Cheap Quotes for Alum Rock, CA Car Insurance (2021)

Alum Rock, California car insurance rates average $314 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Alum Rock, CA companies, you can find cheap Alum Rock car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Alum Rock, CA are $314/month
  • Average car insurance rates in Alum Rock, CA for senior drivers are $2,250/year
  • Alum Rock has an average commute time of 29.2 minutes

How do the Alum Rock, California monthly average car insurance rates of $314/month compare to nearby cities like San Francisco car insurance rates, Fresno car insurance rates, and San Diego car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alum Rock, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Alum Rock, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alum Rock, California companies to find the most affordable Alum Rock car insurance rates.

Enter your ZIP code above to find cheap Alum Rock, CA car insurance quotes today.

What are the minimum Alum Rock, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Alum Rock, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Alum Rock, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Alum Rock, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Alum Rock, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alum Rock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alum Rock, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,742 $2,013 $2,026 $7,710 $9,699 $3,503 $3,834
Farmers $2,842 $2,842 $2,565 $2,565 $9,078 $14,893 $3,370 $3,756
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,245 $2,125 $2,094 $2,029 $4,935 $5,254 $2,531 $2,549
Nationwide $3,507 $3,346 $3,057 $2,879 $9,021 $9,929 $4,210 $4,163
Progressive $1,744 $1,794 $1,468 $1,746 $4,612 $5,554 $2,492 $2,675
State Farm $3,495 $3,495 $3,123 $3,123 $6,453 $8,001 $3,872 $3,993
Travelers $2,559 $2,476 $2,264 $2,239 $5,326 $6,102 $3,339 $3,265
USAA $1,935 $1,833 $1,886 $1,895 $4,405 $4,443 $2,685 $2,538

How much do teen drivers pay for car insurance in Alum Rock, CA?

Alum Rock, California car insurance rates for teens are often higher than rates for other drivers. Compare Alum Rock car insurance rates from multiple Alum Rock, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alum Rock, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,710 $9,699
Farmers $9,078 $14,893
GEICO $5,737 $5,845
Liberty Mutual $4,935 $5,254
Nationwide $9,021 $9,929
Progressive $4,612 $5,554
State Farm $6,453 $8,001
Travelers $5,326 $6,102
USAA $4,405 $4,443

How much do senior drivers pay for car insurance in Alum Rock, CA?

With a little research, seniors can find affordable car insurance in Alum Rock, California. Here’s a look at how the top Alum Rock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alum Rock, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,026
Farmers $2,565 $2,565
GEICO $1,764 $1,764
Liberty Mutual $2,094 $2,029
Nationwide $3,057 $2,879
Progressive $1,468 $1,746
State Farm $3,123 $3,123
Travelers $2,264 $2,239
USAA $1,886 $1,895

How does coverage level affect Alum Rock, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alum Rock, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alum Rock, California

Insurance Company Low Medium High
Allstate $4,067 $4,320 $4,465
Farmers $4,887 $5,278 $5,552
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,771 $2,998 $3,142
Nationwide $4,546 $5,103 $5,393
Progressive $2,496 $2,847 $2,939
State Farm $4,008 $4,523 $4,802
Travelers $3,017 $3,541 $3,781
USAA $2,466 $2,752 $2,889

How does your driving record affect Alum Rock, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Alum Rock, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alum Rock, California companies.

Annual Alum Rock, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,588 $4,343 $6,812 $3,393
Farmers $3,870 $5,274 $6,573 $5,238
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,579 $3,454 $3,116 $2,732
Nationwide $3,499 $4,482 $7,593 $4,482
Progressive $1,816 $3,073 $3,537 $2,617
State Farm $3,173 $3,783 $7,141 $3,681
Travelers $2,295 $3,745 $4,361 $3,385
USAA $1,795 $2,675 $4,373 $1,967

How does a DUI affect Alum Rock, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Alum Rock, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Alum Rock, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,812
Farmers $6,573
GEICO $4,115
Liberty Mutual $3,116
Nationwide $7,593
Progressive $3,537
State Farm $7,141
Travelers $4,361
USAA $4,373

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How does your commute affect Alum Rock, CA car insurance rates?

Alum Rock, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alum Rock if you’re financing.

Annual Car Insurance Rates by Commute Length in Alum Rock, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,867 $4,701
Farmers $4,754 $5,724
GEICO $2,762 $3,319
Liberty Mutual $2,729 $3,211
Nationwide $4,423 $5,606
Progressive $2,500 $3,022
State Farm $4,284 $4,605
Travelers $3,097 $3,795
USAA $2,492 $2,913

Who has the cheapest Alum Rock, CA car insurance rates?

Here’s a breakdown of Alum Rock, California car insurance rates by company. You can see which company offers the cheapest Alum Rock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alum Rock, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Alum Rock, CA car insurance companies?

Which Alum Rock, California car insurance company will best fit your needs and budget? Check out this comparison of the top Alum Rock companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alum Rock, California

Insurance Company Average Annual Rates
Allstate $4,284
Farmers $5,239
GEICO $3,040
Liberty Mutual $2,970
Nationwide $5,014
Progressive $2,761
State Farm $4,445
Travelers $3,446
USAA $2,703

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What factors affect Alum Rock, CA car insurance rates?

Why are Alum Rock, California car insurance rates different than rates in San Francisco or Fresno? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Alum Rock, CA?

More time spent behind the wheel can lead to higher Alum Rock, California car insurance rates. In Alum Rock, CA, the average commute length is 29.2 minutes.

Car Insurance Quotes for Alum Rock, CA

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