Cheap Quotes for Acalanes Ridge, CA Car Insurance (2021)

Acalanes Ridge, California car insurance rates average $286 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Acalanes Ridge, CA companies, you can find cheap Acalanes Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Acalanes Ridge, CA are $286/month
  • Average car insurance rates in Acalanes Ridge, CA for senior drivers are $2,052/year
  • The cheapest car insurance company in Acalanes Ridge is USAA

How do the Acalanes Ridge, California monthly average car insurance rates of $286/month compare to nearby cities like Sacramento car insurance rates, Bakersfield car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Acalanes Ridge, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Acalanes Ridge, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Acalanes Ridge, California companies to find the most affordable Acalanes Ridge car insurance rates.

Enter your ZIP code above to find cheap Acalanes Ridge, CA car insurance quotes today.

What are the minimum Acalanes Ridge, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Acalanes Ridge, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Acalanes Ridge, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Acalanes Ridge, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Acalanes Ridge, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Acalanes Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Acalanes Ridge, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,777 $2,775 $2,033 $2,047 $7,788 $9,795 $3,541 $3,875
Farmers $2,401 $2,401 $2,167 $2,167 $7,714 $12,671 $2,851 $3,179
GEICO $1,594 $1,595 $1,500 $1,500 $4,833 $4,914 $2,286 $2,338
Liberty Mutual $2,172 $2,058 $2,024 $1,963 $4,780 $5,084 $2,450 $2,464
Nationwide $2,945 $2,810 $2,587 $2,437 $7,535 $8,306 $3,529 $3,479
Progressive $1,796 $1,850 $1,518 $1,808 $4,788 $5,791 $2,587 $2,786
State Farm $3,031 $3,031 $2,709 $2,709 $5,589 $6,928 $3,357 $3,462
Travelers $2,394 $2,318 $2,119 $2,097 $4,947 $5,664 $3,111 $3,048
USAA $1,819 $1,724 $1,772 $1,782 $4,128 $4,169 $2,525 $2,388

How much do teen drivers pay for car insurance in Acalanes Ridge, CA?

Acalanes Ridge, California car insurance rates for teens are often higher than rates for other drivers. Compare Acalanes Ridge car insurance rates from multiple Acalanes Ridge, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Acalanes Ridge, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,788 $9,795
Farmers $7,714 $12,671
GEICO $4,833 $4,914
Liberty Mutual $4,780 $5,084
Nationwide $7,535 $8,306
Progressive $4,788 $5,791
State Farm $5,589 $6,928
Travelers $4,947 $5,664
USAA $4,128 $4,169

How much do senior drivers pay for car insurance in Acalanes Ridge, CA?

With a little research, seniors can find affordable car insurance in Acalanes Ridge, California. Here’s a look at how the top Acalanes Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Acalanes Ridge, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,047
Farmers $2,167 $2,167
GEICO $1,500 $1,500
Liberty Mutual $2,024 $1,963
Nationwide $2,587 $2,437
Progressive $1,518 $1,808
State Farm $2,709 $2,709
Travelers $2,119 $2,097
USAA $1,772 $1,782

How does coverage level affect Acalanes Ridge, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Acalanes Ridge, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Acalanes Ridge, California

Insurance Company Low Medium High
Allstate $4,098 $4,367 $4,522
Farmers $4,152 $4,479 $4,701
GEICO $2,340 $2,599 $2,770
Liberty Mutual $2,685 $2,903 $3,036
Nationwide $3,766 $4,285 $4,560
Progressive $2,592 $2,946 $3,059
State Farm $3,481 $3,918 $4,157
Travelers $2,819 $3,302 $3,516
USAA $2,324 $2,584 $2,708

How does your driving record affect Acalanes Ridge, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Acalanes Ridge, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Acalanes Ridge, California companies.

Annual Acalanes Ridge, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,615 $4,385 $6,888 $3,428
Farmers $3,285 $4,473 $5,574 $4,444
GEICO $1,798 $2,769 $3,481 $2,231
Liberty Mutual $2,496 $3,343 $3,015 $2,644
Nationwide $2,936 $3,763 $6,352 $3,763
Progressive $1,877 $3,185 $3,699 $2,702
State Farm $2,749 $3,278 $6,190 $3,190
Travelers $2,152 $3,482 $4,060 $3,156
USAA $1,688 $2,513 $4,104 $1,848

How does a DUI affect Acalanes Ridge, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Acalanes Ridge, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Acalanes Ridge, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,888
Farmers $5,574
GEICO $3,481
Liberty Mutual $3,015
Nationwide $6,352
Progressive $3,699
State Farm $6,190
Travelers $4,060
USAA $4,104

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How does your commute affect Acalanes Ridge, CA car insurance rates?

Acalanes Ridge, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Acalanes Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Acalanes Ridge, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,904 $4,753
Farmers $4,032 $4,856
GEICO $2,334 $2,805
Liberty Mutual $2,643 $3,106
Nationwide $3,715 $4,692
Progressive $2,601 $3,130
State Farm $3,713 $3,991
Travelers $2,889 $3,536
USAA $2,342 $2,735

Who has the cheapest Acalanes Ridge, CA car insurance rates?

Here’s a breakdown of Acalanes Ridge, California car insurance rates by company. You can see which company offers the cheapest Acalanes Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Acalanes Ridge, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Acalanes Ridge, CA car insurance companies?

Which Acalanes Ridge, California car insurance company will best fit your needs and budget? Check out this comparison of the top Acalanes Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Acalanes Ridge, California

Insurance Company Average Annual Rates
Allstate $4,329
Farmers $4,444
GEICO $2,570
Liberty Mutual $2,875
Nationwide $4,204
Progressive $2,866
State Farm $3,852
Travelers $3,212
USAA $2,538

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What factors affect Acalanes Ridge, CA car insurance rates?

Why are Acalanes Ridge, California car insurance rates different than rates in Sacramento or Bakersfield? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Acalanes Ridge, CA?

More time spent behind the wheel can lead to higher Acalanes Ridge, California car insurance rates. In Acalanes Ridge, CA, the average commute length is 27.6 minutes.

Car Insurance Quotes for Acalanes Ridge, CA

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