Cheap Quotes for Allgood, AL Car Insurance (2021)

Allgood, Alabama car insurance rates average $308 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Allgood, AL companies, you can find cheap Allgood car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Allgood is USAA
  • Allgood has an average commute time of 41.3 minutes
  • Average car insurance rates in Allgood, AL for senior drivers are $1,969/year

How do the Allgood, Alabama monthly average car insurance rates of $308/month compare to nearby cities like Madison car insurance rates, Hoover car insurance rates, and Dothan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Allgood, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Allgood, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Allgood, Alabama companies to find the most affordable Allgood car insurance rates.

Enter your ZIP code above to find cheap Allgood, AL car insurance quotes today.

What are the minimum Allgood, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Allgood, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Allgood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Allgood, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Allgood, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Allgood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allgood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,392 $2,241 $1,956 $2,098 $9,809 $10,942 $2,794 $2,967
State Farm $3,033 $3,033 $2,745 $2,745 $9,244 $11,544 $3,428 $3,977
Travelers $1,245 $1,263 $1,173 $1,168 $6,558 $10,278 $1,182 $1,344
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

How much do teen drivers pay for car insurance in Allgood, AL?

Allgood, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Allgood car insurance rates from multiple Allgood, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Allgood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $9,554 $9,828
GEICO $5,858 $5,765
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $9,809 $10,942
State Farm $9,244 $11,544
Travelers $6,558 $10,278
USAA $3,975 $4,408

How much do senior drivers pay for car insurance in Allgood, AL?

With a little research, seniors can find affordable car insurance in Allgood, Alabama. Here’s a look at how the top Allgood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Allgood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,213 $2,347
GEICO $2,095 $2,161
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $1,956 $2,098
State Farm $2,745 $2,745
Travelers $1,173 $1,168
USAA $1,238 $1,212

How does coverage level affect Allgood, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Allgood, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Allgood, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $4,110 $4,281 $4,606
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $3,937 $4,373 $4,889
State Farm $4,714 $4,961 $5,230
Travelers $2,866 $3,087 $3,127
USAA $2,064 $2,127 $2,223

How does your driving record affect Allgood, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Allgood, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Allgood, Alabama companies.

Annual Allgood, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,976 $4,998 $4,261 $4,364
State Farm $4,480 $5,566 $4,914 $4,914
Travelers $2,523 $2,647 $3,864 $3,071
USAA $1,644 $2,064 $3,067 $1,778

How does a DUI affect Allgood, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Allgood, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Allgood, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,958
Farmers $4,596
GEICO $4,162
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,261
State Farm $4,914
Travelers $3,864
USAA $3,067

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How does your credit history affect Allgood, AL car insurance rates?

Take a look at the data here to see how your Allgood, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Allgood, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,857 $4,180 $3,960
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $4,967 $4,258 $3,975
State Farm $8,054 $4,079 $2,773
Travelers $3,301 $2,862 $2,916
USAA $2,877 $1,869 $1,668

How does your commute affect Allgood, AL car insurance rates?

Allgood, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Allgood if you’re financing.

Annual Car Insurance Rates by Commute Length in Allgood, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,332 $4,332
GEICO $3,046 $3,158
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,400 $4,400
State Farm $4,851 $5,086
Travelers $3,026 $3,026
USAA $2,040 $2,236

Who has the cheapest Allgood, AL car insurance rates?

Here’s a breakdown of Allgood, Alabama car insurance rates by company. You can see which company offers the cheapest Allgood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Allgood, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Allgood, AL car insurance companies?

Which Allgood, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Allgood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Allgood, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,332
GEICO $3,102
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,400
State Farm $4,969
Travelers $3,026
USAA $2,138

What factors affect Allgood, AL car insurance rates?

Why are Allgood, Alabama car insurance rates different than rates in Madison or Hoover? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Allgood, AL?

More time spent behind the wheel can lead to higher Allgood, Alabama car insurance rates. In Allgood, AL, the average commute length is 41.3 minutes.

Car Insurance Quotes for Allgood, AL

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