Car Insurance Comparison Reviews

Car insurance comparison reviews reveal that comparing insurance quotes online is the easiest and most efficient way to find cheap auto insurance. Make sure you understand your coverage needs and read car insurance company reviews before you begin to compare quotes online. Using online comparison tools, like our free one below, instantly gives you auto insurance quotes from top-rated companies in your area. Enter your ZIP code to get started!

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Oct 28, 2020

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It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Car insurance comparison is the best way to find cheap car insurance quotes but how do you start a car insurance comparison search?

A lot of drivers simply enter their zip code in a search box or visit a couple of the national brands but car insurance comparison entails a lot more work to find the best policy coverage at the most affordable rates. Before choosing an auto insurer always make sure to perform the following steps:

Understand Coverage

This is particularly important if you are on a budget. While cheap car insurance quotes are the ultimate goal you still need sufficient coverage in the event of an accident. Purchasing an auto insurance policy involves finding a balance between coverage and premiums. Sometimes the cheapest rates provide only enough coverage to comply with state minimum car insurance requirements and for most drivers this is far from sufficient coverage.

State Minimum car insurance requirements were established to provide a safer environment so people have some form of protection in a car accident however the goal of state car insurance laws were never to provide protection for your vehicle in the event of an accident where it was your fault. Liability insurance is required by all states but liability insurance only covers injuries to other people and does not provide any form of insurance for you or your vehicle (if the accident was your fault). Imagine choosing a car insurance policy because the rates were cheap only to find out you have no insurance coverage for your injuries or vehicle damage? Well, its very possible if you just purchase a policy with the minimum coverage required by law.

It’s important to understand collision, comprehensive, GAP insurance and other types of coverage well before starting a car insurance comparison search

Read Car Insurance Company Reviews

Almost all car insurance companies have customer reviews online so do some research on auto insurers in your zip code (most states have over 100 licensed car insurance companies) and find a company who offers both the type of coverage you need and the customer service elements (such as 24/7 customer service, online account management, toll free number etc.)

Ask Around

While car insurance reviews are a great indicator of an auto insurer’s reputation there is no better tool to find a reputable car insurance company than speaking with people who have filed a claim. It’s important to differentiate opinions from people who (a) simply send a check in to pay for coverage and (b) those who have filed a claim. Anyone can purchase car insurance but ultimately it’s the experience of how a company handles a claim that is the true test of a car insurer’s reputation.

Remember that car insurance comparison reviews are a big element in finding the right car insurance company but at the end of the day your choice will be based on many factors including price, company reputation, policy details and your gut instinct. While car insurance is mandatory you have many choices of what insurer to use. Take your time and choose a company that provides you with sufficient coverage, affordable premiums and the security of knowing you are covered in the case of an accident.

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