Cheap Quotes for Alexander City, AL Car Insurance (2021)

Alexander City, Alabama car insurance rates average $294 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Alexander City, AL companies, you can find cheap Alexander City car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Alexander City is USAA
  • Alexander City has an average commute time of 22.7 minutes
  • Average car insurance rates in Alexander City, AL for senior drivers are $1,876/year

How do the Alexander City, Alabama monthly average car insurance rates of $294/month compare to nearby cities like Montgomery car insurance rates, Madison car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alexander City, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Alexander City, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alexander City, Alabama companies to find the most affordable Alexander City car insurance rates.

Enter your ZIP code above to find cheap Alexander City, AL car insurance quotes today.

What are the minimum Alexander City, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Alexander City, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Alexander City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Alexander City, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Alexander City, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alexander City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alexander City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,477 $2,459 $2,214 $2,350 $9,531 $9,808 $2,816 $2,931
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,657 $1,679 $1,510 $1,565 $4,274 $5,517 $1,835 $2,052
Progressive $2,093 $1,975 $1,717 $1,823 $8,438 $9,433 $2,460 $2,629
State Farm $2,710 $2,710 $2,436 $2,436 $7,988 $10,019 $3,057 $3,519
Travelers $1,461 $1,484 $1,369 $1,365 $7,796 $12,284 $1,384 $1,588
USAA $1,307 $1,330 $1,220 $1,200 $3,855 $4,278 $1,702 $1,841

How much do teen drivers pay for car insurance in Alexander City, AL?

Alexander City, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Alexander City car insurance rates from multiple Alexander City, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alexander City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $9,531 $9,808
GEICO $4,975 $4,882
Liberty Mutual $11,265 $12,529
Nationwide $4,274 $5,517
Progressive $8,438 $9,433
State Farm $7,988 $10,019
Travelers $7,796 $12,284
USAA $3,855 $4,278

How much do senior drivers pay for car insurance in Alexander City, AL?

With a little research, seniors can find affordable car insurance in Alexander City, Alabama. Here’s a look at how the top Alexander City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alexander City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,214 $2,350
GEICO $1,817 $1,869
Liberty Mutual $2,561 $2,865
Nationwide $1,510 $1,565
Progressive $1,717 $1,823
State Farm $2,436 $2,436
Travelers $1,369 $1,365
USAA $1,220 $1,200

How does coverage level affect Alexander City, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alexander City, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alexander City, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $4,087 $4,269 $4,614
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,495 $2,489 $2,550
Progressive $3,471 $3,803 $4,189
State Farm $4,137 $4,353 $4,589
Travelers $3,406 $3,663 $3,704
USAA $2,016 $2,080 $2,178

How does your driving record affect Alexander City, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Alexander City, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alexander City, Alabama companies.

Annual Alexander City, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,637 $4,705 $4,589 $4,362
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,198 $2,198 $3,195 $2,453
Progressive $3,460 $4,330 $3,697 $3,797
State Farm $3,950 $4,861 $4,314 $4,314
Travelers $2,993 $3,141 $4,588 $3,644
USAA $1,609 $2,016 $2,999 $1,741

How does a DUI affect Alexander City, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Alexander City, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Alexander City, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,589
GEICO $3,547
Liberty Mutual $5,692
Nationwide $3,195
Progressive $3,697
State Farm $4,314
Travelers $4,588
USAA $2,999

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How does your credit history affect Alexander City, AL car insurance rates?

Take a look at the data here to see how your Alexander City, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Alexander City, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,847 $4,170 $3,953
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,029 $2,365 $2,140
Progressive $4,325 $3,694 $3,444
State Farm $7,068 $3,579 $2,432
Travelers $3,917 $3,396 $3,461
USAA $2,812 $1,829 $1,633

How does your commute affect Alexander City, AL car insurance rates?

Alexander City, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alexander City if you’re financing.

Annual Car Insurance Rates by Commute Length in Alexander City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $4,323 $4,323
GEICO $2,610 $2,708
Liberty Mutual $5,328 $5,328
Nationwide $2,511 $2,511
Progressive $3,821 $3,821
State Farm $4,255 $4,464
Travelers $3,591 $3,591
USAA $1,996 $2,187

Who has the cheapest Alexander City, AL car insurance rates?

Here’s a breakdown of Alexander City, Alabama car insurance rates by company. You can see which company offers the cheapest Alexander City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alexander City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Alexander City, AL car insurance companies?

Which Alexander City, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Alexander City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alexander City, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $4,323
GEICO $2,659
Liberty Mutual $5,328
Nationwide $2,511
Progressive $3,821
State Farm $4,360
Travelers $3,591
USAA $2,091

What factors affect Alexander City, AL car insurance rates?

Why are Alexander City, Alabama car insurance rates different than rates in Montgomery or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Alexander City, AL?

FBI statistics show that the Alexander City, Alabama car theft rate is 34 thefts each year. High theft rates can lead to higher than average Alexander City, AL car insurance rates.

How long is the average commute in Alexander City, AL?

More time spent behind the wheel can lead to higher Alexander City, Alabama car insurance rates. In Alexander City, AL, the average commute length is 22.7 minutes.

Car Insurance Quotes for Alexander City, AL

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