Cheap Quotes for Alderpoint, CA Car Insurance (2021)

Alderpoint, California car insurance rates average $283 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Alderpoint, CA companies, you can find cheap Alderpoint car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Alderpoint, CA for senior drivers are $2,040/year
  • The cheapest car insurance company in Alderpoint is Liberty Mutual
  • Average car insurance rates in Alderpoint, CA after a DUI are $4,782/year

How do the Alderpoint, California monthly average car insurance rates of $283/month compare to nearby cities like San Diego car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alderpoint, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Alderpoint, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alderpoint, California companies to find the most affordable Alderpoint car insurance rates.

Enter your ZIP code above to find cheap Alderpoint, CA car insurance quotes today.

What are the minimum Alderpoint, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Alderpoint, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Alderpoint, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Alderpoint, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Alderpoint, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alderpoint car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alderpoint, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,363 $2,373 $1,718 $1,753 $6,475 $8,157 $3,083 $3,436
Farmers $2,369 $2,369 $2,126 $2,126 $7,548 $12,431 $2,805 $3,121
GEICO $2,050 $2,051 $1,927 $1,927 $6,302 $6,439 $2,955 $3,030
Liberty Mutual $2,026 $1,926 $1,870 $1,815 $4,377 $4,639 $2,291 $2,306
Nationwide $3,085 $2,951 $2,663 $2,518 $7,759 $8,552 $3,677 $3,661
Progressive $1,730 $1,788 $1,433 $1,725 $4,519 $5,524 $2,481 $2,682
State Farm $3,123 $3,123 $2,789 $2,789 $5,690 $7,041 $3,456 $3,566
Travelers $2,141 $2,082 $1,891 $1,870 $4,275 $4,942 $2,768 $2,719
USAA $1,923 $1,822 $1,882 $1,893 $4,352 $4,401 $2,696 $2,547

How much do teen drivers pay for car insurance in Alderpoint, CA?

Alderpoint, California car insurance rates for teens are often higher than rates for other drivers. Compare Alderpoint car insurance rates from multiple Alderpoint, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alderpoint, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,475 $8,157
Farmers $7,548 $12,431
GEICO $6,302 $6,439
Liberty Mutual $4,377 $4,639
Nationwide $7,759 $8,552
Progressive $4,519 $5,524
State Farm $5,690 $7,041
Travelers $4,275 $4,942
USAA $4,352 $4,401

How much do senior drivers pay for car insurance in Alderpoint, CA?

With a little research, seniors can find affordable car insurance in Alderpoint, California. Here’s a look at how the top Alderpoint car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alderpoint, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,753
Farmers $2,126 $2,126
GEICO $1,927 $1,927
Liberty Mutual $1,870 $1,815
Nationwide $2,663 $2,518
Progressive $1,433 $1,725
State Farm $2,789 $2,789
Travelers $1,891 $1,870
USAA $1,882 $1,893

How does coverage level affect Alderpoint, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alderpoint, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alderpoint, California

Insurance Company Low Medium High
Allstate $3,521 $3,694 $3,795
Farmers $4,086 $4,392 $4,608
GEICO $3,102 $3,363 $3,540
Liberty Mutual $2,490 $2,676 $2,802
Nationwide $4,004 $4,418 $4,652
Progressive $2,550 $2,790 $2,865
State Farm $3,629 $3,998 $4,214
Travelers $2,528 $2,900 $3,080
USAA $2,501 $2,729 $2,839

How does your driving record affect Alderpoint, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Alderpoint, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alderpoint, California companies.

Annual Alderpoint, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,203 $3,753 $5,827 $2,895
Farmers $3,222 $4,389 $5,476 $4,361
GEICO $2,330 $3,607 $4,512 $2,891
Liberty Mutual $2,304 $3,090 $2,788 $2,442
Nationwide $3,044 $3,893 $6,602 $3,893
Progressive $1,798 $3,025 $3,538 $2,580
State Farm $2,812 $3,357 $6,354 $3,266
Travelers $1,922 $3,063 $3,580 $2,779
USAA $1,787 $2,653 $4,360 $1,958

How does a DUI affect Alderpoint, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Alderpoint, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Alderpoint, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,827
Farmers $5,476
GEICO $4,512
Liberty Mutual $2,788
Nationwide $6,602
Progressive $3,538
State Farm $6,354
Travelers $3,580
USAA $4,360

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How does your commute affect Alderpoint, CA car insurance rates?

Alderpoint, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alderpoint if you’re financing.

Annual Car Insurance Rates by Commute Length in Alderpoint, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,321 $4,018
Farmers $3,959 $4,765
GEICO $3,030 $3,640
Liberty Mutual $2,438 $2,874
Nationwide $3,846 $4,871
Progressive $2,487 $2,983
State Farm $3,805 $4,089
Travelers $2,555 $3,117
USAA $2,479 $2,900

Who has the cheapest Alderpoint, CA car insurance rates?

Here’s a breakdown of Alderpoint, California car insurance rates by company. You can see which company offers the cheapest Alderpoint car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alderpoint, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Alderpoint, CA car insurance companies?

Which Alderpoint, California car insurance company will best fit your needs and budget? Check out this comparison of the top Alderpoint companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alderpoint, California

Insurance Company Average Annual Rates
Allstate $3,670
Farmers $4,362
GEICO $3,335
Liberty Mutual $2,656
Nationwide $4,358
Progressive $2,735
State Farm $3,947
Travelers $2,836
USAA $2,689

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Car Insurance Quotes for Alderpoint, CA

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