Cheap Quotes for Alturas, CA Car Insurance (2021)

Alturas, California car insurance rates average $247 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Alturas, CA companies, you can find cheap Alturas car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Alturas has an average commute time of 9.7 minutes
  • Average car insurance rates in Alturas, CA are $247/month
  • Average car insurance rates in Alturas, CA for senior drivers are $1,799/year

How do the Alturas, California monthly average car insurance rates of $247/month compare to nearby cities like Fresno car insurance rates, Long Beach car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alturas, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Alturas, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alturas, California companies to find the most affordable Alturas car insurance rates.

Enter your ZIP code above to find cheap Alturas, CA car insurance quotes today.

What are the minimum Alturas, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Alturas, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Alturas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Alturas, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Alturas, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alturas car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alturas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $2,068 $1,496 $1,524 $5,498 $6,922 $2,652 $2,953
Farmers $2,230 $2,230 $2,003 $2,003 $7,094 $11,649 $2,639 $2,935
GEICO $1,443 $1,446 $1,359 $1,359 $4,386 $4,486 $2,073 $2,133
Liberty Mutual $2,244 $2,132 $2,077 $2,016 $4,926 $5,214 $2,540 $2,552
Nationwide $2,507 $2,404 $2,175 $2,061 $6,196 $6,850 $2,983 $2,966
Progressive $1,279 $1,317 $1,061 $1,268 $3,243 $3,938 $1,811 $1,947
State Farm $2,664 $2,664 $2,373 $2,373 $4,812 $5,976 $2,942 $3,032
Travelers $2,173 $2,116 $1,918 $1,896 $4,304 $5,030 $2,825 $2,770
USAA $1,744 $1,655 $1,702 $1,712 $3,935 $3,954 $2,409 $2,281

How much do teen drivers pay for car insurance in Alturas, CA?

Alturas, California car insurance rates for teens are often higher than rates for other drivers. Compare Alturas car insurance rates from multiple Alturas, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alturas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,498 $6,922
Farmers $7,094 $11,649
GEICO $4,386 $4,486
Liberty Mutual $4,926 $5,214
Nationwide $6,196 $6,850
Progressive $3,243 $3,938
State Farm $4,812 $5,976
Travelers $4,304 $5,030
USAA $3,935 $3,954

How much do senior drivers pay for car insurance in Alturas, CA?

With a little research, seniors can find affordable car insurance in Alturas, California. Here’s a look at how the top Alturas car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alturas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,496 $1,524
Farmers $2,003 $2,003
GEICO $1,359 $1,359
Liberty Mutual $2,077 $2,016
Nationwide $2,175 $2,061
Progressive $1,061 $1,268
State Farm $2,373 $2,373
Travelers $1,918 $1,896
USAA $1,702 $1,712

How does coverage level affect Alturas, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alturas, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alturas, California

Insurance Company Low Medium High
Allstate $2,989 $3,171 $3,278
Farmers $3,826 $4,128 $4,340
GEICO $2,183 $2,355 $2,469
Liberty Mutual $2,784 $2,986 $3,117
Nationwide $3,208 $3,573 $3,772
Progressive $1,846 $2,027 $2,076
State Farm $3,071 $3,401 $3,591
Travelers $2,598 $2,934 $3,104
USAA $2,208 $2,468 $2,595

How does your driving record affect Alturas, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Alturas, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alturas, California companies.

Annual Alturas, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,902 $3,198 $4,995 $2,489
Farmers $3,030 $4,125 $5,140 $4,097
GEICO $1,637 $2,510 $3,164 $2,030
Liberty Mutual $2,571 $3,447 $3,108 $2,724
Nationwide $2,460 $3,147 $5,316 $3,147
Progressive $1,314 $2,193 $2,542 $1,883
State Farm $2,386 $2,851 $5,407 $2,774
Travelers $1,950 $3,108 $3,642 $2,815
USAA $1,613 $2,391 $3,926 $1,766

How does a DUI affect Alturas, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Alturas, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Alturas, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,995
Farmers $5,140
GEICO $3,164
Liberty Mutual $3,108
Nationwide $5,316
Progressive $2,542
State Farm $5,407
Travelers $3,642
USAA $3,926

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How does your commute affect Alturas, CA car insurance rates?

Alturas, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alturas if you’re financing.

Annual Car Insurance Rates by Commute Length in Alturas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,840 $3,452
Farmers $3,719 $4,477
GEICO $2,123 $2,548
Liberty Mutual $2,721 $3,204
Nationwide $3,116 $3,920
Progressive $1,803 $2,163
State Farm $3,232 $3,477
Travelers $2,592 $3,166
USAA $2,234 $2,614

Who has the cheapest Alturas, CA car insurance rates?

Here’s a breakdown of Alturas, California car insurance rates by company. You can see which company offers the cheapest Alturas car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alturas, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

What are the top Alturas, CA car insurance companies?

Which Alturas, California car insurance company will best fit your needs and budget? Check out this comparison of the top Alturas companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alturas, California

Insurance Company Average Annual Rates
Allstate $3,146
Farmers $4,098
GEICO $2,336
Liberty Mutual $2,963
Nationwide $3,518
Progressive $1,983
State Farm $3,354
Travelers $2,879
USAA $2,424

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What factors affect Alturas, CA car insurance rates?

Why are Alturas, California car insurance rates different than rates in Fresno or Long Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Alturas, CA?

FBI statistics show that the Alturas, California car theft rate is 11 thefts each year. High theft rates can lead to higher than average Alturas, CA car insurance rates.

How long is the average commute in Alturas, CA?

More time spent behind the wheel can lead to higher Alturas, California car insurance rates. In Alturas, CA, the average commute length is 9.7 minutes.

Car Insurance Quotes for Alturas, CA

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