Does paying off my car lower my insurance?

If you take a look at all of the newer cars coasting down highways and public roads in your area, a majority of those vehicles are financed. In fact, consumer reports show that around 84.5 percent of all of the new cars that are purchased today are financed. While it would be nice to have…

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When to Report My Car Accident to Insurance

Car accidents happen. You can’t erase the fact that you’ve had an accident but you can make the cleanup efforts much easier if you take all of the right steps. It’s all about keeping calm at the scene, checking to see if anyone needs medical attention, and then collecting the pertinent information that your insurer…

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How do insurance adjusters value a car?

When you buy auto insurance, it’s crucial to research the coverage options that are available to you. After you familiarize yourself with each of the options that standard insurers in your state offer, it’s easier to build a policy that will protect you, your assets, and your property. While it is important to build an…

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If my car gets stolen, will insurance cover it?

Car insurance gives us the assurance that we will be covered in the event of an accident. It also frees us from paying out-of-pocket expenses for accidents. Regardless of fault, car insurance gives us the confidence that we will be taken care of. However, you wrongly assume your current policy covers theft. Will insurance still…

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Do you need insurance to register a car?

We don’t always do things in the best order. For example, you might buy a car because you find a good deal on one. You might not want to wait until you can get it insured. But when you set out to register your car, as required by law, you might run into a few…

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What is the best auto insurance for new drivers?

As a new driver, the thought of buying insurance for the first time can be very intimidating. With so many carriers to buy from and so many coverage options to select, comparison shopping can be a daunting task. For a driver with very little experience behind the wheel, the key is to familiarize yourself with…

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What do you need to get insurance on a car?

When you buy a car, one of your first responsibilities as a vehicle owner is buying insurance. If you buy the vehicle outright, you’re only responsible for buying the minimum amount of insurance that’s required by state law. If you finance the vehicle, you must buy the state-mandated coverage and physical damage coverage as well….

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Who is covered on my auto insurance?

When you own an auto insurance policy, it’s important to know who’s insured to drive your car at all times. Since not all drivers need to be listed on your insurance, understanding who is and isn’t covered can be a bit confusing. The key is to understand what your insurer expects from you so that…

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When not to make a claim on car insurance?

Car accidents are an unfortunate part of life. When you get caught up in an accident, you may feel shaken, your vehicle may be damaged, or worst case, you or someone involved may be injured. In addition to all of this, insurance providers often hike rates after any accident, even if you have had a…

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