Cheap Quotes for Alta Sierra, CA Car Insurance (2021)

Alta Sierra, California car insurance rates average $274 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Alta Sierra, CA companies, you can find cheap Alta Sierra car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Alta Sierra has an average commute time of 31.8 minutes
  • Average car insurance rates in Alta Sierra, CA after a DUI are $4,600/year
  • Average car insurance rates in Alta Sierra, CA for senior drivers are $1,982/year

How do the Alta Sierra, California monthly average car insurance rates of $274/month compare to nearby cities like San Jose car insurance rates, Fresno car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alta Sierra, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Alta Sierra, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alta Sierra, California companies to find the most affordable Alta Sierra car insurance rates.

Enter your ZIP code above to find cheap Alta Sierra, CA car insurance quotes today.

What are the minimum Alta Sierra, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Alta Sierra, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Alta Sierra, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Alta Sierra, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Alta Sierra, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alta Sierra car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alta Sierra, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,285 $2,293 $1,672 $1,690 $6,246 $7,861 $2,917 $3,215
Farmers $2,382 $2,382 $2,142 $2,142 $7,599 $12,478 $2,821 $3,140
GEICO $1,713 $1,715 $1,612 $1,612 $5,179 $5,274 $2,457 $2,517
Liberty Mutual $2,202 $2,091 $2,036 $1,975 $4,784 $5,072 $2,489 $2,506
Nationwide $3,089 $2,955 $2,695 $2,547 $7,747 $8,571 $3,686 $3,649
Progressive $1,653 $1,698 $1,421 $1,676 $4,419 $5,304 $2,390 $2,566
State Farm $2,922 $2,922 $2,608 $2,608 $5,323 $6,612 $3,229 $3,329
Travelers $2,161 $2,096 $1,907 $1,888 $4,378 $4,967 $2,775 $2,728
USAA $1,757 $1,666 $1,714 $1,724 $3,977 $3,997 $2,427 $2,296

How much do teen drivers pay for car insurance in Alta Sierra, CA?

Alta Sierra, California car insurance rates for teens are often higher than rates for other drivers. Compare Alta Sierra car insurance rates from multiple Alta Sierra, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alta Sierra, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,246 $7,861
Farmers $7,599 $12,478
GEICO $5,179 $5,274
Liberty Mutual $4,784 $5,072
Nationwide $7,747 $8,571
Progressive $4,419 $5,304
State Farm $5,323 $6,612
Travelers $4,378 $4,967
USAA $3,977 $3,997

How much do senior drivers pay for car insurance in Alta Sierra, CA?

With a little research, seniors can find affordable car insurance in Alta Sierra, California. Here’s a look at how the top Alta Sierra car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alta Sierra, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,672 $1,690
Farmers $2,142 $2,142
GEICO $1,612 $1,612
Liberty Mutual $2,036 $1,975
Nationwide $2,695 $2,547
Progressive $1,421 $1,676
State Farm $2,608 $2,608
Travelers $1,907 $1,888
USAA $1,714 $1,724

How does coverage level affect Alta Sierra, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alta Sierra, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alta Sierra, California

Insurance Company Low Medium High
Allstate $3,333 $3,554 $3,681
Farmers $4,095 $4,419 $4,644
GEICO $2,487 $2,790 $3,002
Liberty Mutual $2,712 $2,916 $3,055
Nationwide $3,932 $4,444 $4,726
Progressive $2,335 $2,727 $2,861
State Farm $3,352 $3,750 $3,980
Travelers $2,483 $2,939 $3,166
USAA $2,223 $2,491 $2,621

How does your driving record affect Alta Sierra, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Alta Sierra, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alta Sierra, California companies.

Annual Alta Sierra, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,135 $3,565 $5,597 $2,793
Farmers $3,243 $4,414 $5,501 $4,385
GEICO $1,932 $2,971 $3,740 $2,396
Liberty Mutual $2,511 $3,367 $3,038 $2,662
Nationwide $3,047 $3,907 $6,610 $3,907
Progressive $1,727 $2,941 $3,408 $2,488
State Farm $2,631 $3,141 $5,947 $3,056
Travelers $1,931 $3,108 $3,600 $2,812
USAA $1,626 $2,414 $3,958 $1,781

How does a DUI affect Alta Sierra, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Alta Sierra, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Alta Sierra, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,597
Farmers $5,501
GEICO $3,740
Liberty Mutual $3,038
Nationwide $6,610
Progressive $3,408
State Farm $5,947
Travelers $3,600
USAA $3,958

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How does your commute affect Alta Sierra, CA car insurance rates?

Alta Sierra, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alta Sierra if you’re financing.

Annual Car Insurance Rates by Commute Length in Alta Sierra, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,176 $3,869
Farmers $3,980 $4,792
GEICO $2,507 $3,012
Liberty Mutual $2,656 $3,133
Nationwide $3,863 $4,871
Progressive $2,397 $2,885
State Farm $3,559 $3,829
Travelers $2,582 $3,143
USAA $2,253 $2,636

Who has the cheapest Alta Sierra, CA car insurance rates?

Here’s a breakdown of Alta Sierra, California car insurance rates by company. You can see which company offers the cheapest Alta Sierra car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alta Sierra, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Alta Sierra, CA car insurance companies?

Which Alta Sierra, California car insurance company will best fit your needs and budget? Check out this comparison of the top Alta Sierra companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alta Sierra, California

Insurance Company Average Annual Rates
Allstate $3,523
Farmers $4,386
GEICO $2,760
Liberty Mutual $2,895
Nationwide $4,367
Progressive $2,641
State Farm $3,694
Travelers $2,863
USAA $2,445

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What factors affect Alta Sierra, CA car insurance rates?

Why are Alta Sierra, California car insurance rates different than rates in San Jose or Fresno? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Alta Sierra, CA?

More time spent behind the wheel can lead to higher Alta Sierra, California car insurance rates. In Alta Sierra, CA, the average commute length is 31.8 minutes.

Car Insurance Quotes for Alta Sierra, CA

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