Cheap Quotes for Acton, CA Car Insurance (2021)

Acton, California car insurance rates average $328 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Acton, CA companies, you can find cheap Acton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Acton is USAA
  • Average car insurance rates in Acton, CA for senior drivers are $2,350/year
  • Acton has an average commute time of 54.2 minutes

How do the Acton, California monthly average car insurance rates of $328/month compare to nearby cities like Sacramento car insurance rates, Fresno car insurance rates, and Oakland car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Acton, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Acton, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Acton, California companies to find the most affordable Acton car insurance rates.

Enter your ZIP code above to find cheap Acton, CA car insurance quotes today.

What are the minimum Acton, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Acton, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Acton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Acton, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Acton, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Acton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Acton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,248 $3,236 $2,361 $2,373 $9,076 $11,381 $4,124 $4,487
Farmers $3,251 $3,251 $2,954 $2,954 $10,389 $16,893 $3,856 $4,300
GEICO $1,830 $1,830 $1,721 $1,721 $5,564 $5,660 $2,628 $2,687
Liberty Mutual $2,258 $2,125 $2,111 $2,039 $4,858 $5,218 $2,529 $2,570
Nationwide $3,142 $2,997 $2,770 $2,608 $7,991 $8,839 $3,740 $3,684
Progressive $1,695 $1,746 $1,451 $1,720 $4,554 $5,492 $2,456 $2,643
State Farm $3,981 $3,981 $3,562 $3,562 $7,381 $9,168 $4,408 $4,544
Travelers $2,634 $2,544 $2,328 $2,304 $5,527 $6,266 $3,433 $3,348
USAA $1,920 $1,818 $1,875 $1,881 $4,384 $4,392 $2,645 $2,499

How much do teen drivers pay for car insurance in Acton, CA?

Acton, California car insurance rates for teens are often higher than rates for other drivers. Compare Acton car insurance rates from multiple Acton, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Acton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,076 $11,381
Farmers $10,389 $16,893
GEICO $5,564 $5,660
Liberty Mutual $4,858 $5,218
Nationwide $7,991 $8,839
Progressive $4,554 $5,492
State Farm $7,381 $9,168
Travelers $5,527 $6,266
USAA $4,384 $4,392

How much do senior drivers pay for car insurance in Acton, CA?

With a little research, seniors can find affordable car insurance in Acton, California. Here’s a look at how the top Acton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Acton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,361 $2,373
Farmers $2,954 $2,954
GEICO $1,721 $1,721
Liberty Mutual $2,111 $2,039
Nationwide $2,770 $2,608
Progressive $1,451 $1,720
State Farm $3,562 $3,562
Travelers $2,328 $2,304
USAA $1,875 $1,881

How does coverage level affect Acton, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Acton, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Acton, California

Insurance Company Low Medium High
Allstate $4,720 $5,085 $5,302
Farmers $5,522 $6,035 $6,386
GEICO $2,658 $2,990 $3,217
Liberty Mutual $2,735 $2,990 $3,165
Nationwide $3,959 $4,553 $4,902
Progressive $2,425 $2,800 $2,933
State Farm $4,523 $5,167 $5,530
Travelers $3,041 $3,647 $3,956
USAA $2,408 $2,732 $2,890

How does your driving record affect Acton, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Acton, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Acton, California companies.

Annual Acton, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $5,095 $8,040 $3,976
Farmers $4,431 $6,026 $7,489 $5,979
GEICO $2,066 $3,190 $4,001 $2,563
Liberty Mutual $2,572 $3,444 $3,112 $2,726
Nationwide $3,119 $4,003 $6,761 $4,003
Progressive $1,776 $3,025 $3,521 $2,557
State Farm $3,624 $4,320 $8,147 $4,204
Travelers $2,344 $3,884 $4,477 $3,487
USAA $1,778 $2,645 $4,336 $1,948

How does a DUI affect Acton, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Acton, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Acton, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,040
Farmers $7,489
GEICO $4,001
Liberty Mutual $3,112
Nationwide $6,761
Progressive $3,521
State Farm $8,147
Travelers $4,477
USAA $4,336

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How does your commute affect Acton, CA car insurance rates?

Acton, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Acton if you’re financing.

Annual Car Insurance Rates by Commute Length in Acton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,534 $5,538
Farmers $5,424 $6,538
GEICO $2,684 $3,226
Liberty Mutual $2,719 $3,208
Nationwide $3,949 $4,994
Progressive $2,471 $2,968
State Farm $4,887 $5,259
Travelers $3,193 $3,903
USAA $2,465 $2,888

Who has the cheapest Acton, CA car insurance rates?

Here’s a breakdown of Acton, California car insurance rates by company. You can see which company offers the cheapest Acton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Acton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Acton, CA car insurance companies?

Which Acton, California car insurance company will best fit your needs and budget? Check out this comparison of the top Acton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Acton, California

Insurance Company Average Annual Rates
Allstate $5,036
Farmers $5,981
GEICO $2,955
Liberty Mutual $2,964
Nationwide $4,471
Progressive $2,720
State Farm $5,073
Travelers $3,548
USAA $2,677

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What factors affect Acton, CA car insurance rates?

Why are Acton, California car insurance rates different than rates in Sacramento or Fresno? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Acton, CA?

More time spent behind the wheel can lead to higher Acton, California car insurance rates. In Acton, CA, the average commute length is 54.2 minutes.

Car Insurance Quotes for Acton, CA

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