Cheap Quotes for Albertville, AL Car Insurance (2021)

Albertville, Alabama car insurance rates average $296 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Albertville, AL companies, you can find cheap Albertville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Albertville has an average commute time of 20.5 minutes
  • Average car insurance rates in Albertville, AL are $296/month
  • Average car insurance rates in Albertville, AL for senior drivers are $1,881/year

How do the Albertville, Alabama monthly average car insurance rates of $296/month compare to nearby cities like Birmingham car insurance rates, Tuscaloosa car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Albertville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Albertville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Albertville, Alabama companies to find the most affordable Albertville car insurance rates.

Enter your ZIP code above to find cheap Albertville, AL car insurance quotes today.

What are the minimum Albertville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Albertville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Albertville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Albertville, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Albertville, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Albertville, Alabama

ZIP Code Average Annual Rates
35950 $3,634
35951 $3,647

How do age, gender, and marital status affect Albertville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Albertville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Albertville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albertville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,037 $1,941 $1,844 $1,879 $7,116 $7,651 $2,280 $2,332
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,950 $1,940 $1,864 $1,928 $5,136 $5,035 $2,055 $1,904
Liberty Mutual $2,951 $3,187 $2,419 $2,704 $10,852 $12,064 $3,142 $3,346
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,216 $2,071 $1,820 $1,943 $9,355 $10,434 $2,599 $2,779
State Farm $2,934 $2,934 $2,667 $2,667 $9,115 $11,389 $3,320 $3,847
Travelers $1,331 $1,351 $1,253 $1,247 $7,000 $10,936 $1,263 $1,444
USAA $1,284 $1,302 $1,200 $1,174 $3,851 $4,268 $1,673 $1,803

How much do teen drivers pay for car insurance in Albertville, AL?

Albertville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Albertville car insurance rates from multiple Albertville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Albertville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,116 $7,651
Farmers $8,901 $9,156
GEICO $5,136 $5,035
Liberty Mutual $10,852 $12,064
Nationwide $4,292 $5,507
Progressive $9,355 $10,434
State Farm $9,115 $11,389
Travelers $7,000 $10,936
USAA $3,851 $4,268

How much do senior drivers pay for car insurance in Albertville, AL?

With a little research, seniors can find affordable car insurance in Albertville, Alabama. Here’s a look at how the top Albertville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Albertville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,879
Farmers $2,044 $2,172
GEICO $1,864 $1,928
Liberty Mutual $2,419 $2,704
Nationwide $1,494 $1,543
Progressive $1,820 $1,943
State Farm $2,667 $2,667
Travelers $1,253 $1,247
USAA $1,200 $1,174

How does coverage level affect Albertville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Albertville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Albertville, Alabama

Insurance Company Low Medium High
Allstate $3,269 $3,379 $3,506
Farmers $3,797 $3,967 $4,292
GEICO $2,505 $2,714 $2,961
Liberty Mutual $4,852 $5,059 $5,339
Nationwide $2,476 $2,473 $2,534
Progressive $3,741 $4,133 $4,583
State Farm $4,592 $4,854 $5,131
Travelers $3,071 $3,293 $3,321
USAA $1,994 $2,058 $2,156

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How does your driving record affect Albertville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Albertville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Albertville, Alabama companies.

Annual Albertville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,876 $3,391 $4,023 $3,251
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,837 $2,960 $3,664 $2,445
Liberty Mutual $3,985 $5,554 $5,424 $5,370
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,747 $4,729 $4,028 $4,106
State Farm $4,370 $5,457 $4,805 $4,805
Travelers $2,689 $2,822 $4,124 $3,278
USAA $1,592 $2,000 $2,964 $1,721

How does a DUI affect Albertville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Albertville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Albertville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,023
Farmers $4,267
GEICO $3,664
Liberty Mutual $5,424
Nationwide $3,164
Progressive $4,028
State Farm $4,805
Travelers $4,124
USAA $2,964

How does your credit history affect Albertville, AL car insurance rates?

Take a look at the data here to see how your Albertville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Albertville, Alabama

Insurance Company Poor Fair Good
Allstate $4,179 $3,287 $2,688
Farmers $4,505 $3,877 $3,674
GEICO $3,467 $2,474 $2,238
Liberty Mutual $7,275 $4,468 $3,507
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,022 $3,764
State Farm $7,885 $3,987 $2,706
Travelers $3,522 $3,053 $3,110
USAA $2,778 $1,812 $1,618

How does your commute affect Albertville, AL car insurance rates?

Albertville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Albertville if you’re financing.

Annual Car Insurance Rates by Commute Length in Albertville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,385 $3,385
Farmers $4,019 $4,019
GEICO $2,678 $2,775
Liberty Mutual $5,083 $5,083
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $4,742 $4,976
Travelers $3,228 $3,228
USAA $1,975 $2,164

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Who has the cheapest Albertville, AL car insurance rates?

Here’s a breakdown of Albertville, Alabama car insurance rates by company. You can see which company offers the cheapest Albertville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Albertville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Albertville, AL car insurance companies?

Which Albertville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Albertville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Albertville, Alabama

Insurance Company Average Annual Rates
Allstate $3,385
Farmers $4,019
GEICO $2,726
Liberty Mutual $5,083
Nationwide $2,494
Progressive $4,152
State Farm $4,859
Travelers $3,228
USAA $2,069

What factors affect Albertville, AL car insurance rates?

Why are Albertville, Alabama car insurance rates different than rates in Birmingham or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Albertville, AL?

FBI statistics show that the Albertville, Alabama car theft rate is 116 thefts each year. High theft rates can lead to higher than average Albertville, AL car insurance rates.

How long is the average commute in Albertville, AL?

More time spent behind the wheel can lead to higher Albertville, Alabama car insurance rates. In Albertville, AL, the average commute length is 20.5 minutes.

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Car Insurance Quotes for Albertville, AL

Shop for affordable Albertville, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Albertville, AL car insurance companies.

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