Cheap Quotes for Annapolis Junction, MD Car Insurance (2021)

Annapolis Junction, Maryland car insurance rates average $415 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Annapolis Junction, MD companies, you can find cheap Annapolis Junction car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Annapolis Junction, MD for senior drivers are $3,255/year
  • Average car insurance rates in Annapolis Junction, MD are $415/month
  • The cheapest car insurance company in Annapolis Junction is USAA

How do the Annapolis Junction, Maryland monthly average car insurance rates of $415/month compare to nearby cities like College Park car insurance rates, Salisbury car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Annapolis Junction, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Annapolis Junction, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Annapolis Junction, Maryland companies to find the most affordable Annapolis Junction car insurance rates.

Enter your ZIP code above to find cheap Annapolis Junction, MD car insurance quotes today.

What are the minimum Annapolis Junction, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Annapolis Junction, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Annapolis Junction, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Annapolis Junction, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Annapolis Junction, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Annapolis Junction car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Annapolis Junction, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,877 $3,704 $3,721 $3,819 $11,758 $13,851 $3,469 $3,501
GEICO $2,660 $2,915 $3,041 $3,523 $8,062 $9,149 $2,278 $2,384
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,046 $2,050 $1,852 $1,904 $4,821 $6,329 $2,372 $2,550
Progressive $2,463 $2,215 $2,142 $2,192 $8,889 $9,729 $2,868 $2,802
State Farm $2,290 $2,290 $2,107 $2,107 $7,313 $9,376 $2,560 $2,893
USAA $1,930 $1,894 $1,811 $1,801 $4,297 $5,055 $2,213 $2,464

How much do teen drivers pay for car insurance in Annapolis Junction, MD?

Annapolis Junction, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Annapolis Junction car insurance rates from multiple Annapolis Junction, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Annapolis Junction, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,758 $13,851
GEICO $8,062 $9,149
Liberty Mutual $15,242 $22,580
Nationwide $4,821 $6,329
Progressive $8,889 $9,729
State Farm $7,313 $9,376
USAA $4,297 $5,055

How much do senior drivers pay for car insurance in Annapolis Junction, MD?

With a little research, seniors can find affordable car insurance in Annapolis Junction, Maryland. Here’s a look at how the top Annapolis Junction car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Annapolis Junction, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,721 $3,819
GEICO $3,041 $3,523
Liberty Mutual $7,771 $7,771
Nationwide $1,852 $1,904
Progressive $2,142 $2,192
State Farm $2,107 $2,107
USAA $1,811 $1,801

How does coverage level affect Annapolis Junction, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Annapolis Junction, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Annapolis Junction, Maryland

Insurance Company Low Medium High
Allstate $5,797 $5,922 $6,169
GEICO $4,088 $4,223 $4,443
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $2,860 $3,000 $3,112
Progressive $3,958 $4,163 $4,366
State Farm $3,662 $3,880 $4,059
USAA $2,533 $2,692 $2,824

How does your driving record affect Annapolis Junction, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Annapolis Junction, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Annapolis Junction, Maryland companies.

Annual Annapolis Junction, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,259 $7,048 $5,259 $6,285
GEICO $3,007 $4,699 $5,734 $3,566
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,632 $3,532 $2,816 $2,983
Progressive $3,552 $4,725 $4,288 $4,085
State Farm $3,463 $4,361 $3,822 $3,822
USAA $2,110 $2,592 $3,760 $2,271

How does a DUI affect Annapolis Junction, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Annapolis Junction, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Annapolis Junction, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,259
GEICO $5,734
Liberty Mutual $15,533
Nationwide $2,816
Progressive $4,288
State Farm $3,822
USAA $3,760

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How does your credit history affect Annapolis Junction, MD car insurance rates?

Take a look at the data here to see how your Annapolis Junction, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Annapolis Junction, Maryland

Insurance Company Poor Fair Good
Allstate $7,736 $5,390 $4,762
GEICO $4,820 $3,991 $3,943
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $3,821 $2,705 $2,446
Progressive $5,236 $3,946 $3,305
State Farm $5,661 $3,355 $2,585
USAA $3,572 $2,457 $2,020

How does your commute affect Annapolis Junction, MD car insurance rates?

Annapolis Junction, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Annapolis Junction if you’re financing.

Annual Car Insurance Rates by Commute Length in Annapolis Junction, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,877 $6,048
GEICO $4,181 $4,322
Liberty Mutual $10,649 $11,233
Nationwide $2,991 $2,991
Progressive $4,162 $4,162
State Farm $3,769 $3,966
USAA $2,600 $2,766

Who has the cheapest Annapolis Junction, MD car insurance rates?

Here’s a breakdown of Annapolis Junction, Maryland car insurance rates by company. You can see which company offers the cheapest Annapolis Junction car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Annapolis Junction, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Annapolis Junction, MD car insurance companies?

Which Annapolis Junction, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Annapolis Junction companies to find the one for you.

Average Annual Car Insurance Rates by Company in Annapolis Junction, Maryland

Insurance Company Average Annual Rates
Allstate $5,963
GEICO $4,251
Liberty Mutual $10,941
Nationwide $2,991
Progressive $4,162
State Farm $3,867
USAA $2,683

Car Insurance Quotes for Annapolis Junction, MD

Shop for affordable Annapolis Junction, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Annapolis Junction, MD car insurance companies.

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