Cheap Quotes for Alton, AL Car Insurance (2021)

Alton, Alabama car insurance rates average $337 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Alton, AL companies, you can find cheap Alton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Alton, AL for senior drivers are $2,106/year
  • The cheapest car insurance company in Alton is USAA
  • Average car insurance rates in Alton, AL are $337/month

How do the Alton, Alabama monthly average car insurance rates of $337/month compare to nearby cities like Birmingham car insurance rates, Decatur car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Alton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alton, Alabama companies to find the most affordable Alton car insurance rates.

Enter your ZIP code above to find cheap Alton, AL car insurance quotes today.

What are the minimum Alton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Alton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Alton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Alton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Alton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,112 $2,005 $1,925 $1,959 $7,550 $8,116 $2,337 $2,379
Farmers $2,593 $2,572 $2,312 $2,464 $10,315 $10,619 $2,945 $3,048
GEICO $2,265 $2,267 $2,156 $2,245 $6,116 $6,025 $2,396 $2,234
Liberty Mutual $3,069 $3,308 $2,510 $2,803 $11,684 $12,978 $3,260 $3,461
Nationwide $1,846 $1,867 $1,682 $1,739 $4,968 $6,390 $2,054 $2,296
Progressive $2,453 $2,288 $2,003 $2,165 $10,184 $11,325 $2,857 $3,016
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,734 $1,760 $1,633 $1,626 $9,601 $15,127 $1,638 $1,870
USAA $1,362 $1,378 $1,272 $1,242 $4,100 $4,540 $1,773 $1,911

How much do teen drivers pay for car insurance in Alton, AL?

Alton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Alton car insurance rates from multiple Alton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,550 $8,116
Farmers $10,315 $10,619
GEICO $6,116 $6,025
Liberty Mutual $11,684 $12,978
Nationwide $4,968 $6,390
Progressive $10,184 $11,325
State Farm $10,624 $13,270
Travelers $9,601 $15,127
USAA $4,100 $4,540

How much do senior drivers pay for car insurance in Alton, AL?

With a little research, seniors can find affordable car insurance in Alton, Alabama. Here’s a look at how the top Alton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,925 $1,959
Farmers $2,312 $2,464
GEICO $2,156 $2,245
Liberty Mutual $2,510 $2,803
Nationwide $1,682 $1,739
Progressive $2,003 $2,165
State Farm $3,089 $3,089
Travelers $1,633 $1,626
USAA $1,272 $1,242

How does coverage level affect Alton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alton, Alabama

Insurance Company Low Medium High
Allstate $3,408 $3,540 $3,696
Farmers $4,332 $4,543 $4,951
GEICO $2,964 $3,200 $3,474
Liberty Mutual $5,146 $5,360 $5,647
Nationwide $2,845 $2,830 $2,891
Progressive $4,059 $4,503 $5,047
State Farm $5,324 $5,637 $5,967
Travelers $4,167 $4,460 $4,494
USAA $2,118 $2,186 $2,288

How does your driving record affect Alton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Alton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alton, Alabama companies.

Annual Alton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,000 $3,547 $4,240 $3,405
Farmers $3,874 $5,025 $4,902 $4,634
GEICO $2,151 $3,486 $4,353 $2,862
Liberty Mutual $4,215 $5,897 $5,737 $5,688
Nationwide $2,497 $2,497 $3,639 $2,788
Progressive $4,102 $5,166 $4,380 $4,497
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,636 $3,815 $5,615 $4,430
USAA $1,689 $2,123 $3,150 $1,827

How does a DUI affect Alton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Alton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Alton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,240
Farmers $4,902
GEICO $4,353
Liberty Mutual $5,737
Nationwide $3,639
Progressive $4,380
State Farm $5,579
Travelers $5,615
USAA $3,150

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How does your credit history affect Alton, AL car insurance rates?

Take a look at the data here to see how your Alton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Alton, Alabama

Insurance Company Poor Fair Good
Allstate $4,374 $3,449 $2,821
Farmers $5,158 $4,451 $4,217
GEICO $4,090 $2,914 $2,635
Liberty Mutual $7,690 $4,743 $3,719
Nationwide $3,446 $2,688 $2,431
Progressive $5,113 $4,392 $4,104
State Farm $9,157 $4,630 $3,142
Travelers $4,765 $4,138 $4,219
USAA $2,951 $1,923 $1,718

How does your commute affect Alton, AL car insurance rates?

Alton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alton if you’re financing.

Annual Car Insurance Rates by Commute Length in Alton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,548 $3,548
Farmers $4,608 $4,608
GEICO $3,156 $3,270
Liberty Mutual $5,384 $5,384
Nationwide $2,855 $2,855
Progressive $4,536 $4,536
State Farm $5,506 $5,780
Travelers $4,374 $4,374
USAA $2,097 $2,298

Who has the cheapest Alton, AL car insurance rates?

Here’s a breakdown of Alton, Alabama car insurance rates by company. You can see which company offers the cheapest Alton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Alton, AL car insurance companies?

Which Alton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Alton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alton, Alabama

Insurance Company Average Annual Rates
Allstate $3,548
Farmers $4,608
GEICO $3,213
Liberty Mutual $5,384
Nationwide $2,855
Progressive $4,536
State Farm $5,643
Travelers $4,374
USAA $2,197

Car Insurance Quotes for Alton, AL

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