Oklahoma Car Insurance
Oklahoma auto insurance requirements apply to all drivers and car insurance is MANDTAORY in Oklahoma. While there are certain vehicle exceptions most drivers are required to carry liability insurance for any registered vehicle.
Oklahoma Car Insurance Requirements
In common with most other States Oklahoma only requires liability car insurance for registered vehicles. While the minimum levels of 25/50/25 are comparably higher than many laws the purchase of an auto insurance policy which only complies with minimum Oklahoma requirements is not a whole lot of protection. The numbers behind Oklahoma liability car insurance requirements represent:
- $25,000 of liability coverage for an accident with only one injured party
- $50,000 of liability coverage for combined expenses of an accident (all parties)
- $25,000 property damage liability coverage
All Oklahoma drivers are recommended to get higher limits of coverage especially given the exorbitant cost of medical care today. While $25,000 may seem like sufficient coverage imagine the emergency room and surgery fees if someone breaks their arm – much more than $25,000 and any damages exceeding your policy limits you could be held personally liable for.
Oklahoma Car Insurance Companies
There are almost 150 licensed car insurance companies in Oklahoma allowing drivers the privilege of many potential insurers to choose from. However with competition often comes confusing about who the best insurer is or what type of coverage you need. The best approach to finding the best car insurance rates is car insurance comparison however before requesting quotes try to at least do the following:
Learn About Car Insurance
Understand the different types of coverage, industry acronyms like PIP and GAP insurance, how auto insurers calculate risk and more. We have a pretty comprehensive car insurance guide but also check out the websites of companies like GEICO or State Farm who provide a wealth of content online to help educate drivers about auto insurance.
There are many ways to save money but like most discounts in life its often up to the consumer to inquire about their eligibility. While many car insurance discounts are often automatically applied by some companies, others do not automatically extend the discount. Learn about the common ways drivers save money with car insurance discounts and make a list of anything you may be eligible for always asking a potential insurer direct.
Where do I start a Car Insurance Comparison Search?
While traditionally many drivers found comfort in visiting a local agent the world has changed and today car insurance comparison online is one of the biggest markets in America. Leveraging the power of the internet you can read car insurance company reviews, request multiple quotes and even learn about coverage all online.
Get Started – Start Car Insurance Comparison Today!