Cheap Quotes for Ambia, IN Car Insurance (2021)

Ambia, Indiana car insurance rates average $267 a month and Indiana law requires coverage of at least 25/50/25. By comparing rates from multiple Ambia, IN companies, you can find cheap Ambia car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Ambia is USAA
  • Average car insurance rates in Ambia, IN are $267/month
  • Ambia has an average commute time of 29.6 minutes

How do the Ambia, Indiana monthly average car insurance rates of $267/month compare to nearby cities like Gary car insurance rates, Indianapolis car insurance rates, and South Bend car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ambia, IN.

We’ll cover the Indiana minimum coverage requirements, Indiana car insurance laws, and Ambia, IN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ambia, Indiana companies to find the most affordable Ambia car insurance rates.

Enter your ZIP code above to find cheap Ambia, IN car insurance quotes today.

What are the minimum Ambia, IN car insurance requirements?

To meet Indiana minimum car insurance coverage requirements, Ambia, IN drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ambia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ambia, IN car insurance rates?

Three of the criteria that most affect car insurance rates in Ambia, Indiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ambia car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ambia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,439 $2,499 $2,141 $2,339 $7,499 $9,432 $2,481 $2,700
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,468 $1,450 $1,256 $1,411 $7,847 $8,370 $1,932 $2,087
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,671 $1,584 $1,513 $1,522 $9,870 $11,135 $2,102 $2,154
State Farm $1,417 $1,417 $1,258 $1,258 $4,224 $5,421 $1,565 $1,739
Travelers $1,240 $1,263 $1,160 $1,160 $7,609 $12,033 $1,309 $1,522
USAA $973 $961 $903 $913 $2,679 $3,002 $1,317 $1,414

How much do teen drivers pay for car insurance in Ambia, IN?

Ambia, Indiana car insurance rates for teens are often higher than rates for other drivers. Compare Ambia car insurance rates from multiple Ambia, Indiana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ambia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,499 $9,432
American Family $5,984 $8,674
Farmers $7,847 $8,370
GEICO $3,676 $3,421
Liberty Mutual $8,754 $13,230
Nationwide $4,497 $5,856
Progressive $9,870 $11,135
State Farm $4,224 $5,421
Travelers $7,609 $12,033
USAA $2,679 $3,002

How much do senior drivers pay for car insurance in Ambia, IN?

With a little research, seniors can find affordable car insurance in Ambia, Indiana. Here’s a look at how the top Ambia car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ambia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,339
American Family $1,962 $1,962
Farmers $1,256 $1,411
GEICO $1,188 $1,223
Liberty Mutual $3,662 $3,662
Nationwide $1,376 $1,472
Progressive $1,513 $1,522
State Farm $1,258 $1,258
Travelers $1,160 $1,160
USAA $903 $913

How does coverage level affect Ambia, IN car insurance rates?

How much coverage do you need? Are you comfortable with the Indiana minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ambia, IN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ambia, Indiana

Insurance Company Low Medium High
Allstate $3,765 $3,927 $4,132
American Family $3,445 $3,593 $3,394
Farmers $3,116 $3,221 $3,346
GEICO $1,739 $1,840 $1,960
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,571 $2,506 $2,505
Progressive $3,732 $3,884 $4,216
State Farm $2,182 $2,286 $2,393
Travelers $3,341 $3,444 $3,451
USAA $1,469 $1,517 $1,575

How does your driving record affect Ambia, IN car insurance rates?

Safe driving pays off. The more traffic violations you have in Ambia, IN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ambia, Indiana companies.

Annual Ambia, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,614 $4,265 $3,745
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,886 $3,369 $3,468 $3,187
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,953 $5,179 $3,528 $4,116
State Farm $2,235 $2,445 $2,235 $2,235
Travelers $2,896 $3,582 $4,061 $3,109
USAA $1,150 $1,632 $1,872 $1,426

How does a DUI affect Ambia, IN car insurance rates?

With even one DUI on your record, you can see an increase in your Ambia, IN car insurance rates.

Annual Car Insurance Rates After a DUI in Ambia, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,265
American Family $4,834
Farmers $3,468
GEICO $2,570
Liberty Mutual $8,386
Nationwide $2,687
Progressive $3,528
State Farm $2,235
Travelers $4,061
USAA $1,872

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How does your credit history affect Ambia, IN car insurance rates?

Take a look at the data here to see how your Ambia, Indiana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ambia, Indiana

Insurance Company Poor Fair Good
Allstate $4,886 $3,637 $3,301
American Family $4,755 $3,090 $2,588
Farmers $3,767 $3,071 $2,845
GEICO $2,218 $1,846 $1,475
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,876 $2,432 $2,274
Progressive $4,351 $3,851 $3,630
State Farm $3,333 $1,988 $1,541
Travelers $3,802 $3,218 $3,216
USAA $2,052 $1,352 $1,157

How does your commute affect Ambia, IN car insurance rates?

Ambia, IN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Indiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ambia if you’re financing.

Annual Car Insurance Rates by Commute Length in Ambia, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,941 $3,941
American Family $3,436 $3,519
Farmers $3,228 $3,228
GEICO $1,815 $1,878
Liberty Mutual $5,687 $5,998
Nationwide $2,527 $2,527
Progressive $3,944 $3,944
State Farm $2,222 $2,352
Travelers $3,412 $3,412
USAA $1,500 $1,541

Who has the cheapest Ambia, IN car insurance rates?

Here’s a breakdown of Ambia, Indiana car insurance rates by company. You can see which company offers the cheapest Ambia car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ambia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Ambia, IN car insurance companies?

Which Ambia, Indiana car insurance company will best fit your needs and budget? Check out this comparison of the top Ambia companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ambia, Indiana

Insurance Company Average Annual Rates
Allstate $3,941
American Family $3,477
Farmers $3,228
GEICO $1,847
Liberty Mutual $5,842
Nationwide $2,527
Progressive $3,944
State Farm $2,287
Travelers $3,412
USAA $1,520

What factors affect Ambia, IN car insurance rates?

Why are Ambia, Indiana car insurance rates different than rates in Gary or Indianapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ambia, IN?

More time spent behind the wheel can lead to higher Ambia, Indiana car insurance rates. In Ambia, IN, the average commute length is 29.6 minutes.

Car Insurance Quotes for Ambia, IN

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