Cheap Quotes for Anchorage, AK Car Insurance (2021)

Anchorage, Alaska car insurance rates average $257 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Anchorage, AK companies, you can find cheap Anchorage car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Anchorage, AK for senior drivers are $1,804/year
  • The cheapest car insurance company in Anchorage is USAA
  • Average car insurance rates in Anchorage, AK after a DUI are $3,588/year

How do the Anchorage, Alaska monthly average car insurance rates of $257/month compare to nearby cities like Juneau car insurance rates, Wasilla car insurance rates, and Kodiak car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Anchorage, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Anchorage, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Anchorage, Alaska companies to find the most affordable Anchorage car insurance rates.

Enter your ZIP code above to find cheap Anchorage, AK car insurance quotes today.

What are the minimum Anchorage, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Anchorage, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Anchorage, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Anchorage, AK Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Anchorage, AK you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Anchorage, Alaska

ZIP Code Average Annual Rates
99501 $3,074
99502 $3,086
99503 $3,075
99504 $3,133
99507 $3,083
99508 $3,101
99513 $3,074
99515 $3,072
99516 $3,056
99517 $3,069
99518 $3,080
99529 $3,074
99530 $3,069
99599 $3,075

How do age, gender, and marital status affect Anchorage, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Anchorage, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Anchorage car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anchorage, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,435 $2,435 $2,329 $2,329 $5,706 $7,397 $2,731 $2,984
GEICO $2,255 $2,184 $2,122 $2,019 $5,039 $6,425 $2,231 $2,388
Progressive $2,103 $1,834 $1,772 $1,811 $7,643 $8,455 $2,349 $2,283
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,391 $1,384 $1,308 $1,298 $4,534 $4,985 $1,990 $2,103

How much do teen drivers pay for car insurance in Anchorage, AK?

Anchorage, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Anchorage car insurance rates from multiple Anchorage, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Anchorage, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,706 $7,397
GEICO $5,039 $6,425
Progressive $7,643 $8,455
State Farm $5,392 $7,032
USAA $4,534 $4,985

How much do senior drivers pay for car insurance in Anchorage, AK?

With a little research, seniors can find affordable car insurance in Anchorage, Alaska. Here’s a look at how the top Anchorage car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Anchorage, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,329 $2,329
GEICO $2,122 $2,019
Progressive $1,772 $1,811
State Farm $1,528 $1,528
USAA $1,308 $1,298

How does coverage level affect Anchorage, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Anchorage, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Anchorage, Alaska

Insurance Company Low Medium High
Allstate $3,451 $3,453 $3,726
GEICO $3,012 $3,029 $3,207
Progressive $3,429 $3,437 $3,728
State Farm $2,761 $2,821 $3,027
USAA $2,327 $2,346 $2,449

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How does your driving record affect Anchorage, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Anchorage, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Anchorage, Alaska companies.

Annual Anchorage, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,814 $4,002 $3,992 $3,365
GEICO $2,206 $3,258 $4,620 $2,246
Progressive $3,153 $4,069 $3,352 $3,552
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,868 $2,406 $3,104 $2,119

How does a DUI affect Anchorage, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Anchorage, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Anchorage, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,992
GEICO $4,620
Progressive $3,352
State Farm $2,869
USAA $3,104

How does your credit history affect Anchorage, AK car insurance rates?

Take a look at the data here to see how your Anchorage, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Anchorage, Alaska

Insurance Company Poor Fair Good
Allstate $4,186 $3,339 $3,105
GEICO $3,502 $3,046 $2,700
Progressive $3,848 $3,452 $3,293
State Farm $3,982 $2,563 $2,063
USAA $3,224 $2,120 $1,778

How does your commute affect Anchorage, AK car insurance rates?

Anchorage, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Anchorage if you’re financing.

Annual Car Insurance Rates by Commute Length in Anchorage, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,468 $3,618
GEICO $3,043 $3,123
Progressive $3,531 $3,531
State Farm $2,789 $2,950
USAA $2,329 $2,419

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Who has the cheapest Anchorage, AK car insurance rates?

Here’s a breakdown of Anchorage, Alaska car insurance rates by company. You can see which company offers the cheapest Anchorage car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Anchorage, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Anchorage, AK car insurance companies?

Which Anchorage, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Anchorage companies to find the one for you.

Average Annual Car Insurance Rates by Company in Anchorage, Alaska

Insurance Company Average Annual Rates
Allstate $3,543
GEICO $3,083
Progressive $3,531
State Farm $2,869
USAA $2,374

What factors affect Anchorage, AK car insurance rates?

Why are Anchorage, Alaska car insurance rates different than rates in Juneau or Wasilla? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Anchorage, AK?

More time spent behind the wheel can lead to higher Anchorage, Alaska car insurance rates. In Anchorage, AK, the average commute length is 18.9 minutes.

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Car Insurance Quotes for Anchorage, AK

Shop for affordable Anchorage, Alaska car insurance rates today. Enter your ZIP code to compare quotes from multiple Anchorage, AK car insurance companies.

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