Allstate Car Insurance Review

Allstate Insurance is the second-largest car insurance company in the country. Our Allstate Car Insurance Review finds that the company offers competitive policies for liability, medical payment coverage, uninsured motorist coverage, GAP insurance, and more. Enter your ZIP code below to start comparing Allstate car insurance quotes against other local companies for free.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Oct 24, 2020

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In a nutshell...

  • Allstate makes its pretty easy to get a quote through a toll-free number, a local agent or by visiting the company website
  • Where some people fall out of favor is when they are considered high-risk or tend to focus primarily on premiums
  • Allstate ranks as 2nd highest rated car insurance companies with fantastic satisfaction ratings

Allstate is a car insurance company almost every driver knows and the 2nd largest car insurance company in America today.

Founded almost 80 years ago, the Allstate insurance company has over a 10 percent market share of car insurance policies nationwide.

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About Allstate Car Insurance

Any company with a 10 percent market share of a highly competitive industry like car insurance deserves consideration when comparing potential service providers.

The Allstate Company is no different, and consumers and rating agencies both rank this auto insurer as one of the best car insurance companies around.

The Allstate car insurance company offers almost every type of auto insurance with affordable premiums for most low-risk drivers.

Some of the most popular types of car insurance available include:

  • Liability Insurance
  • Medical Payments Coverage
  • Underinsured / Uninsured Motorist Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Personal Injury Protection
  • GAP Insurance
  • Towing and Labor Costs Coverage
  • Rental Reimbursement Coverage

Allstate even has a type of auto insurance called “Sound System Coverage” to help protect your custom stereo system from damage in addition to numerous other insurance products such as life and homeowners.

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Allstate Customer Service

Regarding customer service, Allstate ranks as one of the highest rated car insurance companies with customer satisfaction levels many auto insurers can only envy.

While Allstate is very competitive, some customers feel they charge a little higher than some insurers of the same quality, however, with a 10 percent market share we think its pretty safe to say this company’s car insurance premiums are well within an acceptable range for most drivers.

Allstate has also been one of the leading car insurance companies to embrace technology with an incredibly comprehensive website, online account management tools and multiple online payment options.

One of the unique things about Allstate’s customer service commitment on the web is they have a “virtual auto insurance guide” online to help educate you about car insurance even explaining their popular Bumper-to-Bumper Basics™ program.

Allstate Car Insurance Discounts

Much like every top car insurer, Allstate provides eligible drivers with a wide choice of car insurance discounts.

These discounts include:

  • Vehicle safety discounts
  • Good driver discount
  • Defensive driver discounts
  • Passive restraint systems discount
  • Multi-policy discounts
  • Good student discount

The Allstate website has a very detailed section covering many of the car insurer’s auto insurance discounts but makes sure to visit our section on car insurance discounts as even the Allstate website does not mention all the cuts you may be eligible for.

Compare Allstate Car Insurance Quotes

Allstate makes its pretty easy to get a quote through a toll-free number, a local agent or by visiting the company website.

What it doesn’t do, however, is compare car insurance rates to other providers online, so you need to find a car insurance comparison service to help locate other potential insurers and compare multiple quotes.

The best car insurance rates will only come from comparing at least a handful of auto insurance companies.

Enter your zip code below to get FREE car insurance quotes today!

References:

  1. https://www.statefarm.com/insurance/auto/coverage-options/liability-coverage
  2. https://www.allstate.com/tools-and-resources/car-insurance/what-is-collision-insurance.aspx
  3. https://www.allstate.com/
  4. https://www.nationwide.com/defensive-driving-discount.jsp

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