Cheap Quotes for Alamo, CA Car Insurance (2021)

Alamo, California car insurance rates average $285 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Alamo, CA companies, you can find cheap Alamo car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Alamo, CA after a DUI are $4,786/year
  • Alamo has an average commute time of 36.0 minutes
  • The cheapest car insurance company in Alamo is USAA

How do the Alamo, California monthly average car insurance rates of $285/month compare to nearby cities like Long Beach car insurance rates, Los Angeles car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alamo, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Alamo, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alamo, California companies to find the most affordable Alamo car insurance rates.

Enter your ZIP code above to find cheap Alamo, CA car insurance quotes today.

What are the minimum Alamo, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Alamo, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Alamo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Alamo, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Alamo, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alamo car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alamo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,695 $2,696 $1,974 $1,991 $7,554 $9,505 $3,450 $3,787
Farmers $2,448 $2,448 $2,211 $2,211 $7,835 $12,841 $2,904 $3,237
GEICO $1,692 $1,693 $1,591 $1,591 $5,165 $5,256 $2,432 $2,486
Liberty Mutual $2,200 $2,086 $2,047 $1,985 $4,839 $5,136 $2,485 $2,499
Nationwide $2,904 $2,775 $2,537 $2,394 $7,377 $8,132 $3,482 $3,443
Progressive $1,917 $1,976 $1,598 $1,912 $5,091 $6,157 $2,733 $2,941
State Farm $2,856 $2,856 $2,552 $2,552 $5,289 $6,570 $3,163 $3,260
Travelers $2,298 $2,224 $2,036 $2,015 $4,746 $5,415 $2,977 $2,919
USAA $1,818 $1,724 $1,775 $1,784 $4,109 $4,147 $2,524 $2,386

How much do teen drivers pay for car insurance in Alamo, CA?

Alamo, California car insurance rates for teens are often higher than rates for other drivers. Compare Alamo car insurance rates from multiple Alamo, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alamo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,554 $9,505
Farmers $7,835 $12,841
GEICO $5,165 $5,256
Liberty Mutual $4,839 $5,136
Nationwide $7,377 $8,132
Progressive $5,091 $6,157
State Farm $5,289 $6,570
Travelers $4,746 $5,415
USAA $4,109 $4,147

How much do senior drivers pay for car insurance in Alamo, CA?

With a little research, seniors can find affordable car insurance in Alamo, California. Here’s a look at how the top Alamo car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alamo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $1,991
Farmers $2,211 $2,211
GEICO $1,591 $1,591
Liberty Mutual $2,047 $1,985
Nationwide $2,537 $2,394
Progressive $1,598 $1,912
State Farm $2,552 $2,552
Travelers $2,036 $2,015
USAA $1,775 $1,784

How does coverage level affect Alamo, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alamo, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alamo, California

Insurance Company Low Medium High
Allstate $3,996 $4,241 $4,382
Farmers $4,210 $4,553 $4,789
GEICO $2,505 $2,768 $2,942
Liberty Mutual $2,723 $2,935 $3,070
Nationwide $3,734 $4,208 $4,449
Progressive $2,785 $3,130 $3,206
State Farm $3,249 $3,708 $3,956
Travelers $2,693 $3,168 $3,375
USAA $2,321 $2,578 $2,701

How does your driving record affect Alamo, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Alamo, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alamo, California companies.

Annual Alamo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,539 $4,268 $6,689 $3,330
Farmers $3,340 $4,547 $5,664 $4,516
GEICO $1,914 $2,958 $3,706 $2,374
Liberty Mutual $2,526 $3,384 $3,052 $2,676
Nationwide $2,885 $3,696 $6,245 $3,696
Progressive $2,001 $3,383 $3,894 $2,884
State Farm $2,598 $3,097 $5,841 $3,014
Travelers $2,068 $3,335 $3,885 $3,026
USAA $1,685 $2,506 $4,098 $1,845

How does a DUI affect Alamo, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Alamo, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Alamo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,689
Farmers $5,664
GEICO $3,706
Liberty Mutual $3,052
Nationwide $6,245
Progressive $3,894
State Farm $5,841
Travelers $3,885
USAA $4,098

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How does your commute affect Alamo, CA car insurance rates?

Alamo, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alamo if you’re financing.

Annual Car Insurance Rates by Commute Length in Alamo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,797 $4,616
Farmers $4,098 $4,936
GEICO $2,487 $2,989
Liberty Mutual $2,673 $3,146
Nationwide $3,653 $4,608
Progressive $2,751 $3,330
State Farm $3,504 $3,770
Travelers $2,770 $3,387
USAA $2,337 $2,730

Who has the cheapest Alamo, CA car insurance rates?

Here’s a breakdown of Alamo, California car insurance rates by company. You can see which company offers the cheapest Alamo car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alamo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Alamo, CA car insurance companies?

Which Alamo, California car insurance company will best fit your needs and budget? Check out this comparison of the top Alamo companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alamo, California

Insurance Company Average Annual Rates
Allstate $4,206
Farmers $4,517
GEICO $2,738
Liberty Mutual $2,910
Nationwide $4,131
Progressive $3,040
State Farm $3,637
Travelers $3,078
USAA $2,534

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What factors affect Alamo, CA car insurance rates?

Why are Alamo, California car insurance rates different than rates in Long Beach or Los Angeles? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Alamo, CA?

More time spent behind the wheel can lead to higher Alamo, California car insurance rates. In Alamo, CA, the average commute length is 36.0 minutes.

Car Insurance Quotes for Alamo, CA

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