Cheap Quotes for Agawam, MA Car Insurance (2021)

Agawam, Massachusetts car insurance rates average $266 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Agawam, MA companies, you can find cheap Agawam car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Agawam, MA after a DUI are $3,923/year
  • The cheapest car insurance company in Agawam is State Farm
  • Average car insurance rates in Agawam, MA for senior drivers are $2,001/year

How do the Agawam, Massachusetts monthly average car insurance rates of $266/month compare to nearby cities like Brockton car insurance rates, Springfield car insurance rates, and Lynn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Agawam, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Agawam, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Agawam, Massachusetts companies to find the most affordable Agawam car insurance rates.

Enter your ZIP code above to find cheap Agawam, MA car insurance quotes today.

What are the minimum Agawam, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Agawam, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Agawam, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Agawam, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Agawam, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Agawam car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Agawam, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,240 $2,240 $2,240 $2,240 $7,738 $7,738 $2,503 $2,503
GEICO $2,047 $2,047 $1,899 $1,899 $5,723 $5,723 $2,111 $2,111
Liberty Mutual $3,009 $3,009 $2,622 $2,622 $9,767 $9,767 $3,149 $3,149
Progressive $2,235 $2,235 $2,146 $2,146 $8,478 $8,478 $2,419 $2,419
State Farm $1,000 $1,000 $1,000 $1,000 $2,941 $2,941 $1,000 $1,000
Travelers $2,980 $2,980 $2,632 $2,632 $6,062 $6,062 $3,289 $3,289
USAA $1,492 $1,492 $1,470 $1,470 $3,499 $3,499 $1,649 $1,649

How much do teen drivers pay for car insurance in Agawam, MA?

Agawam, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Agawam car insurance rates from multiple Agawam, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Agawam, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,738 $7,738
GEICO $5,723 $5,723
Liberty Mutual $9,767 $9,767
Progressive $8,478 $8,478
State Farm $2,941 $2,941
Travelers $6,062 $6,062
USAA $3,499 $3,499

How much do senior drivers pay for car insurance in Agawam, MA?

With a little research, seniors can find affordable car insurance in Agawam, Massachusetts. Here’s a look at how the top Agawam car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Agawam, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,240 $2,240
GEICO $1,899 $1,899
Liberty Mutual $2,622 $2,622
Progressive $2,146 $2,146
State Farm $1,000 $1,000
Travelers $2,632 $2,632
USAA $1,470 $1,470

How does coverage level affect Agawam, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Agawam, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Agawam, Massachusetts

Insurance Company Low Medium High
Allstate $3,371 $3,740 $3,930
GEICO $2,708 $3,000 $3,127
Liberty Mutual $4,333 $4,697 $4,880
Progressive $3,493 $3,889 $4,077
State Farm $1,348 $1,511 $1,596
Travelers $3,351 $3,814 $4,057
USAA $1,879 $2,062 $2,142

How does your driving record affect Agawam, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Agawam, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Agawam, Massachusetts companies.

Annual Agawam, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,861 $4,246 $4,752 $2,861
GEICO $2,355 $3,241 $3,698 $2,484
Liberty Mutual $3,655 $4,990 $5,999 $3,903
Progressive $3,207 $4,524 $3,590 $3,958
State Farm $1,180 $1,601 $1,900 $1,261
Travelers $2,907 $4,024 $4,339 $3,693
USAA $1,442 $1,874 $3,181 $1,613

How does a DUI affect Agawam, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Agawam, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Agawam, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,752
GEICO $3,698
Liberty Mutual $5,999
Progressive $3,590
State Farm $1,900
Travelers $4,339
USAA $3,181

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your commute affect Agawam, MA car insurance rates?

Agawam, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Agawam if you’re financing.

Annual Car Insurance Rates by Commute Length in Agawam, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,558 $3,802
GEICO $2,890 $3,000
Liberty Mutual $4,455 $4,819
Progressive $3,820 $3,820
State Farm $1,450 $1,521
Travelers $3,560 $3,921
USAA $1,972 $2,084

Who has the cheapest Agawam, MA car insurance rates?

Here’s a breakdown of Agawam, Massachusetts car insurance rates by company. You can see which company offers the cheapest Agawam car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Agawam, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Agawam, MA car insurance companies?

Which Agawam, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Agawam companies to find the one for you.

Average Annual Car Insurance Rates by Company in Agawam, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,680
GEICO $2,945
Liberty Mutual $4,637
Progressive $3,820
State Farm $1,485
Travelers $3,741
USAA $2,028

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What factors affect Agawam, MA car insurance rates?

Why are Agawam, Massachusetts car insurance rates different than rates in Brockton or Springfield? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Agawam, MA?

More time spent behind the wheel can lead to higher Agawam, Massachusetts car insurance rates. In Agawam, MA, the average commute length is 21.3 minutes.

Car Insurance Quotes for Agawam, MA

Shop for affordable Agawam, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Agawam, MA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption