Cheap Quotes for Anderson, AL Car Insurance (2021)

Anderson, Alabama car insurance rates average $293 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Anderson, AL companies, you can find cheap Anderson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Anderson, AL are $293/month
  • Average car insurance rates in Anderson, AL after a DUI are $4,017/year
  • Average car insurance rates in Anderson, AL for senior drivers are $1,854/year

How do the Anderson, Alabama monthly average car insurance rates of $293/month compare to nearby cities like Auburn car insurance rates, Huntsville car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Anderson, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Anderson, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Anderson, Alabama companies to find the most affordable Anderson car insurance rates.

Enter your ZIP code above to find cheap Anderson, AL car insurance quotes today.

What are the minimum Anderson, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Anderson, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Anderson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Anderson, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Anderson, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Anderson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anderson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,767 $6,647 $7,147 $2,125 $2,167
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,599 $2,599 $2,365 $2,365 $8,014 $10,030 $2,939 $3,388
Travelers $1,456 $1,479 $1,365 $1,361 $7,759 $12,193 $1,381 $1,585
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

How much do teen drivers pay for car insurance in Anderson, AL?

Anderson, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Anderson car insurance rates from multiple Anderson, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Anderson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,647 $7,147
Farmers $8,813 $9,068
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $8,014 $10,030
Travelers $7,759 $12,193
USAA $3,739 $4,136

How much do senior drivers pay for car insurance in Anderson, AL?

With a little research, seniors can find affordable car insurance in Anderson, Alabama. Here’s a look at how the top Anderson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Anderson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,767
Farmers $2,022 $2,153
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,365 $2,365
Travelers $1,365 $1,361
USAA $1,163 $1,132

How does coverage level affect Anderson, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Anderson, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Anderson, Alabama

Insurance Company Low Medium High
Allstate $3,043 $3,159 $3,292
Farmers $3,728 $3,914 $4,273
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $4,035 $4,282 $4,545
Travelers $3,400 $3,644 $3,674
USAA $1,933 $1,994 $2,086

How does your driving record affect Anderson, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Anderson, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Anderson, Alabama companies.

Annual Anderson, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,171 $3,756 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,859 $4,810 $4,240 $4,240
Travelers $2,977 $3,124 $4,566 $3,624
USAA $1,542 $1,939 $2,868 $1,667

How does a DUI affect Anderson, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Anderson, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Anderson, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
Farmers $4,222
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,141
Progressive $4,118
State Farm $4,240
Travelers $4,566
USAA $2,868

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How does your credit history affect Anderson, AL car insurance rates?

Take a look at the data here to see how your Anderson, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Anderson, Alabama

Insurance Company Poor Fair Good
Allstate $3,910 $3,072 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,950 $3,520 $2,393
Travelers $3,896 $3,379 $3,443
USAA $2,692 $1,754 $1,567

How does your commute affect Anderson, AL car insurance rates?

Anderson, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Anderson if you’re financing.

Annual Car Insurance Rates by Commute Length in Anderson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $4,182 $4,392
Travelers $3,573 $3,573
USAA $1,913 $2,096

Who has the cheapest Anderson, AL car insurance rates?

Here’s a breakdown of Anderson, Alabama car insurance rates by company. You can see which company offers the cheapest Anderson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Anderson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Anderson, AL car insurance companies?

Which Anderson, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Anderson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Anderson, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,475
Progressive $4,242
State Farm $4,287
Travelers $3,573
USAA $2,004

What factors affect Anderson, AL car insurance rates?

Why are Anderson, Alabama car insurance rates different than rates in Auburn or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Anderson, AL?

More time spent behind the wheel can lead to higher Anderson, Alabama car insurance rates. In Anderson, AL, the average commute length is 33.7 minutes.

Car Insurance Quotes for Anderson, AL

Shop for affordable Anderson, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Anderson, AL car insurance companies.

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