Cheap Quotes for Adelphi, MD Car Insurance (2021)

Adelphi, Maryland car insurance rates average $491 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Adelphi, MD companies, you can find cheap Adelphi car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Adelphi is Nationwide
  • Average car insurance rates in Adelphi, MD for senior drivers are $3,868/year
  • Adelphi has an average commute time of 35.3 minutes

How do the Adelphi, Maryland monthly average car insurance rates of $491/month compare to nearby cities like Greenbelt car insurance rates, Bowie car insurance rates, and Baltimore car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Adelphi, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Adelphi, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Adelphi, Maryland companies to find the most affordable Adelphi car insurance rates.

Enter your ZIP code above to find cheap Adelphi, MD car insurance quotes today.

What are the minimum Adelphi, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Adelphi, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Adelphi, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Adelphi, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Adelphi, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Adelphi, Maryland

ZIP Code Average Annual Rates
20782 $4,984
20783 $5,137

How do age, gender, and marital status affect Adelphi, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Adelphi, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Adelphi car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Adelphi, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,994 $3,808 $3,829 $3,924 $11,959 $14,053 $3,565 $3,592
GEICO $3,062 $3,348 $3,486 $4,024 $9,105 $10,318 $2,611 $2,733
Liberty Mutual $9,100 $9,100 $8,998 $8,998 $17,550 $25,949 $9,100 $12,214
Nationwide $2,590 $2,597 $2,339 $2,409 $6,076 $7,998 $3,000 $3,229
Progressive $2,943 $2,631 $2,550 $2,615 $10,555 $11,488 $3,403 $3,277
State Farm $3,187 $3,187 $2,936 $2,936 $9,523 $12,137 $3,564 $3,997
USAA $2,732 $2,682 $2,558 $2,549 $6,103 $7,192 $3,147 $3,513

How much do teen drivers pay for car insurance in Adelphi, MD?

Adelphi, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Adelphi car insurance rates from multiple Adelphi, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Adelphi, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,959 $14,053
GEICO $9,105 $10,318
Liberty Mutual $17,550 $25,949
Nationwide $6,076 $7,998
Progressive $10,555 $11,488
State Farm $9,523 $12,137
USAA $6,103 $7,192

How much do senior drivers pay for car insurance in Adelphi, MD?

With a little research, seniors can find affordable car insurance in Adelphi, Maryland. Here’s a look at how the top Adelphi car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Adelphi, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,829 $3,924
GEICO $3,486 $4,024
Liberty Mutual $8,998 $8,998
Nationwide $2,339 $2,409
Progressive $2,550 $2,615
State Farm $2,936 $2,936
USAA $2,558 $2,549

How does coverage level affect Adelphi, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Adelphi, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Adelphi, Maryland

Insurance Company Low Medium High
Allstate $5,911 $6,042 $6,318
GEICO $4,645 $4,799 $5,062
Liberty Mutual $12,268 $12,597 $13,014
Nationwide $3,606 $3,790 $3,943
Progressive $4,671 $4,930 $5,198
State Farm $4,901 $5,199 $5,449
USAA $3,594 $3,822 $4,012

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How does your driving record affect Adelphi, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Adelphi, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Adelphi, Maryland companies.

Annual Adelphi, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,378 $7,193 $5,378 $6,414
GEICO $3,432 $5,345 $6,478 $4,088
Liberty Mutual $9,136 $11,977 $17,894 $11,499
Nationwide $3,322 $4,471 $3,556 $3,770
Progressive $4,202 $5,614 $5,068 $4,847
State Farm $4,643 $5,844 $5,123 $5,123
USAA $2,988 $3,674 $5,357 $3,220

How does a DUI affect Adelphi, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Adelphi, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Adelphi, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,378
GEICO $6,478
Liberty Mutual $17,894
Nationwide $3,556
Progressive $5,068
State Farm $5,123
USAA $5,357

How does your credit history affect Adelphi, MD car insurance rates?

Take a look at the data here to see how your Adelphi, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Adelphi, Maryland

Insurance Company Poor Fair Good
Allstate $7,902 $5,506 $4,864
GEICO $5,485 $4,539 $4,483
Liberty Mutual $17,998 $11,638 $8,243
Nationwide $4,850 $3,411 $3,078
Progressive $6,222 $4,674 $3,902
State Farm $7,584 $4,498 $3,468
USAA $5,093 $3,483 $2,853

How does your commute affect Adelphi, MD car insurance rates?

Adelphi, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Adelphi if you’re financing.

Annual Car Insurance Rates by Commute Length in Adelphi, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,004 $6,178
GEICO $4,753 $4,919
Liberty Mutual $12,292 $12,961
Nationwide $3,780 $3,780
Progressive $4,933 $4,933
State Farm $5,044 $5,322
USAA $3,689 $3,930

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Who has the cheapest Adelphi, MD car insurance rates?

Here’s a breakdown of Adelphi, Maryland car insurance rates by company. You can see which company offers the cheapest Adelphi car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Adelphi, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Adelphi, MD car insurance companies?

Which Adelphi, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Adelphi companies to find the one for you.

Average Annual Car Insurance Rates by Company in Adelphi, Maryland

Insurance Company Average Annual Rates
Allstate $6,091
GEICO $4,836
Liberty Mutual $12,626
Nationwide $3,780
Progressive $4,933
State Farm $5,183
USAA $3,810

What factors affect Adelphi, MD car insurance rates?

Why are Adelphi, Maryland car insurance rates different than rates in Greenbelt or Bowie? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Adelphi, MD?

More time spent behind the wheel can lead to higher Adelphi, Maryland car insurance rates. In Adelphi, MD, the average commute length is 35.3 minutes.

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Car Insurance Quotes for Adelphi, MD

Shop for affordable Adelphi, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Adelphi, MD car insurance companies.

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