,115 $5,953 $8,016
Nationwide $1,907 $1,912 $1,730 $1,777 $4,485 $5,867 $2,209 $2,375
Progressive $2,054 $1,854 $1,798 $1,836 $7,299 $7,968 $2,386 $2,331
State Farm $2,312 $2,312 $2,131 $2,131 $7,382 $9,458 $2,583 $2,918
USAA $1,897 $1,862 $1,772 $1,766 $4,214 $4,972 $2,180 $2,429

How much do teen drivers pay for car insurance in Annapolis Neck, MD?

Annapolis Neck, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Annapolis Neck car insurance rates from multiple Annapolis Neck, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Annapolis Neck, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,076 $13,000
GEICO $7,051 $8,053
Liberty Mutual $11,550 $17,115
Nationwide $4,485 $5,867
Progressive $7,299 $7,968
State Farm $7,382 $9,458
USAA $4,214 $4,972

How much do senior drivers pay for car insurance in Annapolis Neck, MD?

With a little research, seniors can find affordable car insurance in Annapolis Neck, Maryland. Here’s a look at how the top Annapolis Neck car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Annapolis Neck, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,546 $3,636
GEICO $2,628 $3,045
Liberty Mutual $5,885 $5,885
Nationwide $1,730 $1,777
Progressive $1,798 $1,836
State Farm $2,131 $2,131
USAA $1,772 $1,766

How does coverage level affect Annapolis Neck, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Annapolis Neck, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Annapolis Neck, Maryland

Insurance Company Low Medium High
Allstate $5,518 $5,618 $5,818
GEICO $3,575 $3,685 $3,858
Liberty Mutual $8,050 $8,269 $8,548
Nationwide $2,663 $2,790 $2,895
Progressive $3,286 $3,443 $3,593
State Farm $3,690 $3,914 $4,107
USAA $2,500 $2,645 $2,764

How does your driving record affect Annapolis Neck, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Annapolis Neck, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Annapolis Neck, Maryland companies.

Annual Annapolis Neck, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,986 $6,664 $4,986 $5,968
GEICO $2,620 $4,091 $5,011 $3,102
Liberty Mutual $5,975 $7,859 $11,781 $7,541
Nationwide $2,453 $3,280 $2,622 $2,776
Progressive $2,946 $3,891 $3,549 $3,377
State Farm $3,496 $4,402 $3,858 $3,858
USAA $2,074 $2,544 $3,697 $2,232

How does a DUI affect Annapolis Neck, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Annapolis Neck, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Annapolis Neck, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,986
GEICO $5,011
Liberty Mutual $11,781
Nationwide $2,622
Progressive $3,549
State Farm $3,858
USAA $3,697

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How does your credit history affect Annapolis Neck, MD car insurance rates?

Take a look at the data here to see how your Annapolis Neck, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Annapolis Neck, Maryland

Insurance Company Poor Fair Good
Allstate $7,328 $5,109 $4,517
GEICO $4,200 $3,480 $3,438
Liberty Mutual $11,848 $7,635 $5,385
Nationwide $3,549 $2,519 $2,280
Progressive $4,335 $3,256 $2,730
State Farm $5,705 $3,389 $2,616
USAA $3,512 $2,412 $1,985

How does your commute affect Annapolis Neck, MD car insurance rates?

Annapolis Neck, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Annapolis Neck if you’re financing.

Annual Car Insurance Rates by Commute Length in Annapolis Neck, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,571 $5,732
GEICO $3,645 $3,767
Liberty Mutual $8,068 $8,511
Nationwide $2,783 $2,783
Progressive $3,441 $3,441
State Farm $3,805 $4,002
USAA $2,555 $2,718

Who has the cheapest Annapolis Neck, MD car insurance rates?

Here’s a breakdown of Annapolis Neck, Maryland car insurance rates by company. You can see which company offers the cheapest Annapolis Neck car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Annapolis Neck, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Annapolis Neck, MD car insurance companies?

Which Annapolis Neck, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Annapolis Neck companies to find the one for you.

Average Annual Car Insurance Rates by Company in Annapolis Neck, Maryland

Insurance Company Average Annual Rates
Allstate $5,651
GEICO $3,706
Liberty Mutual $8,289
Nationwide $2,783
Progressive $3,441
State Farm $3,903
USAA $2,637

What factors affect Annapolis Neck, MD car insurance rates?

Why are Annapolis Neck, Maryland car insurance rates different than rates in Annapolis or Laurel? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Annapolis Neck, MD?

More time spent behind the wheel can lead to higher Annapolis Neck, Maryland car insurance rates. In Annapolis Neck, MD, the average commute length is 37.6 minutes.

Car Insurance Quotes for Annapolis Neck, MD

Shop for affordable Annapolis Neck, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Annapolis Neck, MD car insurance companies.

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